Team-BHP - My Fiat Punto 90Hp Accident: Head-on collision with a Tree

Quote:

Originally Posted by TheHkrish (Post 3289710)

How did this happen If I may ask ?, on a lighter note 'we should stop travelling on Diwali'

Hello TheHkrish,

So got any news? I mean is the insurance survey report available to you? Do you know the list of the parts will have to replaced to bring your car back to its original condition?

I understand the service center has already informed you that it will take approx 2 months to get your ready, but also ensure to get the list of the parts that the surveyor has suggested to be replaced.

Thanks,

Quote:

Originally Posted by Jignesh (Post 3289956)

Thanks Jignesh, I have got the estimate from the Fiat Guys, surveyor had come today and had a check. I would have to check the surveyor report to know what are the actual damage.

Feel sorry for you both and the new car after reading the post, but at the same time thanks to the divine stars and Punto, that you both are safe! Accidents do happen and its just a matter of taking this as a learning experience and moving on.

My father heads one of the branches of a leading public sector insurance company in my hometown in Kerala. I just spoke to him regarding this incident and he too reassures that the damages to your wallet might be very minimal. According to him, the estimate of 3 Lakh might just be an estimate and the actual bill might work up a lot less than that (again it is just what he assumes from what he regularly sees)

Regarding towing charges, he says his company (different from the one you have insured) pays only a specific amount which in their case is around Rs. 1500. This is by default included in the policy.

Regarding FIR, he says FIR may not be mandatory, because there is no other party involved, nor there is loss to property belonging to a third person. But it would be better if you go to the nearest police station and get a 'General Diary' entry in their records that such an incident had happened in their police station limits. Also, he advises to keep a couple of crash site photos of the car in hand till the claim process is through. These rules though may vary with company to company and it would be better to consult the specific surveyor or a claims officer to find out the complete details of what is needed.

Please feel free to PM me if you want anymore details from him.

Thank God that both of your are safe. The Fiat seems to have taken the hit very well, but cannot say the same of the Dzire. In the end, both of you and your families are safe, thats what matters the most. Cars can come and go, not a big deal. These incidents show the importance of seat belts and airbags. I just wish airbags would be standard across all the available range of models.

Quote:

Originally Posted by W.A.G.7 (Post 3290877)

Thank God that both of your are safe. The Fiat seems to have taken the hit very well, but cannot say the same of the Dzire. In the end, both of you and your families are safe, thats what matters the most. Cars can come and go, not a big deal. These incidents show the mportance of seat belts and airbags. I just wish airbags would be standard across all the available range of models.

Would like to inform one thing that the punto hit a stationery tree whereas the dzire hit a car travelling at 120 and it itself was travelling at 60. Combined speed was 180. Just imagine the force of the impact. We are lucky the shell didn't crush completly to the back like the accent. i don't want to start comparing at such a time. But swift has also scored 5 star rating in euro ncap rating. And it is safe to assume that swift and dzire are quiet similar in terms of their structure.

Quote:

Originally Posted by sandsun7 (Post 3290821)

Thanks Buddy, for the re-assuring words. I have mailed them the crash photos. Things you have said are spot on. Towing charges might be reimbursed upto 1.5K. I would certainly PM when I get at any cross roads , thanks for the help

Let me start by apologizing for the delay in status, I thought of updating the thread once we got our beloved TUMBLR Back in shape.
Now here we are as we got the car from Vecto on Saturday, after grueling one and half month of waiting we got him back in pristine condition.

Thanks guys for all the wishes and words and sorry for the delay again. Met T-Bhpian Rohit(rohittunga) in Vecto when he came for his Linea's Service. Nice to have met you there buddy. Following your thread from Page one now..

Now lets pics do the talking , the recent pics are taken once TUMBLR had a wax session at 3M HSR.

Have to thank Vecto motors for the good work they have done . I am yet to figure out the small niggling issues , which I am hoping not to discover during my home trip( call it wishful thinking).

Wow the car looks brand new. Definitely need to appreciate Vecto Motors for doing such a fine job:thumbs up

Even I had a nice experience with them during my last service. Looks like they are finally pulling up their socks and striving to provide a better service and your car is a testimony of that.

It was really nice meeting you as well although I couldn't spend more time speaking with you. Congragulations once again and wishing you many many safe and trouble free miles.