Team-BHP > Team-BHP Reviews > Indian Car Loans & Insurance


View Poll Results: Your favourite?
Bajaj Allianz General Insurance Company 5 20.00%
Bharti AXA General Insurance Company 1 4.00%
Cholamandalam MS General Insurance Company 1 4.00%
Edelweiss General Insurance 0 0%
Future Generali India Insurance 0 0%
HDFC Ergo General Insurance Company 1 4.00%
ICICI Lombard General Insurance Company 5 20.00%
IFFCO Tokio General Insurance Company 1 4.00%
Kotak Car Insurance 0 0%
Liberty General Insurance 0 0%
National Insurance Company 0 0%
New India Assurance Company 5 20.00%
Oriental Insurance Company 0 0%
Reliance General Insurance Company 1 4.00%
Royal Sundaram General Insurance Company 2 8.00%
SBI General Insurance 0 0%
Shriram General Insurance 0 0%
Tata AIG General Insurance Company 2 8.00%
United India Insurance Company 0 0%
Universal Sompo Insurance 0 0%
Other (please specify in your post) 1 4.00%
Voters: 25. You may not vote on this poll

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Old 29th November 2007, 12:28   #1
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Default Best Auto Insurance service provider

Hi Folks,

I have the following insurance query which i wld like to know from the experts here.

1. Which is the best insurance provider in terms of the rates and service
2. Who has web enabled online transactions and customer service reports / claim forms for claim
3. How can i check the history of my insurance incase i own the vehicle as second owner, incase of any issue in the past
4. How easy is to renew the insurance and get info abt NCB and other details..

All in all who is the best service provider...private players or PSU companies..

Pla share your valuable thoughts and experiences..as i need to take care of My Santro Xing...

Cheers!
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Old 30th November 2007, 16:46   #2
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Default Best Auto Insurance Provider

Surprised & to see that i dont have any suggestions here...

help me..
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Old 9th December 2007, 13:11   #3
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Quote:
Originally Posted by kalaks2000 View Post
Surprised & to see that i dont have any suggestions here...

help me..
ICICI Lombard having online renewal and house keeping for your insurance. But I had a problem last time when I tried to renew my insurance through online and the server was not responding well(I was in korea that time). There was no reply for my calls to the customer care, ultimately the insurance expired( and my friends were using the vehicle in inda the time ).

Once i came back India, went to one of the center in Noida and screwed them really hard to get it done.

My friend is having Bajaj Allience and I think that is the best in terms of claims and cust support. Edit: And they have online renewal too...

Last edited by HotChillyPepper : 9th December 2007 at 13:14.
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Old 9th December 2007, 22:19   #4
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Thanks..hot chilly i did checked the Bajaj Allianz website, seems to be very userfriendly with relevant information. But need to experience the same. Do you have any friends who have their motor insurance with BA
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Old 11th December 2007, 19:46   #5
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Anyone using Bajaj Allianz here in T-Bhp? Howz there service? I'm planning to shift from Royal Sundaram.
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Old 18th December 2007, 23:10   #6
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Quote:
Originally Posted by HotChillyPepper View Post
ICICI Lombard having online renewal and house keeping for your insurance. But I had a problem last time when I tried to renew my insurance through online and the server was not responding well(I was in korea that time). There was no reply for my calls to the customer care, ultimately the insurance expired( and my friends were using the vehicle in inda the time ).

Once i came back India, went to one of the center in Noida and screwed them really hard to get it done.

My friend is having Bajaj Allience and I think that is the best in terms of claims and cust support. Edit: And they have online renewal too...
ICICI my personal experience was bad.For claims and all they are really bad.
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Old 19th December 2007, 12:16   #7
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Quote:
Originally Posted by csentil View Post
Anyone using Bajaj Allianz here in T-Bhp? Howz there service? I'm planning to shift from Royal Sundaram.
My car is insured with Bajaj Allianz. Had a really good experience when getting a cashless claim from them through my dealer with whom they have a tie-up. Even at the time of insurance renewal, they sent along an agent to collect the cheque, while the renewed insurance papers reached me within the next 3 days via courier.

I would rate them pretty high.
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Old 19th December 2007, 12:32   #8
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Have been insured with Royal Sundaram past 4 years, pretty happy with their Service esp Cashless claims.

Any feedback on Tata AIG?
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Old 19th December 2007, 13:07   #9
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Very happy with Tata-AIG; all my cars are registered with them. Ran a cashless-claim once with zero effort.
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Old 19th December 2007, 14:40   #10
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Even Reliance is good from my one experience with them in Oct 2007. Insurance was cashless, in and out of workshop in 30 mins., in and out for delivery after repair also in 30 mins.
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Old 19th December 2007, 15:13   #11
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I was with ICICI, but now with Bajaj Allianz - for the last two year and has 3 insurance claims so far. No problems faced. I would rate them high.
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Old 19th December 2007, 23:34   #12
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Royal Sundaram - One claim experience. Good so far.
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Old 20th December 2007, 20:41   #13
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I've got letters from Bajaj Alliance, Tata AIG reminding me that my insurance is due though I have insurance with Royal Sundaram. Their letter reached me only yesterday. :-)

In a dilemma in deciding which one to take.
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Old 1st January 2008, 12:32   #14
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My Innova insured with Bajaj Allianz, I know people there They give pretty good discounts and Ravindu toyota suggests them as well.

According to me If we stick to one service station then go with the insurance company they recommand for cashless and smooth claim.

The claim totally depends on the damage and situation.

Private companies have userfriendly environment where as governement based have their own rules and strategies, thats what I can see with my past experiences.

If someone need help in bajaj allianz i can try to help

Regards,

Ravi.
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Old 1st January 2008, 12:42   #15
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I normally switch to Third Party with Fire & Theft after the car is a couple of years old. Costs about half of the comprehensive. Only 'sarkari' cos provide it, and that too when forced.

Before selling a car I take the NCB certificate, and put the car on a fresh policy. This way I transfer my NCB to the new car (there is no problem in that the new car will be fully comp).

With comprehensive rates now slated to come down things may change, and I may stick to comp longer.
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