Palio got scraped by bike. Can i claim insurance?

lamborghini · 7th May 2005, 21:19

Hi guys,
A couple of days ago when i was in Baroda, our lovely Palio 1.6 GTX got hit by a bike and the damage is really quite bad.
The bike was wrecked (My driver tells me that) and the riders badly injured.
Infact one of them flew over the roof and landed on her bonnet and damaged that too.
Have a look at the pics and tell me if i can claim insurance.
The driver did not take down the bike number nor took them to the hospital which pissed me off.
He also did not file a complaint.
Will post pics later as it is taking just too long.

Rtech · 7th May 2005, 21:28

Quote:

Infact one of them flew over the roof and landed on her bonnet and damaged that too.

So your priority is the state of your car and not the people the car hit. Interesting...

lamborghini · 7th May 2005, 21:49

Err RTech,
If you look up and see, i was pissed off at my driver for not helping them.

revtech · 7th May 2005, 23:19

hey lambo
how exactly did this happen.please post some details of the incident with some pics..

Rev

lamborghini · 7th May 2005, 23:29

Well my driver was going down hill on kemps corner from Hanging Gardens and a bike had lost control and came and whacked the car.
The rear tail light is broken, there is a dent from the tail light to the rear left door and the paint has come off at a few places there.
The front left door has a huge dent from where the some part of the bike hit it and there is a dent where the pillion rider hit it.

Sahil · 7th May 2005, 23:53

Check up with u r agent what your no-claim bonus amount is...if its less than the cost of the repairs then get an insurance claim or else its not worth it. And i am sure it can be done without all the police hassel and bike number ... u r insurance agent will be able to help u out best.

speedsatya · 8th May 2005, 01:06

pics please.
if the biker hit from the rear ,then how did your front door get damaged.?????
and if the biker really hit from the sides,then how did he fly over the roof and land on the bonnet,did he turn in mid -air?????

revtech · 8th May 2005, 01:09

Quote:

Originally Posted by lamborghini

Hi guys,

Infact one of them flew over the roof and landed on her bonnet and damaged that too.

Well my driver was going down hill on kemps corner from Hanging Gardens and a bike had lost control and came and whacked the car.
The rear tail light is broken, there is a dent from the tail light to the rear left door and the paint has come off at a few places there.
The front left door has a huge dent from where the some part of the bike hit it and there is a dent where the pillion rider hit it.

dude make up your mind did the rider fly over the roof and land on the bonnet or did he dent the front left door.

if the biker really hit from the sides,then how did he fly over the roof and land on the bonnet,did he turn in mid -air?????

Rev

drifter · 8th May 2005, 01:24

Quote:

pics please.
if the biker hit from the rear ,then how did your front door get damaged.?????
and if the biker really hit from the sides,then how did he fly over the roof and land on the bonnet,did he turn in mid -air?????

Hehe, got me thinking too.

Drifter

merve_extreme · 8th May 2005, 01:33

Quote:

Originally Posted by lamborghini

the riders badly injured.
Infact one of them flew over the roof and landed on her bonnet and damaged that too.

From this i can make out that the Rider was not alone and had a pillion along.So the Rider must have hit the left front door and the pillion must have landed on the roof due to the impact(sudden stop).

Just my thought though.....

merve_extreme · 8th May 2005, 02:26

Err??? sorry not the roof but the Bonet.

Sahil · 8th May 2005, 06:00

Quote:

Originally Posted by revtech

dude make up your mind did the rider fly over the roof and land on the bonnet or did he dent the front left door.

if the biker really hit from the sides,then how did he fly over the roof and land on the bonnet,did he turn in mid -air?????

Rev

Go easy on the kid revtech.... u r always on his case

lamborghini · 8th May 2005, 13:49

There were two riders.
When the bike hit the driver fell somewhere, the pillion fell on the bonnet, the bikes foothold or somepart sticking out hit my front door when it fell on its side.
Why is imageshack taking so long?

lamborghini · 8th May 2005, 13:59

Photo 1 -

photo 2

In the second photo, the paint has come off near the cracked tail light and the where the dent meets the door.
Will post others later.

Note from Mod: Lambo, you have been around long enough to know that pictures have to be linked as thumbnails. Also the pictures you posted were 1.7 MB each, took me 4 minutes or so on broadband. Please make sure that you use thumbnails and small sized pics next time.

normally_crazy · 8th May 2005, 14:12

Lambo ,

this is precisley what gets the moderators goat !!

i mean you can easily call up your insuarance agent and ask him the same question,. infact he will be in a better position than all of us here to answer your query.

and im not being rude here, just trying to drill some sense of deciding what to ask and what not !

and reduce the size of the image ...no one on dial up will be able to see the pic before 5 mins atleast.

cheers

7th May 2005, 21:19	#1
lamborghini Distinguished - BHPian Join Date: Apr 2004 Location: Mumbai Posts: 6,113 Thanked: 5,760 Times View My Garage	Palio got scraped by bike. Can i claim insurance? Hi guys, A couple of days ago when i was in Baroda, our lovely Palio 1.6 GTX got hit by a bike and the damage is really quite bad. The bike was wrecked (My driver tells me that) and the riders badly injured. Infact one of them flew over the roof and landed on her bonnet and damaged that too. Have a look at the pics and tell me if i can claim insurance. The driver did not take down the bike number nor took them to the hospital which pissed me off. He also did not file a complaint. Will post pics later as it is taking just too long.
	() Thanks

7th May 2005, 21:49	#3
lamborghini Distinguished - BHPian Join Date: Apr 2004 Location: Mumbai Posts: 6,113 Thanked: 5,760 Times View My Garage	Err RTech, If you look up and see, i was pissed off at my driver for not helping them.
	() Thanks

7th May 2005, 23:19	#4
revtech Senior - BHPian Join Date: Nov 2004 Location: Bombay Posts: 1,992 Thanked: 38 Times View My Garage	hey lambo how exactly did this happen.please post some details of the incident with some pics.. Rev
	() Thanks

7th May 2005, 23:29	#5
lamborghini Distinguished - BHPian Join Date: Apr 2004 Location: Mumbai Posts: 6,113 Thanked: 5,760 Times View My Garage	Well my driver was going down hill on kemps corner from Hanging Gardens and a bike had lost control and came and whacked the car. The rear tail light is broken, there is a dent from the tail light to the rear left door and the paint has come off at a few places there. The front left door has a huge dent from where the some part of the bike hit it and there is a dent where the pillion rider hit it.
	() Thanks

7th May 2005, 23:53	#6
Sahil Distinguished - BHPian Join Date: May 2004 Location: Bombay Posts: 6,292 Thanked: 7,607 Times	Check up with u r agent what your no-claim bonus amount is...if its less than the cost of the repairs then get an insurance claim or else its not worth it. And i am sure it can be done without all the police hassel and bike number ... u r insurance agent will be able to help u out best.
	() Thanks

8th May 2005, 01:06	#7
speedsatya Senior - BHPian Join Date: May 2004 Location: bangalore/manga Posts: 3,169 Thanked: 738 Times View My Garage	pics please. if the biker hit from the rear ,then how did your front door get damaged.????? and if the biker really hit from the sides,then how did he fly over the roof and land on the bonnet,did he turn in mid -air?????
	() Thanks

8th May 2005, 02:26	#11
merve_extreme Senior - BHPian Join Date: Apr 2004 Location: Mumbai Posts: 1,359 Thanked: 18 Times View My Garage	Err??? sorry not the roof but the Bonet.
	() Thanks

8th May 2005, 13:49	#13
lamborghini Distinguished - BHPian Join Date: Apr 2004 Location: Mumbai Posts: 6,113 Thanked: 5,760 Times View My Garage	There were two riders. When the bike hit the driver fell somewhere, the pillion fell on the bonnet, the bikes foothold or somepart sticking out hit my front door when it fell on its side. Why is imageshack taking so long?
	() Thanks

8th May 2005, 13:59	#14
lamborghini Distinguished - BHPian Join Date: Apr 2004 Location: Mumbai Posts: 6,113 Thanked: 5,760 Times View My Garage	Photo 1 - photo 2 In the second photo, the paint has come off near the cracked tail light and the where the dent meets the door. Will post others later. Note from Mod: Lambo, you have been around long enough to know that pictures have to be linked as thumbnails. Also the pictures you posted were 1.7 MB each, took me 4 minutes or so on broadband. Please make sure that you use thumbnails and small sized pics next time. Last edited by ported_head : 8th May 2005 at 15:14.
	() Thanks

8th May 2005, 14:12	#15
normally_crazy Senior - BHPian Join Date: Feb 2004 Location: Mumbai Posts: 4,369 Thanked: 528 Times View My Garage	Lambo , this is precisley what gets the moderators goat !! i mean you can easily call up your insuarance agent and ask him the same question,. infact he will be in a better position than all of us here to answer your query. and im not being rude here, just trying to drill some sense of deciding what to ask and what not ! and reduce the size of the image ...no one on dial up will be able to see the pic before 5 mins atleast. cheers
	() Thanks