Heard of Reliance insurance's 30% discount + vacuum cleaner (car) on premium? Guys, here comes the time for me to renew my car insurance. I am currently with Bajaj Allianz with no claim so far. I paid 23052 upon buying the car. Now I had been contacted to pay premium of 20800 for the second year renewal (after 20% NCB). But out of nowhere, this lady calls up from Bajaj Capital and offered me a reliance insurance with 30% discount, plus a free vacuum cleaner for car. So the effective amount comes to around 16000 bucks.. this amount she said is valid only if I pay them by 10th May 2008, which is 60 days early before my insurance with bajaj allianz expires.... first she insisted that bajaj allianz is not cashless, and then, when I corrected her, she mentioned, this year, the service of bajaj Allianz has deteriorated and hence offering me the reliance insurance, which is cashless with any maruti workshops.. and blah blah..
Guys I only wanted to know, if there is any hidden or unlawful practice that this agent will throw at me, by enticing me with their offer? And how is Reliance insurance, compared to Bajaj Allianz? if they are bunch of crooks, then, I better stay with Bajaj Allianz? Your views will be greatly appreciated... |