[rkg]

maruti wagon R flat discount of Rs 35000 till 20th dec from yesterday as per full page ad's and Tv news.

[santosh.s]

6.25% diminishing looks good! dim means monthly reducing balance, right (EMI per lac for 5 years = 1945/-) ?
Do you have freedom to make pre-payments or pre-closure ? if so, what is the % of penalty? I am under impression that when banks offer good interest rates, payment options get more restrictions

I also used to think that home loans have low interest rates, personal/vehicle loans have higher rates.. but it seems I was wrong

[bhanusrinivas]

exactly santosh 1945 per lakh, i took 4.5L finance so (4.5 * 1945 = 8752) if i want to close the loan before 6 months i will have to pay 2% as penalty after 6 months no penalties, i got it for 6.25% bcoz i have the salary account with HDFC.

[bhanusrinivas]

it seems earlier they use to give at 5% diminishing for BALENO, recently maruti has imposed some restrictions on that, so if a layman walks in to a maruti showroom they start bargaining from 9.5% to 8%

[Aroongupta]

Originally Posted by shuvc

That is probably the best thing to do from a cost perspective. You get the current discounts as well as get a somewhat higher resale.
Book the car during Dec 3rd / 4th week , get delivery during last week of December (in which case wait till Jan for regn) or get delivery during first week of Jan and register it then ..

I wonder if that works...
I also had the same thoughts and bought an Accent in 2002 Dec last week and got it registed in Jan 2003. When I sold it later, I realized that the registration does not matter. Everybody asked the 'make' year.

Now I have bought a Safari just coupel of days back. Registration will be in january. I am worried that I will face the same problem when I try to sell it later. Does anybody has better ideas on how to prevent this loss later?

[tifosikrishna]

i am looking for base model scorpio crde. dealer has promised me 32k cash discount. i guess ads will be out in paper tomorrow. but having seen the kind of discounts offered in terms of % of vehicle cost, 32k doesnt look much.

[shuvc]

Originally Posted by Aroongupta

Everybody asked the 'make' year.

What was mentioned in the RC book of the Accent ? 2002 or 2003?

[islandman]

The 1.6 Elite Model (base model +beige interiors) comes with 50,000 Cash discount.

OTR Bangalore 906000 - 50000 = 856000/-

[IndianDawg]

No Discounts for NHC and NHC ZX.

[ipsanand]

Ex. Showroom 578, 578
Registration 9,200
Insurance Free
Accessories worth 28,000 Free
Corp. Discount 10,000
Cash Discount 8,000

On Road 569,778

Still feel I can squeeze in about 5K more.... Will give a final shot and take a call by monday... !!

Here, there's no additional discount for Black. In fact, Pearl and Silky Silver have ready delivery, while for Black I might need to wait for a while (2 weeks or so).

[Surprise]

Santro XO (Metallic color) ( Chennai prices)
Ex-Showroom Price - 3,89,785/-
Insurance - 14,196/-
Regn and Tax - 28,000/-

On Road - 4.32

Discount - 39k

Discounted price on road - 3.93 Lakhs ( Valid till 13th Dec 2005)

[lamborghini]

Is XO the top of the line variant?
With 4 power windows and all?

[Surprise]

Originally Posted by lamborghini

Is XO the top of the line variant?
With 4 power windows and all?

XO has got all 4 pw. I guess, one variant is above XO which automatic though not sure

[vandan]

Originally Posted by islandman

The 1.6 Elite Model (base model +beige interiors) comes with 50,000 Cash discount.

OTR Bangalore 906000 - 50000 = 856000/-

just booked it,i got a 75K discount+ free body coloured mirrors and handles+free mp3 player(exchanged with the normal cassette palyer,have to go select the model on mon!)+ the normal stuff...can elaborate more if anyone wants...hahahahahaha

[tifosikrishna]

i am planning to book scorpio by the end of the week. final discount i have got is 32k (cash discount) another 28k is thru icici finance. I am not going take a car loan. Is there any better scheme in chennai? shall i go ahead and book?