[rjvora_2000]

Originally Posted by itstarun

Hi all,
Can somebody please tell how is Bharti Axa Car insurance? They are quoting very low premium for a renewal which I have presently with ICICI. Please let me know how are they to deal with especially if there is a claim.

Sirji you are asking quite a general question for Icici do you have any claim? if yes please give detail.

Otherwise all the companies are good in the market that's why they exist in the business of insurance Right?

Bharti Axa not heard much about them...

[amarprusty]

Reliance & Future Generali quoting lowest premium prices while moving from ICICI Lombard.

Please suggest which one is a good comapny in terms of claim settlement and customer service.

Thanks
Amar Prusty

[Roy.S]

Renewed my 2nd year insurance with IFFCO TOKIO. Had made two claims earlier and found them to be quite quick with processing claims once the survey is done. However, the surveyors inevitably took more than 2 days to get to the garage. This greatly annoyed me as the first claim was for a broken windshield and my car was unusable. However, my logic was: better the devil you know...
Another interesting thing was that the premium seemed to fluctuate. Maruti-IFFCO TOKIO quoted Rs 9700 (lost my ncb) to renew for an IDV of about 3.5l. I called up IFFCO TOKIO directly and their underwriter told me it would be Rs 16k with the same parameters. Called their Gurgaon office and was informed that both figures were correct. Maruti offers a discount under some scheme. Was advised to renew through Maruti. Go figure.

[jkdas]

Originally Posted by rjvora_2000

It cannot be sales tax but it has to be service tax.

Service tax has been changed from this week itself please ask them to give you quote with 10.30% SERVICE TAX.

Bargained with HDFC and Reliance and ended up with HDFC afor Rs 18600. IDV was 730000. .

Thanks for the input TBHPIan.

[HappyWheels]

My car insurance with Bajaj Alliance, was due for renewal on Feb. Just like the previous year, they called me up and got the renewal done over the phone itself in about 10 minutes! Had a claim last year (the TN bus incident) so not much or bargaining.

Later had an issue with the policy hard copy. It never reached my parents. Got onto their website, few minutes chat with their agent and a week later, the hard copy reached.

Cannot ask for more. And based on the experiences, with claims and renewals (which sums up petty much the interaction we have with a insurance agency), I am going to stick with Bajaj Alliance.

[rjvora_2000]

Originally Posted by amarprusty

Reliance & Future Generali quoting lowest premium prices while moving from ICICI Lombard.

Please suggest which one is a good comapny in terms of claim settlement and customer service.

Thanks
Amar Prusty

Ask the quote from Bajaj they are very good in service.

[zaks]

Any opinions on HDFC-Ergo, they said they have one more feature- ie, no FIR for claims??

[rjvora_2000]

Originally Posted by zaks

Any opinions on HDFC-Ergo, they said they have one more feature- ie, no FIR for claims??

No company need's this document for claim's payment.

[amitbjha]

I have to renew my sx4's Insurance I got two qotes from Bazaz Allianz People for
1. IDV : 540000
2. 0% No claim Bonus
Premium : 13200 and 11662+ Gear Lock
Is something fishy here i have asked for quotation and they are not giving any to me.

[amarprusty]

Reliance Car Insurance gave me an aggressive quote in order to get more business as they are relatively new and i opted for them:

IDV: 3.76 Lac

Premium : Rs 7,600
NC bonus: 20%
Discount:39%

Cashless service with all Tata service centers accross country

Future Generali and Cholamandalam had even lower quotes however service network is a problem

[rjvora_2000]

Originally Posted by amitbjha

I have to renew my sx4's Insurance I got two qotes from Bazaz Allianz People for
1. IDV : 540000
2. 0% No claim Bonus
Premium : 13200 and 11662+ Gear Lock
Is something fishy here i have asked for quotation and they are not giving any to me.

If they are not giving you the quote in your hand in writing before doing the insurance tell them you will do the insurance from somewhere else. I am sure you will have the reasons why they are not giving the quote to you.

Ask someone (Insurance company) else for the same quote also.

[runeet]

My father recently renewed our civics insurrance with Tata AIG, the previous one was United India. We have an Indigo also which also needed renewal. We were getting a discount with renewing the insurrance with both the cars. I live in Pune and my question is that in the service station list provided by the provider all of them are for TATA, will there be any problem with the CIVIC.

[rjvora_2000]

Originally Posted by runeet

My father recently renewed our civics insurrance with Tata AIG, the previous one was United India. We have an Indigo also which also needed renewal. We were getting a discount with renewing the insurrance with both the cars. I live in Pune and my question is that in the service station list provided by the provider all of them are for TATA, will there be any problem with the CIVIC.

I don't think so sirji. But if you have not issued the cheque for renewal then I will advice you to go for that company only which has the cashless service to your regular garage.

[aka_iitd]

Originally Posted by amitbjha

I have to renew my sx4's Insurance I got two qotes from Bazaz Allianz People for
1. IDV : 540000
2. 0% No claim Bonus
Premium : 13200 and 11662+ Gear Lock
Is something fishy here i have asked for quotation and they are not giving any to me.

What do you mean by "Premium : 13200 and 11662+ Gear Lock"
Are you getting less premium by having gear lock. I understand if we have security system then premium becomes less
My sx4 renewal is also due in June

[runeet]

Originally Posted by rjvora_2000

I don't think so sirji. But if you have not issued the cheque for renewal then I will advice you to go for that company only which has the cashless service to your regular garage.

Actually the check is already issued but the insurrance will not kick in until 1 june, also just now I discovered that TATA AIG has no cashless facility, so am I screwed coz I dont know if there are any horror stories of TATA AIG with the no cashless facility