![]() | #2116 |
Senior - BHPian ![]() | ![]() |
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![]() | #2117 |
BHPian ![]() Join Date: May 2009 Location: Chennai
Posts: 309
Thanked: 75 Times
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![]() | #2118 |
Senior - BHPian ![]() | ![]() |
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![]() | #2119 |
BHPian Join Date: Mar 2007 Location: chennai
Posts: 115
Thanked: 4 Times
| ![]() Hi, I am holding a insurance policy from Bajaj alliaz, for a 2009 model Ford Fiesta, to renew the policy for the 4th year bajaj is quoting 13.5K wheras i am getting a better deal from policy bazar (bharthi axa) for 10.3 K, is it advisable to get the policy through policy bazar? |
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![]() | #2120 |
Senior - BHPian ![]() | ![]() Guys my inusrance with Future Generaly expires tommorow ie 1 july .I have renewed insurance with SBI which starts from 2 july. My car met with a accident today and i am not sure to which co i should approach for a claim .Need a answer fast on this one please. thanks. |
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![]() | #2121 | |
Senior - BHPian ![]() | ![]() Quote:
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![]() | #2122 |
Senior - BHPian ![]() | ![]() A truck rammed into the rear door of my Civic and sped off.Nobody was hurt and i was not able to note the truck's no etc and have also not filed a FIR.I guess i wouldn't call it a major accident but the damage is to the tune of 20k. |
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![]() | #2123 | |
Senior - BHPian ![]() | ![]() Quote:
I waited for 3-4 days to notice any police activity and gave the car for insurance claim. I mentioned the date of accident same as the date of handling over the car to insurance guys. But I mentioned the same cause of accident/place. They will hardly read that, it's just a formality. In my case damage was around 11K. So you can go ahead the way you want. Problem arises when there is any FIR/Hospital thingy etc. | |
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![]() | #2124 | |
Senior - BHPian ![]() | ![]() Quote:
thanks. Last edited by sumeethaldankar : 1st July 2012 at 07:30. | |
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![]() | #2125 | |
Senior - BHPian ![]() | ![]() Quote:
Till then other members are requested to clear the doubt. | |
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![]() | #2126 |
BHPian Join Date: Jun 2010 Location: Pune
Posts: 36
Thanked: 3 Times
| ![]() Hello Team, I have a 2 year old Saruti Ritz due for insurance renewal. Wanted to know what insurance companies have tie up with Maruti Service centers. Does it make sense to go for Maruti's insurance or does it make sense to go with other private or govt insurance companies? Currently Maruti is quoting some 8500 while Bajaj and others are quoting 6000-8000 rs for a year. Mod: Did not know where to post it. Please move this Q to appropriate forum if not correct. S |
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![]() | #2127 |
Senior - BHPian ![]() | ![]() If the car insurance incorrectly wrote the variant and/or model of the car, whose mistake is that. At who should pay to correct it? The rest of the details like Owners Name, Chassis #, and Engine # are all correct. |
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![]() | #2128 | ||
Senior - BHPian ![]() | ![]() Quote:
Regarding the NCB, in case of any claim made in an Insurance year you will lose the NCB for next year's renewal. This is applicable even if you have the highest NCB (55%) which will become zero. Your NCB will start again from Zero. The rise in the premium is solely at the Insurer's discredition and depends on the calculations used to calculate the Own Damage(OD) premium. If you feel the renewal premium is high, then you can always approach the Insurers who will offer better deal. Could not understand what you meant by the SBI premium? Quote:
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![]() | #2129 |
Senior - BHPian ![]() | ![]() I have switched to SBI insurance from Future Generali as SBI offered better value.I wanted to know if even SBI would hike my premium to the extent of FG as in the case of FG the hike was pretty much high in case of a claim. ie 21.5K. So wanted to know if SBI whose premium is 10.8 K how much the premium would come out to in case of a claim. thanks |
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![]() | #2130 | |
Senior - BHPian ![]() | ![]() Quote:
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