Recommended insurance agents across locations

Proxima · 16th February 2009, 14:39

Hi guys,

I think it is a good idea to have a thread collating the reliable insurance agents in major locations. I get the feeling we get ripped off by dealers and can save a fair packet if done outside.

I want an agent in Chennai to help with insurance for a new Ford Ikon TCDI. It should be from a nationalized bank like United India. New India etc.

If anyone knows reliable agents from other locations, please include their name and phone number with their location and insurance company(s) for which they work for.

GTO · 17th February 2009, 10:52

We use "Redline Auto" which is the insurance arm of the Mariwala group (linkway honda, Auto hangar etc). Bargain hard for great deals. They are pretty organised & systematic.

Sahil · 17th February 2009, 11:55

We get all our companies insurance deals done through Prudent, they are primarly tied up with TATA AIG but i think they provide policies too on request.
I think they have office all over, their chairman is a close family friend so rates for us are always unbeatable.

mithun · 23rd February 2009, 23:54

Quote:

Originally Posted by GTO

Bargain hard for great deals.

I've never gone to insurance agents for Auto insurance. I usually pay directly at the Insurance offices.

Does bargaining saves any bucks in reality ?

ntranced · 24th February 2009, 00:06

Well i would suggest JKM Makfin for delhi and NCR, have been insuring with them for the last five years and getting good discounts,prompt service and timely reminders. Highly recommended, p.m me for details.

rjvora_2000 · 24th February 2009, 08:52

Quote:

Originally Posted by mithun

I've never gone to insurance agents for Auto insurance. I usually pay directly at the Insurance offices.

Does bargaining saves any bucks in reality ?

Well experience it !!! next time when there is an renewal of your car.

BenjiRoss · 24th February 2009, 20:13

Quote:

Originally Posted by rjvora_2000

Well experience it !!! next time when there is an renewal of your car.

Do Insurance companies like Sundaram actually allow bargaining?

kb100 · 25th February 2009, 00:44

Well... Reliance I know has a 'direct' rate - for any business that is sourced directly (not thru an agent) - not much just a marginal discount.

rjvora_2000 · 25th February 2009, 08:57

Quote:

Originally Posted by BenjiRoss

Do Insurance companies like Sundaram actually allow bargaining?

Yes !!!! All the insurance company in India do bargain when it comes to motor insurance.

aka_iitd · 25th February 2009, 09:35

Is changing insurance company every year is good to get a good price. Earlier also I asked this question but it was said if you stick with one then you will build relationship. I feel when it come to claiming insurance trust and relationship will help not to a great extent.

rjvora_2000 · 25th February 2009, 09:50

Quote:

Originally Posted by aka_iitd

Is changing insurance company every year is good to get a good price. Earlier also I asked this question but it was said if you stick with one then you will build relationship. I feel when it come to claiming insurance trust and relationship will help not to a great extent.

Sirji, I am not saying to change the insurance company every year, but you can bargain the premium when you are renewing the policy with the same insurance company as well.

rjvora_2000 · 25th February 2009, 10:30

Quote:

Originally Posted by kb100

Well... Reliance I know has a 'direct' rate - for any business that is sourced directly (not thru an agent) - not much just a marginal discount.

As far as I know Reliance and Icici is the cheapest in the business. But for claim's also they are the most poor service provider. - Your views may differ from this.

kiren · 25th February 2009, 10:41

I get my car insured thru New india assurance directly & have been getting a better deal than Tata Aig & others.

rjvora_2000 · 25th February 2009, 16:21

Quote:

Originally Posted by kiren

I get my car insured thru New india assurance directly & have been getting a better deal than Tata Aig & others.

Go for the renewal with some agent that can help you in case there is any claim or some paper work which need's to be done.

sinhsha · 25th February 2009, 16:41

In Kolkata you can contact Mr. Amit (9748490508). He deals with ICICI LOMBARD, HDFC CHUBB, New India, National, Bajaj Allianz.
I am using his service for all my (and family) 7 cars for last three years.
Doorstep(Office too) service. Active help while claiming ( this car insurance thing goes by a non procedural way and contacts helps).
And yes you can save money by bargaining. You can get the share of agent fee. Just check the value of car insured for, and extra things covered under the insurance and then sign the dotted line.

16th February 2009, 14:39	#1
Proxima BHPian Join Date: Jul 2006 Location: Chennai Posts: 909 Thanked: 298 Times	Recommended insurance agents across locations Hi guys, I think it is a good idea to have a thread collating the reliable insurance agents in major locations. I get the feeling we get ripped off by dealers and can save a fair packet if done outside. I want an agent in Chennai to help with insurance for a new Ford Ikon TCDI. It should be from a nationalized bank like United India. New India etc. If anyone knows reliable agents from other locations, please include their name and phone number with their location and insurance company(s) for which they work for.
	() Thanks

17th February 2009, 10:52	#2
GTO Team-BHP Support Join Date: Feb 2004 Location: Bombay Posts: 70,497 Thanked: 300,308 Times View My Garage	We use "Redline Auto" which is the insurance arm of the Mariwala group (linkway honda, Auto hangar etc). Bargain hard for great deals. They are pretty organised & systematic.
	(1) Thanks

17th February 2009, 11:55	#3
Sahil Distinguished - BHPian Join Date: May 2004 Location: Bombay Posts: 6,292 Thanked: 7,605 Times	We get all our companies insurance deals done through Prudent, they are primarly tied up with TATA AIG but i think they provide policies too on request. I think they have office all over, their chairman is a close family friend so rates for us are always unbeatable.
	() Thanks

24th February 2009, 00:06	#5
ntranced BHPian Join Date: Nov 2008 Location: delhi Posts: 53 Thanked: 2 Times	Well i would suggest JKM Makfin for delhi and NCR, have been insuring with them for the last five years and getting good discounts,prompt service and timely reminders. Highly recommended, p.m me for details.
	() Thanks

25th February 2009, 00:44	#8
kb100 Senior - BHPian Join Date: Feb 2006 Location: Bangy Boy! Posts: 1,555 Thanked: 21 Times	Well... Reliance I know has a 'direct' rate - for any business that is sourced directly (not thru an agent) - not much just a marginal discount.
	() Thanks

25th February 2009, 09:35	#10
aka_iitd BHPian Join Date: Aug 2008 Location: Bangalore Posts: 630 Thanked: 45 Times	Is changing insurance company every year is good to get a good price. Earlier also I asked this question but it was said if you stick with one then you will build relationship. I feel when it come to claiming insurance trust and relationship will help not to a great extent.
	() Thanks

25th February 2009, 10:41	#13
kiren BHPian Join Date: Nov 2007 Location: mumbai Posts: 454 Thanked: 33 Times	I get my car insured thru New india assurance directly & have been getting a better deal than Tata Aig & others.
	() Thanks

25th February 2009, 16:41	#15
sinhsha BHPian Join Date: Jun 2006 Location: Kolkata Posts: 170 Thanked: 79 Times View My Garage	In Kolkata you can contact Mr. Amit (9748490508). He deals with ICICI LOMBARD, HDFC CHUBB, New India, National, Bajaj Allianz. I am using his service for all my (and family) 7 cars for last three years. Doorstep(Office too) service. Active help while claiming ( this car insurance thing goes by a non procedural way and contacts helps). And yes you can save money by bargaining. You can get the share of agent fee. Just check the value of car insured for, and extra things covered under the insurance and then sign the dotted line.
	() Thanks