![]() | #271 |
BHPian ![]() Join Date: Apr 2008 Location: Pune
Posts: 51
Thanked: 31 Times
| ![]() Time has come to renew my car (Toyota Corolla) insurance. Currently it is insured with Iffco-Tokio. For renewal, I have got the following quotes: 1. Iffco-Tokio: Rs. 20,169/- 2. Reliance: Rs. 18,061/- These are the preferred 2 insurance companies with the dealer (Ravindu Toyota). Kindly suggest which one to go along with. Any horror / good experience stories for either of them are welcome. Thanks. |
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![]() | #272 | ||
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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![]() | #273 |
BHPian Join Date: May 2008 Location: NCR
Posts: 132
Thanked: 35 Times
| ![]() Can you pls clear up two more points: My Hyundai service centre says they don't have cashless facility for Bajaj and Chola. They do it ONLY for Reliance (and Iffco-tokio, i think) and that's the BEST and that's THE ONLY ONE they would recommend. Considering that I'll be dealing mainly with the service centre, Is it still advisable to go for bajaj? (their quote is the highest, too) Also, according to the service centre, since my IDV last year was 351,689, even if I make my IDV 340,000 this year, I will get a max payout of 316,520, because the depriciation HAS to be factored in. Is this true? Thanks for the help |
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![]() | #274 |
BHPian ![]() Join Date: Oct 2007 Location: Shorapur
Posts: 353
Thanked: 65 Times
| ![]() i recently bought a second hand car with a third party insurance. now i want to go for a comprehensive insurance. how to get no claim bonus and max discount. i also own another car and it has comprehensive insurance. can the ncb from my other car be transferred to my newly bought second hand car. please suggest. |
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![]() | #275 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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yes that is true. your IDV has to be Rs. 316520 that should be the highest not more then that, as that is the 10% less then the last years value. | |
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![]() | #276 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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![]() | #277 |
Team-BHP Support ![]() | ![]() Am in a dilemma Do I renew with icici lombard at Rs 13000 - although they processed a claim okay, they still have not updated various details properly or my bank is offering Bajaj allianz at Rs 17000, they are offering to follow up and process any claim if anything happens, Should I stick with ICICI or change over? |
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![]() | #278 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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![]() | #279 |
Senior - BHPian ![]() | ![]() My Verna is due for Insurance on Monday. 2nd year starting now. I had with Bajaj Allianz earlier. Who should I choose - IFFCO, TATA AIG or BAJAJ ? I got a letter from Bajaj stating - IDV - 594532 / Premium on this - 15178 ( from this I will take off 20 % NCB ) Now is this NCB all right ? Also I should be getting a discount, how much should that be ? |
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![]() | #280 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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Call the no. which must be written on the letter and ask for more discount. STICK to Bajaj as they are the best in the business. ![]() Last edited by rjvora_2000 : 6th June 2009 at 09:16. | |
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![]() | #281 |
BHPian Join Date: Feb 2007 Location: Edinburgh, UK
Posts: 104
Thanked: 2 Times
| ![]() guys, my car insurance is up for renewal and have been bombarded with calls. its a santro xing xo 2007 model and theres no claims so far for an idv of 2.65lacs, ICICI lombard agent quoted me Rs5,500 TATA AIG quotes Rs5,900 and when i checked the quote in icici lombard site, i got a quote of 2.65 lacs.. all parameters been same. TATA AIG insists their claim process is the most simplest -No deduction on count of Salvage value - i didnt understand what this means -and claims can be reported over phone and the agent said icici doesnt have this facility Now i am really confused, which company to go with? All companies have different premiums for the same IDV(all parameters same) |
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![]() | #282 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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Under any circumstances don't go to Icici. Salvage means the metal parts which has been replaced for new parts and the remaining debris which is to be given to bhangaar wala. | |
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![]() | #283 | |
Team-BHP Support ![]() | ![]() Quote:
Don't get me wrong, ICICI lombard did help out in my claim but renewal time was an issue, no updation of my reg no, transfer from previous owner to my name was not complete. | |
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![]() | #284 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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Icici - As a group they are too aggressive in any thing right from selling a SB Bank A/c or credit card or any types of loan or insurance. Tata - As a group they have been always slow and non-aggressive. That's the difference between the two. | |
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![]() | #285 |
BHPian ![]() | ![]() Hi My car's insurance is expiring on 29th of this month. I am planning to sell my car and go for an MUV/SUV.I would like to have my NCB of 45% transferred to my new car. The insurance provider is New India Assuarance co.Ltd. Can you pls explain the whole process involved? Thanks Dilip Kumar |
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