Hey Jaydeep,
I dont think ill be of immense help but i can put in a few pointers.
Thought i do not own any of the cars you have short listed, i have done some pretty extensive reading on them since i joined the forum. Personally, im very fond of the Palio since last year after i sat in my friends old palio. Was surprised at the build quality and the way it took his abusive driving and the bad roads. Im used to driving an Astra which is a sturdy car with the thud when you close the door and after 10 years, there are hardly any rattles or squeaks in the car and nor have i repaired any. The Palio was one of the closest i have come to the build quality of the astra.
After reading your posts, id say that
Palio should be your 1st target.
Let me explain why:
1)
Build Quality is excellent and since you said you want a reliable car, if serviced regularly, i think this is very reliable.
2) Yes, have heard of late that Tata have made significant progress with providing
spares and services for Fiat, so i guess the spare scene is improving for Fiat cars.
3)
Spares may be more expensive than the other cars you have shortlisted by i dont thing there is a huge difference. Furthermore though it will be more, but if you go to see, it is pretty affordable as no matter what car people buy, once its bought, no one sits and compares the spare prices anyways.
4) Whether you need to upgrade your
tyres is completely dependant on your driving style. If it is just normal driving with once in a while dose of enthusiastic driving, then stock tyres are fine. If you are an enthusiastic driver, then upgrade is pretty much a given.
5) Dont buy the
music system from the dealer under any circumstances. Firstly, your choice in head units is limited, and secondly, they charge way above, perhaps even double of what sole music system sellers will charge.
Since you have said you will use your ipod in the car, i would say go for a head unit which has auxiliry input on the front (on the panel itself) so that you can use any multimedia/mp3 player (ipod included) with it. I have one from pioneer and is very useful. You can check it out in my garage.
I would like to add here that when i bought my head unit, full ipod compatibily was not heard of by me and quite a few dealers i visited. Now, you
get fully ipod compatible head units through which you can control the ipod from the head unit itself. Id recommend you go in for these as i can tell from personal experience that it is inconvenient to fiddle with the ipod while driving. Pioneer has good systems like these and is very budget friendly
i should add that i am a
pioneer fan and hence recommending this.
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I hope the above helped you.