Can I sell my car without RC book?

1st June 2009, 15:09

Hi all,

I moved to India a few months back and did not have enough address proof. I yet purchased a 800 brand new. They gave me a temp number which is expired as of now. Getting a new RC is a pain since the norms in Chandigarh are a bit too tight and bribing has become out of question. I dont want to keep this car anymore as it was my transition vehical anyways. Can I sell the car without RC Book? My home state has my address proof and I am thinking to buy another car there as proof is not a issue. I cant even drive this 800 as there are just too many cops in Chandigarh. Please advice.

Thanks in advance for your efforts to enlighten me.

centaur · 1st June 2009, 15:13

you cant sell the car without a RC book. The reason is that you will not be able to transfer the car to the buyers name without a RC book in place.

sgiitk · 1st June 2009, 15:24

Since you have a temporary registration, there should be some documentation which should be able to get a RC quite reasonably. If there is none then the car dealer should be able to do a direct transfer from him to the new owner.

1st June 2009, 15:31

SGIITK, I have sale letters and insurance documents. The documents provided by dealership is not enough since the RTO needs address proof. Car dealers would sell car to anyone and so will the bank. Imagine this the car has a loan from HDFC. All that happened without any of the address proofs which RTO needs.

windsurfer · 1st June 2009, 15:57

Quote:

Originally Posted by D-Man

SGIITK, I have sale letters and insurance documents. The documents provided by dealership is not enough since the RTO needs address proof. Car dealers would sell car to anyone and so will the bank. Imagine this the car has a loan from HDFC. All that happened without any of the address proofs which RTO needs.

Would the bank not need a address before approving a loan?

akshay4587 · 1st June 2009, 16:03

No you cannot

btw how on earth were you able to drive around in this car in chandigarh without a RC

abhibh · 1st June 2009, 16:06

Quote:

Originally Posted by akshay4587

No you cannot

btw how on earth were you able to drive around in this car in chandigarh without a RC

Temporary number sirji

sgiitk · 1st June 2009, 16:12

I am foxed. If you can get a temporary registration, then why not a permanent one! May be the RTO was not properly 'oiled' by the dealer. RTOs nationwide are notorious for this.

akshay4587 · 1st June 2009, 16:16

Quote:

Originally Posted by abhibh

Temporary number sirji

but for how long
my cousin's swift was running around on temp no,i knw how many times he was stopped by cops

Spitfire · 1st June 2009, 16:17

You bought a car on loan from HDFC without an address proof??

Further the dealer sold you the car without an address proof again, without registering and on a temp number on which they are not supposed to sell.

I am not talking about insurance yet, because it needs an RC.

This is a new one for me. But how?

abhibh · 1st June 2009, 16:20

Quote:

Originally Posted by akshay4587

but for how long
my cousin's swift was running around on temp no,i knw how many times he was stopped by cops

I bought my car in 2000 it was registered in 2001 December.

4x4addict · 1st June 2009, 16:21

You best bet would be to have the dealer register the car in the buyers name. The good thing is that they next buyer will technically be the first owner on the RC book.

Red notes with Gandhiji's picture sometime is sufficient as address proof.

1st June 2009, 16:21

irony is Bank approved the loan, Dealer gave me a car, Temp no is given by rto to dealer by default Now RTO says your documents are not good enough for address proof.
Now Bank is demanding a RC.
Each cop that stopped me took anywhere around 20 minutes of my time + threats from a police inspector to impound + Rs 2500 fine negotiated to Rs 150 bribe. I think its too much for a Maruti 800.

Quote:

Originally Posted by 4x4addict

Red notes with Gandhiji's picture sometime is sufficient as address proof.

I know every thing has a price. But in chandigarh things are a little different when it comes to registration.

Lalvaz · 1st June 2009, 17:15

Cant you just use the address proof of your native place or your passport? What documents are they insisting on having to register the car in your name?

Incase its not feasible to transfer the car in your name, ask the dealer to buy back the car at a discount and re-sell it to someone else. Pay the bank and foreclose the loan. Though its a real wonder as to how the bank sanctioned a loan and allowed the dealer to give posession to you without endorsing the RC book. I mean, think about it, if you do run away with the car, how will the bank recover the money due to it. It wont even have any lien over the car which is mandatory in a car loan. Its really a strange case.

1st June 2009, 17:42

Lalvaz, you are right. See I have a passport with Gujarat address. They wont take it. I have a rental lease which they wont accept as proof of my residence in Chandigarh. They wont accept my airtel broadband nor my TATA bill as address proof. It really takes a good sales person to get the documents through and thats how i guess they go this loan.
So i asked the bank Can i pay off the loan? they said untill its 6 months you cant pay off the loan. So i said can i sell my car? they said untill 6 months you cant pay off the loan. I reiterated and they said the same thing. So i understood they dont care if i sell the car as long as i make payments on this stupid car.
I havent asked the dealership if they will buy back my car.

Last option: sell car for parts and report it stolen what else. dont know. I feel cheated and sometimes helpless.

1st June 2009, 15:09	#1
D-Man Posts: n/a	Can I sell my car without RC book? Hi all, I moved to India a few months back and did not have enough address proof. I yet purchased a 800 brand new. They gave me a temp number which is expired as of now. Getting a new RC is a pain since the norms in Chandigarh are a bit too tight and bribing has become out of question. I dont want to keep this car anymore as it was my transition vehical anyways. Can I sell the car without RC Book? My home state has my address proof and I am thinking to buy another car there as proof is not a issue. I cant even drive this 800 as there are just too many cops in Chandigarh. Please advice. Thanks in advance for your efforts to enlighten me. Last edited by D-Man : 1st June 2009 at 15:11.
	() Thanks

1st June 2009, 15:13	#2
centaur BHPian Join Date: May 2009 Location: -- Posts: 897 Thanked: 1,169 Times	you cant sell the car without a RC book. The reason is that you will not be able to transfer the car to the buyers name without a RC book in place.
	() Thanks

1st June 2009, 15:24	#3
sgiitk BANNED Join Date: Dec 2007 Location: Gurugram Posts: 7,969 Thanked: 4,788 Times	Since you have a temporary registration, there should be some documentation which should be able to get a RC quite reasonably. If there is none then the car dealer should be able to do a direct transfer from him to the new owner.
	() Thanks

1st June 2009, 15:31	#4
D-Man Posts: n/a	SGIITK, I have sale letters and insurance documents. The documents provided by dealership is not enough since the RTO needs address proof. Car dealers would sell car to anyone and so will the bank. Imagine this the car has a loan from HDFC. All that happened without any of the address proofs which RTO needs.
	() Thanks

1st June 2009, 16:03	#6
akshay4587 Senior - BHPian Join Date: Mar 2005 Location: Chandigarh/Mohali/Ambala Cantt Posts: 4,151 Thanked: 4,525 Times View My Garage	No you cannot btw how on earth were you able to drive around in this car in chandigarh without a RC
	() Thanks

1st June 2009, 16:12	#8
sgiitk BANNED Join Date: Dec 2007 Location: Gurugram Posts: 7,969 Thanked: 4,788 Times	I am foxed. If you can get a temporary registration, then why not a permanent one! May be the RTO was not properly 'oiled' by the dealer. RTOs nationwide are notorious for this.
	() Thanks

1st June 2009, 16:17	#10
Spitfire BANNED Join Date: Jul 2006 Location: Panaji - Goa/Bangalore - Karnataka Posts: 3,312 Thanked: 774 Times	You bought a car on loan from HDFC without an address proof?? Further the dealer sold you the car without an address proof again, without registering and on a temp number on which they are not supposed to sell. I am not talking about insurance yet, because it needs an RC. This is a new one for me. But how? Last edited by Spitfire : 1st June 2009 at 16:19.
	() Thanks

1st June 2009, 16:21	#12
4x4addict Distinguished - BHPian Join Date: Nov 2007 Location: Chennai Posts: 4,483 Thanked: 4,529 Times View My Garage Infractions: 0/1 (5)	You best bet would be to have the dealer register the car in the buyers name. The good thing is that they next buyer will technically be the first owner on the RC book. Red notes with Gandhiji's picture sometime is sufficient as address proof.
	() Thanks

1st June 2009, 17:15	#14
Lalvaz Senior - BHPian Join Date: Jul 2006 Location: Bombay Posts: 1,413 Thanked: 2,181 Times	Cant you just use the address proof of your native place or your passport? What documents are they insisting on having to register the car in your name? Incase its not feasible to transfer the car in your name, ask the dealer to buy back the car at a discount and re-sell it to someone else. Pay the bank and foreclose the loan. Though its a real wonder as to how the bank sanctioned a loan and allowed the dealer to give posession to you without endorsing the RC book. I mean, think about it, if you do run away with the car, how will the bank recover the money due to it. It wont even have any lien over the car which is mandatory in a car loan. Its really a strange case.
	() Thanks

1st June 2009, 17:42	#15
D-Man Posts: n/a	Lalvaz, you are right. See I have a passport with Gujarat address. They wont take it. I have a rental lease which they wont accept as proof of my residence in Chandigarh. They wont accept my airtel broadband nor my TATA bill as address proof. It really takes a good sales person to get the documents through and thats how i guess they go this loan. So i asked the bank Can i pay off the loan? they said untill its 6 months you cant pay off the loan. So i said can i sell my car? they said untill 6 months you cant pay off the loan. I reiterated and they said the same thing. So i understood they dont care if i sell the car as long as i make payments on this stupid car. I havent asked the dealership if they will buy back my car. Last option: sell car for parts and report it stolen what else. dont know. I feel cheated and sometimes helpless.
	() Thanks