[VW2010]

Can they do a completely black bike?

I am mostly paying advance tomorrow and i dont mind an extra charge to get me blacks

Why do they need such a huge front money? Cant they just do it with 30K.

[sandeepmohan]

Originally Posted by NitinMakhija

Thanks to a friend, got these pics from a recent Ghat ride.

Is this a test mule 390? Surprised to see one on the road before any of us have got one.

The 390 is not scribbled on the tank as official pictures suggest?

[ebonho]

Originally Posted by VW2010

Can they do a completely black bike?

Like this? (courtesy: Wolfy)

[sridhu]

The electricals - is it 12v? What kind of battery? Light (halogen?)? Any 12V outlet? Can I install one without skinning?

Engine immobilizer/ alarm can be installed?

[amolpol]

Originally Posted by ebonho

Like this? (courtesy: Wolfy)

Attachment 1103196

What tyres are those, do you know? I've been wanting a very similar setup for the duke that I intend to buy soon and this picture was the last nail in the coffin.

[sandeepmohan]

Visited KTM Indiranagar to hand over finance documents. A display bike will be there on Monday. Attached the interest rates based on down payment.

[zulfi hansi]

Originally Posted by ebonho

Like this? (courtesy: Wolfy)

Attachment 1103196

Doc! Now that's what I call a trans Himalyan bike package, perfect for a tri-nation tour?

But what about the dirt splash on the radiator etc due to high mud guard. Even otherwise with stock mud-guard also there will be a fair amount of dirt splash.

[djay99]

Originally Posted by sandeepmohan

Visited KTM Indiranagar to hand over finance documents. A display bike will be there on Monday. Attached the interest rates based on down payment.

Interest rate they are quoting is flat and not floating.
Its like paying over 19% PA for a 12 months loan. Too too expensive IMO.

Opt for a nationalized bank even though documentation is on a higher side.

Even we can get a personal loan for 13 to 14% floating under some corporate tie ups with banks. They why pay so much extra and still get vehicle under hypotheciation?

Check out following link for calculating EMI:
http://www.deal4loans.com/Contents_Calculators.php

[sandeepmohan]

Originally Posted by djay99

Interest rate they are quoting is flat and not floating.
Its like paying over 19% PA for a 12 months loan.

Opt for a nationalized bank even though documentation is on a higher side.

Thank you providing the link and bringing this to my attention.

Yes; the interest rate is fixed.

I am well aware that nationalized banks have better interest rates as I have a car loan with SBI. Nationalized banks don't really require any more documentation than what I submitted to Bajaj Finance.

[sandeepmohan]

Originally Posted by djay99

Opt for a nationalized bank even though documentation is on a higher side.

I spoke to the SBI toll free line and their interest rate comes to 17.95% per annum for a two wheeler loan. Nowhere as attractive as their four wheeler loans. I save something like Rs. 900 if I were to compare it to what Bajaj Finance are offering. Trying to get the loan done by myself with SBI will require a little running around. I did it once for my car loan as I opted to do it myself. Its time stuck in traffic, away from office/home to get all the paper work done and at this difference, its not worth is what I feel. What do you say?

[sriramv.iyer]

Originally Posted by sandeepmohan

Its time stuck in traffic, away from office/home to get all the paper work done and at this difference, its not worth is what I feel. What do you say?

If thats what the saving is, it doesn't make sense at all - Save your frustration by avoid Govt banks.

Unless you are planning to pre-close, Govt Banks have better deals.

[NitinMakhija]

For the corner junkies -


This tyre has inclination markings 1 to 5

[VW2010]

The interest rates are pretty high. But they have to keep it that way to make atlesat 15-18K in a year. Else no point renting their money here.

IMHO negotiate and you can strike a deal. Try to up the front money and reduce it to say 1L Loan. Even for 1L you will end up paying close to 12K more in a year with their fee etc added.

[ebonho]

Originally Posted by amolpol

What tyres are those, do you know? I've been wanting a very similar setup for the duke that I intend to buy soon and this picture was the last nail in the coffin.

Front Sirac, Back Vee Rubber.

[Added_flavor]

Was the white and orange color theme (sans orange frame and alloys) available on 200 from before? I thought it's exclusive to the 390!