Maruti Swift Vxi or Ldi? EDIT: Bought Ldi

Gurudatta Nayak · 6th March 2008, 13:58

Hi All,

I am hunting for a car from 8 months and finally narrowed down to Swift petrol Vxi (White). I Currently Own Daewoo Matiz (SG) 2000 modle which has run 73K till date, so my approximate monthly useage is 833 kms. I have heard lots of Critisism on the net about the FE

of Swift Petrol, so M planning to go in for Ldi which is comming to 5,00,000 on Road Goa and where as Vxi comes to 4,80,000.
The Difference is 20K between petrol & diesel. is it worth to go in for Ldi for my useage? i am planning to retain my new car atleast 7-8 years. I also want to know how much will be the maintainance cost (Normal Servicing) as compared to petrol Swift?

Help Me in deciding

my new car

binoyb22 · 6th March 2008, 14:23

performance and power will be better for LDI and it all depends on how much your use it.if its limited then go for swift petrol.its just my opinion

sameer551 · 6th March 2008, 14:30

Since you are looking to retain swift for 7-8 years, so anytime LDI will give you best advantage in terms of Fuel Economy. After 4 yrs running diesel cars are always profitable if monthly running is around 1000km or above.
My suggestion would be to go for LDI. One more reason is that there is not much difference left in the price of VXI and LDI which you also know i.e 20k. So it would be much practical decision to go for LDI.
The servicing cost of LDI is not much and also Diesel engines require service after 1.5 times as compared to petrol car.

Eddy · 6th March 2008, 14:41

Quote:

Originally Posted by sameer551

The servicing cost of LDI is not much and also Diesel engines require service after 1.5 times as compared to petrol car.

Care to elaborate that ? Are you saying that a petrol would be serviced every 10K kms and a diesel 1.5*10 = 15 K Kms ?

Or the diesel would require service every 7.k k kms ?

Jaggu · 6th March 2008, 14:51

i would suggest you go with Vxi and add ABS if you can, unless you plan to run more after buying a diesel car.

MODS: could you merge it with another very similar thread from the gentleman from chennai

phamilyman · 6th March 2008, 15:09

ZXi.

You love your life and your family, don't you? Few more k = peace of mind for the next so many years.

Your usage, with all due respect, doesnt justify a diesel.

And a diesel is good, but a petrol is pretty darn quick as well.

sushanthr77 · 6th March 2008, 15:17

This is a no brainer. The DDiS is fun to drive and extremely fuel efficient. Since there is only a marginal difference in price, you'll start saving on your fuel bills in a very short time over the petrol version.

There is nothing you gain going for the petrol version. DDiS is the way to go!

redfire · 6th March 2008, 15:39

I think these replies will help him to get more confused as we get alternate posts favoring both diesel and petrol. Can't we calculate the expense based on his monthly average clocking KMs, fuel consuption, the EMI (if its under loan) etc? For example, let us assume he clock 833 kms in a month. A Vxi will return 12 kpl and ldi will return 15 kpl in city (rough estimate - owners please post it. I get 12kpl in my VXi in city).

So 833/12 = 69.4 * 50 (petrol price in Tvm) = 3470
833/15 = 55.5 * 36 (diesel) = 1999 round it = 2000

EMI (roughly calculating 1750 for lac)
4,80000 = 8400
5,00000 = 8750

So, if he chooses LDi, the expense will be lesser. but if he want more gizmos and need to get a VDi, then his EMI will increase almost for another lac and then the VXi make sense. I am not saying these calculations are correct and 100% true in long runs. But this can be a pointer when you look for a new car and puzzled in choosing a petrol vs diesel of same brand with similar prices. Other factors to be taken care are service intervals, service expense, engine life, the frequency of repairs etc.

Technocrat · 6th March 2008, 15:49

Pray please tell me who offers Rs1750 per lac emi

redfire · 6th March 2008, 15:56

I got loan from SBT (State bank of Travencore - associated to SBI) and the EMI is approx 1750 per lac for 7 years. They offer 90% finance of the OTR price too. Also if your records are pukka and sal and bank transactions are fine, you need only 2-3 days to apply / sanction / delivery process if vehicle is there stocked with the dealer. For me it took 3 days to apply and get my VXi home

Technocrat · 6th March 2008, 16:02

Ok 7 years is fine I was wondering who gives at this rate it for 5 years.

Cool that was one fast processed loan

phamilyman · 6th March 2008, 16:07

yaar,

I just never get this. First we all behave like complete chindi chors and then we wonder why excise budget only favors choti cars.

For someone who drives like 800km in a month, IMNSHO, safety is as important as saving like 1500 bucks a month. If he wanted to count pennies, he can buy an alto instead of a 5.5L swift na? He already has a similar car - Or heck, buy Bajaj XCD!!

redfire · 6th March 2008, 16:42

Quote:

Originally Posted by phamilyman

For someone who drives like 800km in a month, IMNSHO, safety is as important as saving like 1500 bucks a month. If he wanted to count pennies, he can buy an alto instead of a 5.5L swift na? He already has a similar car - Or heck, buy Bajaj XCD!!

I agree. Actually the question was LDi or VXi, and if that is the case, LDI wins with a slight margin in terms of economy. But I had a budget of around 5.5 and asked to choose a Swift, I would have gone for ZXi as it packed with more safety featurs and price is almost similar to the VDi version. Hence I would rate it as more VFM with good features.

ram_hyundai · 6th March 2008, 23:47

In your case i would recomend the vxi.For 8 years you had done arrond 78k on the matiz which was a very fuel efficient car.its just less than 9k per year.your fuel bill is too low for the justification for diesel.The mantenence of both diesel and petrol are the same -i believe regarding the interval of service.If you have some more bucks go for the vxi-abs variant.VALUE FOR MONEY and safe too.
ram

blue_pulsar · 7th March 2008, 13:46

If you leave the economy part aside, DDiS is far more fun to drive than the Swift Petrol. Not that VXi does not drive well. Buddy, its not about breaking even to justify the costly diesel. I would suggest only one thing. Just test drive both and buy the one which you feel is more fun to drive. I'm sure even with 73K for next 8 years, you will easily break even on the diesel. Also, if you can stretch for another 30k, you get the VDi. VDi is more VFM, I feel. Still better VDi+ABS.

6th March 2008, 13:58	#1
Gurudatta Nayak BHPian Join Date: Feb 2004 Location: Goa India Posts: 170 Thanked: 119 Times	Maruti Swift Vxi or Ldi? EDIT: Bought Ldi Hi All, I am hunting for a car from 8 months and finally narrowed down to Swift petrol Vxi (White). I Currently Own Daewoo Matiz (SG) 2000 modle which has run 73K till date, so my approximate monthly useage is 833 kms. I have heard lots of Critisism on the net about the FE of Swift Petrol, so M planning to go in for Ldi which is comming to 5,00,000 on Road Goa and where as Vxi comes to 4,80,000. The Difference is 20K between petrol & diesel. is it worth to go in for Ldi for my useage? i am planning to retain my new car atleast 7-8 years. I also want to know how much will be the maintainance cost (Normal Servicing) as compared to petrol Swift? Help Me in deciding my new car Last edited by Technocrat : 6th March 2008 at 16:17. Reason: Only two Smilies allowed
	() Thanks

6th March 2008, 14:23	#2
binoyb22 BHPian Join Date: Jul 2007 Location: cochin Posts: 168 Thanked: 2 Times	performance and power will be better for LDI and it all depends on how much your use it.if its limited then go for swift petrol.its just my opinion
	() Thanks

6th March 2008, 14:30	#3
sameer551 BHPian Join Date: Oct 2007 Location: Delhi Posts: 309 Thanked: 0 Times	Since you are looking to retain swift for 7-8 years, so anytime LDI will give you best advantage in terms of Fuel Economy. After 4 yrs running diesel cars are always profitable if monthly running is around 1000km or above. My suggestion would be to go for LDI. One more reason is that there is not much difference left in the price of VXI and LDI which you also know i.e 20k. So it would be much practical decision to go for LDI. The servicing cost of LDI is not much and also Diesel engines require service after 1.5 times as compared to petrol car.
	() Thanks

6th March 2008, 14:51	#5
Jaggu Team-BHP Support Join Date: May 2004 Location: Bangalore Posts: 20,215 Thanked: 15,906 Times	i would suggest you go with Vxi and add ABS if you can, unless you plan to run more after buying a diesel car. MODS: could you merge it with another very similar thread from the gentleman from chennai Last edited by Jaggu : 6th March 2008 at 14:52.
	() Thanks

6th March 2008, 15:09	#6
phamilyman Senior - BHPian Join Date: Jul 2007 Location: Gurgaon Posts: 5,968 Thanked: 4,642 Times	ZXi. You love your life and your family, don't you? Few more k = peace of mind for the next so many years. Your usage, with all due respect, doesnt justify a diesel. And a diesel is good, but a petrol is pretty darn quick as well.
	() Thanks

6th March 2008, 15:17	#7
sushanthr77 BHPian Join Date: Jan 2007 Location: Mangalore / DXB Posts: 280 Thanked: 5 Times View My Garage	This is a no brainer. The DDiS is fun to drive and extremely fuel efficient. Since there is only a marginal difference in price, you'll start saving on your fuel bills in a very short time over the petrol version. There is nothing you gain going for the petrol version. DDiS is the way to go!
	() Thanks

6th March 2008, 15:39	#8
redfire BHPian Join Date: Jan 2008 Location: Chicago, USA Posts: 449 Thanked: 27 Times View My Garage	I think these replies will help him to get more confused as we get alternate posts favoring both diesel and petrol. Can't we calculate the expense based on his monthly average clocking KMs, fuel consuption, the EMI (if its under loan) etc? For example, let us assume he clock 833 kms in a month. A Vxi will return 12 kpl and ldi will return 15 kpl in city (rough estimate - owners please post it. I get 12kpl in my VXi in city). So 833/12 = 69.4 * 50 (petrol price in Tvm) = 3470 833/15 = 55.5 * 36 (diesel) = 1999 round it = 2000 EMI (roughly calculating 1750 for lac) 4,80000 = 8400 5,00000 = 8750 So, if he chooses LDi, the expense will be lesser. but if he want more gizmos and need to get a VDi, then his EMI will increase almost for another lac and then the VXi make sense. I am not saying these calculations are correct and 100% true in long runs. But this can be a pointer when you look for a new car and puzzled in choosing a petrol vs diesel of same brand with similar prices. Other factors to be taken care are service intervals, service expense, engine life, the frequency of repairs etc.
	() Thanks

6th March 2008, 15:49	#9
Technocrat Senior - BHPian Join Date: Feb 2004 Location: GTA Posts: 14,813 Thanked: 2,700 Times	Pray please tell me who offers Rs1750 per lac emi
	() Thanks

6th March 2008, 15:56	#10
redfire BHPian Join Date: Jan 2008 Location: Chicago, USA Posts: 449 Thanked: 27 Times View My Garage	I got loan from SBT (State bank of Travencore - associated to SBI) and the EMI is approx 1750 per lac for 7 years. They offer 90% finance of the OTR price too. Also if your records are pukka and sal and bank transactions are fine, you need only 2-3 days to apply / sanction / delivery process if vehicle is there stocked with the dealer. For me it took 3 days to apply and get my VXi home
	() Thanks

6th March 2008, 16:02	#11
Technocrat Senior - BHPian Join Date: Feb 2004 Location: GTA Posts: 14,813 Thanked: 2,700 Times	Ok 7 years is fine I was wondering who gives at this rate it for 5 years. Cool that was one fast processed loan
	() Thanks

6th March 2008, 16:07	#12
phamilyman Senior - BHPian Join Date: Jul 2007 Location: Gurgaon Posts: 5,968 Thanked: 4,642 Times	yaar, I just never get this. First we all behave like complete chindi chors and then we wonder why excise budget only favors choti cars. For someone who drives like 800km in a month, IMNSHO, safety is as important as saving like 1500 bucks a month. If he wanted to count pennies, he can buy an alto instead of a 5.5L swift na? He already has a similar car - Or heck, buy Bajaj XCD!!
	() Thanks

6th March 2008, 23:47	#14
ram_hyundai Senior - BHPian Join Date: Jun 2006 Location: Calicut ,trisur Posts: 2,020 Thanked: 53 Times View My Garage	In your case i would recomend the vxi.For 8 years you had done arrond 78k on the matiz which was a very fuel efficient car.its just less than 9k per year.your fuel bill is too low for the justification for diesel.The mantenence of both diesel and petrol are the same -i believe regarding the interval of service.If you have some more bucks go for the vxi-abs variant.VALUE FOR MONEY and safe too. ram
	() Thanks

7th March 2008, 13:46	#15
blue_pulsar Senior - BHPian Join Date: Dec 2007 Location: Bangalore Posts: 1,112 Thanked: 403 Times	If you leave the economy part aside, DDiS is far more fun to drive than the Swift Petrol. Not that VXi does not drive well. Buddy, its not about breaking even to justify the costly diesel. I would suggest only one thing. Just test drive both and buy the one which you feel is more fun to drive. I'm sure even with 73K for next 8 years, you will easily break even on the diesel. Also, if you can stretch for another 30k, you get the VDi. VDi is more VFM, I feel. Still better VDi+ABS.
	() Thanks