[shyampsunder]

Originally Posted by chetan_l

.

In terms of EV charging at home, I am a first time EV user and I am looking for some help around the process of getting an additional load sanctioned from BESCOM (Bangalore) for the EV charger kit that MG will install at home. If anyone from Bangalore can guide me on any pitfalls and gotchas I need to be aware of when dealing with BESCOM, I will be grateful!

Hi, I live in Bangalore and since I live in a rented house in a high rise apartment, I decided to not go through the hassle of BESCOM load enhancement.

I have installed a 15A legrand charger unit in my parking spot which used to be sold along with initial Nexon EVs. Even with ZS EVs larger battery pack, it has been sufficient for me. With Windsor's smaller battery, this is a much more effective strategy. Alternatively you can ask MG to derate the 7 kW charger to 3 kW if you are getting one.

Bangalore has plenty of DC fast chargers if you really need a quick top up. I have had to use one only once where I had to go to the airport and back.

Visited a Shell recharge and was able to get sufficient energy with a 15 mins top up.

A 15A socket is the most efficient both from a physical hassle and cost perspective.

[shubhank008]

Originally Posted by shyampsunder

Hi, I live in Bangalore and since I live in a rented house in a high rise apartment, I decided to not go through the hassle of BESCOM load enhancement.

I have installed a 15A legrand charger unit in my parking spot which used to be sold along with initial Nexon EVs. Even with ZS EVs larger battery pack, it has been sufficient for me. With Windsor's smaller battery, this is a much more effective strategy. Alternatively you can ask MG to derate the 7 kW charger to 3 kW if you are getting one.

Bangalore has plenty of DC fast chargers if you really need a quick top up. I have had to use one only once where I had to go to the airport and back.

Visited a Shell recharge and was able to get sufficient energy with a 15 mins top up.

A 15A socket is the most efficient both from a physical hassle and cost perspective.

I agree that this is the way to go for most apartment owners or people facing/needing load increase.
3AMP is sufficient to charge overnight or get some minimal juice in.

There are ample of DC/Fast chargers in most metro/tier-1 cities now, specially Malls. Considering Windsor will take 45-55 mins (50kw) or 80mins~ (25KW) for 100%, you can just charge using any of the public chargers, just go for a coffee break or mall trip or just go for your local MG showroom and charge there.

This is specially good for the free 1 year public charging for BaaS owners.

I have a 5KW load too which my society management is refusing to increase (builder dispute) so I am also stuck in a situation where if I use the 3KW charger, I cannot use any other heavy appliance.
Thus upgrading my 10 month old comet to a windsor ev now, just so I can use public charging, since we go out once, sometimes even twice a week anyway and ample of public chargers.

Planning to sell my 2022 Skoda Octavia as well, I don't drive a lot as I tend to get road rage issues so want to get a smaller/compact car, something which when gets scratches won't leave me sleepless at night.

2022 Octavia completed 20k KMs, that also due to 3 road trips
2023 Nov Comet did only 2000KMs, sadly MG is only offering 5.15L as exchange value for less than 1 year old car.

Life priorities have changed for us, primary priority now being moving out, so downgrading to a car with less than 20k EMI, and no fuss on road.

[narayans80]

Originally Posted by chetan_l

I am attaching the on-road price quoted by Jubilant Motors

I thought the price list I got was a ripoff, this is a whole another level Please do get the spare wheel and rear parcel shelf prices. I did ask too, but haven't got the details from the sales guy.

I too had the same question as thomahawk. The 8 year loan pretty much covers the standard warranty MG (and other OEMs) offers on the battery.

[chetan_l]

Originally Posted by shyampsunder

Hi, I live in Bangalore and since I live in a rented house in a high rise apartment, I decided to not go through the hassle of BESCOM load enhancement...A 15A socket is the most efficient both from a physical hassle and cost perspective.

Thank you @shyampsunder! Let me introspect on this.

Originally Posted by thomahawk

Any idea about the 'lifetime' quoted here? 15 years? I thought the warranty will cease when the the BaaS tenure (if that also isn't lifetime) ends. As in if you get a new battery/refurbished cell - lets say after the standard 8 years mark, they'll renew the lease/loan for whatever it cost MG to do that?

The warranty offered is regardless of whether you purchase the battery upfront or through the BaaS model. If there is battery degradation and parts/whole of it has to be replaced even in the eighth year, MG will do it at no extra cost/extension of BaaS.

That said, we need to read thru the terms and conditions of the warranty clause to check for any restrictive covenants. The 'unlimited' sounds too good to be true; the SA says this offer is valid only for pre-bookings and will cease to be offered after Oct 3. I don't see this on the website but I tend to believe him.

Some more info/clarification on BaaS and its implications:

Many folks are confused about the BaaS concept. It would have been simpler to call it EMI purchase plan, right? Hold on - MG does have a point in giving it a new terminology: you see, while Rs 5,250 is based on minimum usage of 1500 km a month, what happens if I run the car, say 5000 km each month?

Answer: It depends on the financier.
Bajaj Fin: Regardless of usage, I will only be billed Rs 5,250 a month. My repayment tenure is a fixed 96 months.
HeroFin: I will be charged extra for the additional kilometers. At Rs 3.5 per km, my monthly outflow will become Rs 17,500. But wait! At this cost outflow, my rental tenure will now drop to just 22 months (assuming 9% pa interest)! I will no longer have to pay any amount for the BaaS rental after 22 months under HeroFin!
Ecofy: Wow - they are charging me Rs 5.80 x 5k km = Rs 29k for the month! But again, assuming the rate of interest is the same 9% pa, then my repayment tenure at a steady 5k km every month use will just be 12 months. If I use an average of 1.5k km a month (demo use case everywhere) then Ecofy repayment tenure will be 48 months against Bajaj tenure of 96 months

Here is a comparison chart. I do not have the rate of interest, which is THE key.


In reality, maybe I will drive 5k one month, 10k next, and 3k the third month. Whatever be the case, the financier will track and bill you based on your usage as per their terms of BaaS. Your remaining tenure will be adjusted in your outstanding statement.

So, you see, they are indeed providing an usage based service. Ergo, BaaS

A few FAQs I can come up with:

• Bajaj Finance does not charge me for additional kms beyond 1,500 km a month, and they are charging only Rs 3.5 against Rs 5.8 charged by Ecofy. So, isn't that the best option? A: Not really. The key is the cost of financing, your comfort with repayment (fixed or variable based on usage), and any hidden charges. If all financiers are charging you a standard 9% pa, you can even choose Ecofy at Rs 5.8 per km but close your EMIs in just 4 years instead of 8
• VidyutTech charges purely based on usage. If I don't use the car for a month, I don't have to pay any fees for that month. So, isn't it better? A: It depends - if you understand the model, then you will realize that you are taking a loan with flexible EMI amount and flexible tenure but with a fixed rate of interest on the outstanding principal. If you don't pay anything for a few months or pay very little, then your tenure under VidyutTech will be very, very long!

The key in deciding which financier you choose will depend on the rate of interest and your repayment limit every month. I hope I have been able to explain the BaaS model.

MG has a tough job in explaining this model to the potential buyers!

No wonder my SA was downplaying the BaaS and was recommending I go for full purchase and take an EMI if I want. He will find it very complex to explain the model to all buyers

Note: All of this is based on my understanding of the financial modeling. I am fairly certain of this, but it will have to be confirmed by each financier when they release details of their plans.

[chetan_l]

Originally Posted by narayans80

I thought the price list I got was a ripoff, this is a whole another level Please do get the spare wheel and rear parcel shelf prices. I did ask too, but haven't got the details from the sales guy.

Due credit to the SA, he too recommended to avoid the packages and choose whatever accessory I want and decide on the PPF/Ceramic coating only if I wanted to.

Also, I have No Claim bonus from my existing insurer which he would enable me to avail with their own insurers, or, he said I am free to choose my own insurer and he offered a few names based on their claim history. This is as expected.

I too had the same question as thomahawk. The 8 year loan pretty much covers the standard warranty MG (and other OEMs) offers on the battery.

From my previous post, you can see that the rental tenure is either fixed (Bajaj) or flexible. It is a coincidence that the Bajaj Finance tenure works out to 96 months based on battery cost of 3.5 lakhs, their fixed monthly billing and rate of interest - there is no relation between the BaaS tenure and Battery Warranty

Further info:
Insurance coverage for battery:
The insurance will be applicable on the total price of the car including the battery, even if you go for BaaS. The Invoice value for the car will be 15.5L for the Essence version.

So in the event of any accidental damage to the battery, this insurance will cover the whole car

[venus1975]

Originally Posted by Omkar

The issue with most EVs is that the high floor (due to the battery underneath) leads to a knees-up sitting position. Consequently, you feel the under-thigh support isn’t good. In the Windsor, the floor height will be an issue if you’re someone more than 6-feet in height. Suhaas307 (6’1”) felt the under-thigh support to be lacking while I (5’10”) was just okay with it.

Since Windsor is a ground-up EV, I was hoping that the floor height would not be an issue, but I'm wrong. Will any manufacturer ever design a mainstream EV that has ideal floor height and under thigh support?

[Mitadru]

So was browsing through the MG website and was learning about the BaaS scheme. Came across this nominal charging feee for this scheme ; Rs 1 per km . Can anyone explain what's this ? Attaching the screenshot.

[JoseTheScorpion]

My name is Jose and I live in Hyderabad. I visited the MG Showroom near my house to check out the new Windsor EV. I thought it will be similar to the MG ZS EV, but I was surely in for a surprise. It is huge, huge Dashboard, huge on Space, huge Boot, huge Moon roof, huge wheels, and huge touch screen. I loved the car from every angle. I think everyone should check out this car in person, as it looks very different on screen, I mean smaller. I have a Scorpio-N, so please do trust me when I say the car is huge. Windsor EV (width 2126mm) is wider than Innova Hycross (width 1850mm) and that too noticeably wider. Even wider than my Scorpio-N(width 1917mm).

I really wanted a test drive but unfortunately in Hyderabad, it will start from next month only. So, my next focus was to absorb the whole car into my senses (sorry for sounding weird) and click as many photos and videos. There was a lot of rush in the showroom, especially because of the introductory price tag (starting @ 9.99 lakhs), but I did see some sad faces after hearing the on-road price which is 13.3 Lakhs OTR Hyderabad. But why such a high OTR cost? It is under the 10lakh ex-showroom tax bracket. But, that is not the case. Even though they advertise it has 9.99lakhs(BAAS version) the tax will be calculated on the ex-showroom price of the car with battery cost included (13,49,800).

Following are the price list and details shared by the showroom guys.






My next question to the showroom person - Can you please explain BAAS?
So, it seems that the 3.5 Rs per KM is not all that true. There is a min amount you need to pay, which is 5250 for a fixed 1500kms per month. So, even if you drive the car for only 200 or 300 kms the first month, you still need to pay 5250/- to the respective company (Bajaj Finserv, Hero Fincorp, Vidyut, and Ecofy Autovert) which will be giving the rental service(BAAS). On top of that, if you drive more than 1500kms, you will need to pay 3.5Rs per KM on top of 5250/-.

As of now, it is unclear to anyone, on how long we will need to pay that amount (5250/-). It might be for 10 years or a certain KM figure. This is not shared to MG guys yet, it seems. The sales person was very soft-spoken and promised that he will share an update at the earliest. Once updated, I can update this thread as well.To sum up, there is a lot of IFs and BUTs with BAAS as of now.

MY TAKEAWAY:
I loved the car’s look, feel, space, interiors, LED lights, build quality, but there are surely some things which my brain caught and flagged as unusual:
• The MG logo illuminates with the parking lights
• The alloys are huge, but design wise don’t look from the EV family
• No rear wiper!!
• No spare tyre or kit
• Sofa like seats, don’t looks so comfy for long journeys
• The touch screen is big, but the font is not that attractive and there is so much glare that I was not able to capture a good picture.
• Why so many side, front, rear, black plastic accessories? In my opinion they look hideous and hide the car’s angelic beauty.
• Only moon roof, basically an un-open-able sunroof! Try selling that to the Indian kids. Haha!!

well, time for some photos

[abburiaditya]

Originally Posted by Mitadru

So was browsing through the MG website and was learning about the BaaS scheme. Came across this nominal charging feee for this scheme ; Rs 1 per km . Can anyone explain what's this ? Attaching the screenshot.

I think they mean the average cost per km to run the vehicle will be Rs 1 when you charge at home.

[mally2]

Originally Posted by Mitadru

So was browsing through the MG website and was learning about the BaaS scheme. Came across this nominal charging feee for this scheme ; Rs 1 per km . Can anyone explain what's this ? Attaching the screenshot.

It’s the approximate cost for home charging to pay as part of your EB

[JoseTheScorpion]

adding some more pictures, as I had reached the max. limit before

[shankar.balan]

Checked out the MG Windsor briefly purely out of curiosity.

Excellent packaging and fit, finish, plushness and the seats are like Club Sofas. Seriously, they seem to be taking the passenger experience to a different level.

Wonderful legroom and headroom all around.

If Chauffeur driven, one can recline and go to sleep in the back. The quilted seats are actually like those Chesterfield Sofas.

It is a very nice family car for anyone. A good choice for a sedate user with a family who wants to enjoy the comfortable grand touring experience at a happy pace.

An excellent people carrier. Good for Fleets too.
The Chinese EV Onslaught is certainly to be reckoned with!

Lots of new age choices for us consumers!

[Comrade]

Looks like MG is providing Ceat SecuraDrive tyres on actual customer cars while media cars came with Goodyear EfficientGrip Performance tyres. I understand manufacturers source tyres from different companies but if this was done to specifically benefit media cars then thats cheeky on MG's part!

[mally2]

Originally Posted by Comrade

Looks like MG is providing Ceat SecuraDrive tyres on actual customer cars while media cars came with Goodyear EfficientGrip Performance tyres. I understand manufacturers source tyres from different companies but if this was done to specifically benefit media cars then thats cheeky on MG's part!

In my personal opinion and I’ve used both Goodyear and Ceatsecuradrives on my Hexa and Nexon. The Ceats are vastly superior and the warranty support is top notch. My 19inch hexa with Ceats is a bliss to drive and I had good year before that.

[autoholic]

Can someone confirm, if GST has to be paid over the monthly BaaS payment? Coz if this is the case, then it will be prudent to buy the battery upfront with the car.