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View Poll Results: Your favourite? | |||
Bajaj Allianz General Insurance Company | ![]() ![]() ![]() | 5 | 20.00% |
Bharti AXA General Insurance Company | ![]() ![]() ![]() | 1 | 4.00% |
Cholamandalam MS General Insurance Company | ![]() ![]() ![]() | 1 | 4.00% |
Edelweiss General Insurance | ![]() ![]() ![]() | 0 | 0% |
Future Generali India Insurance | ![]() ![]() ![]() | 0 | 0% |
HDFC Ergo General Insurance Company | ![]() ![]() ![]() | 1 | 4.00% |
ICICI Lombard General Insurance Company | ![]() ![]() ![]() | 5 | 20.00% |
IFFCO Tokio General Insurance Company | ![]() ![]() ![]() | 1 | 4.00% |
Kotak Car Insurance | ![]() ![]() ![]() | 0 | 0% |
Liberty General Insurance | ![]() ![]() ![]() | 0 | 0% |
National Insurance Company | ![]() ![]() ![]() | 0 | 0% |
New India Assurance Company | ![]() ![]() ![]() | 5 | 20.00% |
Oriental Insurance Company | ![]() ![]() ![]() | 0 | 0% |
Reliance General Insurance Company | ![]() ![]() ![]() | 1 | 4.00% |
Royal Sundaram General Insurance Company | ![]() ![]() ![]() | 2 | 8.00% |
SBI General Insurance | ![]() ![]() ![]() | 0 | 0% |
Shriram General Insurance | ![]() ![]() ![]() | 0 | 0% |
Tata AIG General Insurance Company | ![]() ![]() ![]() | 2 | 8.00% |
United India Insurance Company | ![]() ![]() ![]() | 0 | 0% |
Universal Sompo Insurance | ![]() ![]() ![]() | 0 | 0% |
Other (please specify in your post) | ![]() ![]() ![]() | 1 | 4.00% |
Voters: 25. You may not vote on this poll |
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![]() | #16 |
Senior - BHPian ![]() | ![]() I've claimed insurance from two companies, TATA AIG and Bajaj Allianz. TATA AIG claim was for around 97k and the BA was for 14k. Both were hassle free. BA was cashless but took some time. TATA AIG was quick, but I had to pay the service center upfront. Currently have one car insured with TATA AIG and one with Reliance. |
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![]() | #17 |
BHPian Join Date: Dec 2007 Location: Pune
Posts: 149
Thanked: 81 Times
| ![]() I have a good experience with Bajaj Allianze. Online facility of renewing Motor Insurance policy is very good. I did my Bike policy renew within 3-5 minutes and got the insurance papers with in 2-3 days. |
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![]() | #18 |
BHPian Join Date: Dec 2004 Location: Bangalore
Posts: 229
Thanked: 145 Times
| ![]() I have tried four different insurance companies in the past four years. My exp with them, Bajaj Alliance - Hassle free cashless claim but experienced very bad customer service at the time of renewal. So went for TATA AIG Tata AIG - Don't even think about them, bunch of cheats MS Cholamandalam - Hassle free cashless claim and good customer support, overall very satisfied Relaince General - Very good customer support but no claims yet |
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![]() | #19 |
Distinguished - BHPian ![]() ![]() | ![]() Of all the insurance companies ive tried i found Reliance to be most hassle free and they took no time passing full claim for my Accent. |
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![]() | #20 |
Senior - BHPian ![]() Join Date: Jun 2006 Location: Bangalore
Posts: 1,050
Thanked: 779 Times
| ![]() I have had an experience of Reliance in Nov 06. Was pretty hassle free and good. I never had to get involved at all. Cashless was processed efficiently and I had to only pay the non-insured portion to the dealer. Overall good experience. Now since my current car was previously owned by my company, I have National Insurance. No experience as yet. But I plan to change it to Bajaj Allianz when it comes for renewal, after hearing the good reports out here. National Insurance does not have cashless. |
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![]() | #21 |
Senior - BHPian | ![]() Bajaj allianz is also good one to deal so far paying renewal premium is easy. Onething we need to keep in mind if we bargain hard they will reduce the premium by giving voluntary discounts. which means if they had given 2500/- as voluntary discount at the time of claim we need to pay 2500/- apart from minimum amount payment like 700/- or 1000/- which is common with every insurance policy. But still it will work out fine because we need to payback to them what we availed as voluntary discount only if claim is there. If there is no claim then it means we saved that voluntary discount money ![]() So in either way one must bargain hard when we renew the plicy. For my Innova IDV value 5.76 lac Bajaj quotes 17,400/- and icici quotes for 6.21 lacs idv value 16,062/-. This includes NO claim bonus from the begining and I am second owner. ICICI offer look good to eyes i am studying which is ideal one. Regards, Ravi. |
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![]() | #22 |
Senior - BHPian Join Date: Oct 2004 Location: Bangalore
Posts: 1,440
Thanked: 56 Times
| ![]() I am insured with Royal Sundaram and I have made a claim so far. This was a cashless claim and I am pretty satisfied with their service. |
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![]() | #23 |
Senior - BHPian ![]() Join Date: Jan 2008 Location: Bombay
Posts: 1,449
Thanked: 725 Times
| ![]() Is it possible to retain no-claim bonus if you switch insurers ? |
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![]() | #24 |
Senior - BHPian ![]() Join Date: Mar 2004 Location: Mumbai/USA
Posts: 1,708
Thanked: 99 Times
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![]() | #25 | |
Senior - BHPian ![]() Join Date: Mar 2007 Location: Bhagyanagaram. (A.K.A. Hyderabad)
Posts: 1,620
Thanked: 52 Times
| ![]() Quote:
if you ask me i suggest only the government based companies, even if they lack the door step agents, online renewals and stuff, they atleast dont cheat you like the corporates do! just search for the icici in the search and you should find plenty of complaints and experiences explaining how notorious these guys can get! and to tell you there are service centers with the cashless claim even with the govt insurance companies. well this is my experience and i am going to get all my cars insured by one of them govt insurance companies and not the corporates! Last edited by rider60 : 26th February 2008 at 20:23. | |
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![]() | #26 |
BANNED | ![]() If you are having Maruti vehicle it is better to have Maruti Insurance. If Tata vehicles then Reliance & Tata AIG insurance For others i have not checked up the tie - ups between the companies, but The Oriental Insurance & New India Assurance are doing a good job in sorting out the issues for the faster claim. |
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![]() | #27 | |
Senior - BHPian Join Date: Mar 2007 Location: Kolhapur
Posts: 1,637
Thanked: 1,595 Times
| ![]() Quote:
I have National Insurance through Maruti Insurance. https://www.marutiinsurance.com They did cashless claims & the website also says online renewals though I haven't tried out the renewal. Last edited by carboy : 26th February 2008 at 20:49. | |
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![]() | #28 |
Senior - BHPian | ![]() Looks hot competition going on, TATA AIG offered me premium of 16103/- for 2006 Innova G3, 5.71 lacs as IDV. They give 3000/- worth sevice coupons in select service stations(around 10+ stations in Bangalore) and 3 days free stay in one of 24+ tourist place hotels in india and 3 abroad. I am more confused now which offer to consider. Regards, Ravi. |
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![]() | #29 |
Awaiting Email Confirmation Join Date: May 2005 Location: India
Posts: 5,413
Thanked: 7,180 Times
| ![]() Does any of these private insurance companies have two-wheeler insurance? I'm sick of the attitude of the chaps sitting at nationalised insurance companies. Oriental being one of the worst in Trivandrum. If any of these private insurance company provide two-wheeler TPFT insurance i sure would like to make the switch next time. |
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![]() | #30 |
Senior - BHPian ![]() Join Date: Jan 2008 Location: Bombay
Posts: 1,449
Thanked: 725 Times
| ![]() Got my scooter insured from Bajaj. They are good w.r.t. renewel etc. Never had to make a claim so can't comment on that. |
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