[HighwayBuddha]

All, I have taken delivery of my Duster 85PS RXL Dark Grey yesterday. Got a discount of Rs 60,000, plus extended warranty, gang membership, mud flap and mats. Took insurance outside at 25K-odd. Didnt go for B2B zero-dep after much deliberation.

So far, loving it. The gear-slotting is a bit difficult, but I guess the gears are getting broken in, so ok with that. (I am spoilt silly for comfort by my Honda City, so I should be careful in my comparisons). All else are good. Ride quality is the highlight and this perspective is unanimous in the family. release of brake with clutch depressed in motion(after braking for say something on the road) makes the car surge forward. Will wait and watch.

Intend to upgrade HU to Caska touch screen DVD player with reverse camera, headset monitors for both seats, leather seats and alloy wheels. May go in for bumper applique painting and paint sealant after the rains.

I had booked an Ecosport, waited for 4 months and cancelled before buying this.

I thank all Team-BHP mates for the wonderful passionate guidance, as a result of which I have made a very informed and considered decision(I know this for a fact) in my car purchase, as compared to my previous two instances of purchase(Santro and City - both off the shelf with zero research). You guys rock !

Pictures soon.

[::CMS::]

All Duster owners, How much are you all paying for the insurance premium and the IDV for that? Last year, my premium was 23300/- for an IDV of 950000 (Zero Dep Policy from National Insurance). I had a claim this year and hence no NCB. This year on renewal, I got the quote of 23200/- for an IDV of 800000.

I also got a quotation of 17000/- for an IDV of 850000 from HDFC (Silver plan Zero Dep Policy) with roadside assistance option for 500/- extra. For platinum plan (with engine protection and retaining the NCB even if there is a claim) for ~18500/-.

Why is it showing a 5K difference, any idea? Is there any catch in this? What I understand is that the 17K is calculated after a 60% discount (55% normal discount for Duster based on the less claim category vehicle + 5% on the age) Please comment.

[Abh1nav]

Yesterday, I got my insurance papers from Bharti Axa but one thing that raised concern was that the policy type mentioned there was Private Car-Comprehensive Insurance policy. I was surprised when I saw this, as I had opted for the Zero Depreciation policy.

When I inquired with the dealer, they told me that there is something mentioned as 100% Add-On cover on the papers, which means that my policy is zero depreciation.

Can anybody confirm if that is actually the case?

[HillMan]

Originally Posted by Abh1nav

When I inquired with the dealer, they told me that there is something mentioned as 100% Add-On cover on the papers, which means that my policy is zero depreciation.

Can anybody confirm if that is actually the case?

That could be correct, the car insurance policy is same, they add rider over it for various additional features. Best would be to give a call to the toll free number of Bharti Axa and have it confirmed. The names for Add-on can be different for each insurer.

[Waxeloquent]

Originally Posted by HillMan

That could be correct, the car insurance policy is same, they add rider over it for various additional features. Best would be to give a call to the toll free number of Bharti Axa and have it confirmed. The names for Add-on can be different for each insurer.

+1 I'd even go the extent of writing a letter and keeping their confirmation on record. Many insurance claims
are rejected due to these kinds of grey areas . Cheers

[TaureanBull]

Originally Posted by ::CMS::

All Duster owners, How much are you all paying for the insurance premium and the IDV for that? Last year, my premium was 23300/- for an IDV of 950000 (Zero Dep Policy from National Insurance). I had a claim this year and hence no NCB. This year on renewal, I got the quote of 23200/- for an IDV of 800000.

I also got a quotation of 17000/- for an IDV of 850000 from HDFC (Silver plan Zero Dep Policy) with roadside assistance option for 500/- extra. For platinum plan (with engine protection and retaining the NCB even if there is a claim) for ~18500/-.

Why is it showing a 5K difference, any idea? Is there any catch in this? What I understand is that the 17K is calculated after a 60% discount (55% normal discount for Duster based on the less claim category vehicle + 5% on the age) Please comment.

Insurance is a big scam to fleece customers unless one gets to the bottom and several asterix marks/hidden lines/small fonts etc. Most of us are fooled by the agents by making several claims because we continue to remain ignorant.

That said, IMO there are some asterix marks/hidden lines/small fonts in the cost else the quote on depreciated value and NCB should not same (almost same). You need to check in detail with the company and confirm.

[Kartik Kumar]

Originally Posted by HighwayBuddha

All, I have taken delivery of my Duster 85PS RXL Dark Grey yesterday. Got a discount of Rs 60,000, plus extended warranty, gang membership, mud flap and mats. Took insurance outside at 25K-odd. Didnt go for B2B zero-dep after much deliberation.

So far, loving it. The gear-slotting is a bit difficult, but I guess the gears are getting broken in, so ok with that. (I am spoilt silly for comfort by my Honda City, so I should be careful in my comparisons). All else are good. Ride quality is the highlight and this perspective is unanimous in the family. release of brake with clutch depressed in motion(after braking for say something on the road) makes the car surge forward. Will wait and watch.

Intend to upgrade HU to Caska touch screen DVD player with reverse camera, headset monitors for both seats, leather seats and alloy wheels. May go in for bumper applique painting and paint sealant after the rains.

I had booked an Ecosport, waited for 4 months and cancelled before buying this.

I thank all Team-BHP mates for the wonderful passionate guidance, as a result of which I have made a very informed and considered decision(I know this for a fact) in my car purchase, as compared to my previous two instances of purchase(Santro and City - both off the shelf with zero research). You guys rock !

Pictures soon.

Congratulations! Did you exchange your old vehicle? How much did you get for that?

[Seran Manian]

Originally Posted by HighwayBuddha

All, I have taken delivery of my Duster 85PS RXL Dark Grey yesterday. Pictures soon.

Congrats, All the very best and Happy Motoring. Awaiting Pics of Mods. The HU Mod: Does Warranty clause allow that?

[swiftnfurious]

Originally Posted by HighwayBuddha

...May go in for bumper applique painting and paint sealant after the rains...

If you plan to do paint sealant, do it ASAP. The whole point is trying to put a protective layer to the paint and rains can ONLY add damage to it.

Between Congrats on your new ride.

[HillMan]

Originally Posted by swiftnfurious

If you plan to do paint sealant, do it ASAP. The whole point is trying to put a protective layer to the paint and rains can ONLY add damage to it.

Between Congrats on your new ride.

+1 to it. Totally agreed. Specially for Duster, I feel paint sealant is a must. I am having troubles. My 5yr old Red Spark has no black patches on the paint, Duster already got a few which refuse to go. Have not shown them to professionals yet. Will post a few pics. There is a nasty black patch one on the roof, not sure if paint is chipping or it got it from the antenna touching the surface from bounce.

[::CMS::]

Originally Posted by Abh1nav

I got my insurance papers from Bharti Axa

How much is the premium amount and the IDV?

[acroback]

I got zero dep insurance with all frills attached from TATA AIG for 29K for second year. IDV is 8,60000 for my vehicle.

I wanted to go for HDFC, but when read fine print came to know if I got for all out zero dep I will have to pay close to 32K, so opted out of it.

FWIW, dealer fleeced me for first year comprehensive insurance at 29K. Had to make 3 claims :( , so decided to change insurance company to TATA AIG from Bharti AXA.

HTH

[TaureanBull]

Originally Posted by HighwayBuddha

All, I have taken delivery of my Duster 85PS RXL Dark Grey yesterday. Got a discount of Rs 60,000, plus extended warranty, gang membership, mud flap and mats. Took insurance outside at 25K-odd. Didnt go for B2B zero-dep after much deliberation.

Hi,

Is this discount across the board, if anyone can confirm?

I had spoken to the SA at Jamshedpur, they denied any offer. Thats a good discount I must say and a good step by Renault towards making Duster VFM. May be the Ecosport heat!

[itwasntme]

Originally Posted by TaureanBull

Is this discount across the board, if anyone can confirm?

Hi, discount is pan-India as far as I understand but dependent on variant. For example for the the base 85 dCi RxE it is only 30k here in BLR.

[ceebu]

Originally Posted by itwasntme

Hi, discount is pan-India as far as I understand but dependent on variant. For example for the the base 85 dCi RxE it is only 30k here in BLR.

You are right, I got the same offer and took delivery of rxl(o) few days back. So 60 k for exchange bonus + self insurance saved 10k.