![]() | #196 |
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![]() | #197 |
Senior - BHPian Join Date: May 2007 Location: Vadodara
Posts: 4,788
Thanked: 1,893 Times
| ![]() A small query : Can the bank charge penalty in form of charges for non maintenance of minimum balance ? Bank is HDFC, they are charging me for non maintenance of minimum balance. This is a dormant account. Should have closed it down. No written statement or anything, not even an email on this charge, but just an via SMS. Right now, I am planning to put around Rs. 30K from my other bank account into this HDFC account, but just want to know if I can be charged for this. |
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![]() | #198 | |
BHPian Join Date: Sep 2013 Location: Bangalore
Posts: 224
Thanked: 304 Times
| ![]() Hi everyone, need advice on this : Quote:
Last edited by WorkingGuru : 9th March 2017 at 01:42. | |
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![]() | #199 |
BHPian | ![]() Presumptive income is a boon for small trading business, especially where input costs are low. The CA is right in saying that revising previous year returns might not lead to actual cash refund since the department will try and raise new issues to set it off. But if her receipts and expenses are documented and bonafide, go ahead and revise the return and let the CA represent her in the department. If the refund is substantial, it might be worth the risk. |
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![]() | #200 |
BHPian Join Date: Oct 2007 Location: Bangalore
Posts: 462
Thanked: 510 Times
| ![]() If the savings is substantial then she can move to presumptive profits. I've filed income under 44AD for the past year but I am planning to file normal profit/loss this year. The issue with 44AD is that you cannot claim depreciation benefits. I am planning to buy e2o Electric car and presumptive income will not allow me to claim the 80% depreciation benefit available for electric vehicles. |
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![]() | #201 |
BHPian Join Date: May 2009 Location: Jam-luru
Posts: 281
Thanked: 84 Times
| ![]() I have an old unused scooty which is in good condition. Its more than 15 years old. Since it is barely used I dont have a Fitness Certificate to go along with it. My maid has requested that she wants to use it for short drives around her house. I doubt that she will get an FC done and I dont have the time to run pillar to post in RTO office for the same. If I give it to her for personal use, what precautions should I take (affidavit etc) |
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![]() | #202 |
Senior - BHPian Join Date: Dec 2008 Location: New Delhi
Posts: 1,478
Thanked: 1,070 Times
| ![]() If my maternal grandfather decides to loan me 30-40 lakhs for a house costing 1.1 Cr then what's the most legal way to do it. Does he simply write me a cheque or are there better ways of managing it? I'm not asking for any illegal route but something that spares unnecessary scrutiny by tax officials. |
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![]() | #203 | |
BHPian | ![]() Quote:
Some gifts and advances within family are taxable, but as far as I remember maternal grandfather isn't covered. | |
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![]() | #204 |
Senior - BHPian Join Date: Dec 2008 Location: New Delhi
Posts: 1,478
Thanked: 1,070 Times
| ![]() My wife runs a garment business and has a TIN number. Can I sell certain electronic or other category products online using the same TIN number? |
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![]() | #205 |
BHPian Join Date: Jun 2008 Location: Bengaluru/NYC
Posts: 597
Thanked: 130 Times
| ![]() Would Pre-Nuptial Agreements help in resolving any issues arising post marriage? Would this stand the scrutiny of courts? Seems lately, many are opting for this agreement during planning of marriage. This would be for one of my relative planning for his marriage in B'lore. Please advise. |
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![]() | #206 | |
BHPian | ![]() Quote:
Best, Enigmatic | |
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![]() | #207 |
BHPian Join Date: Jun 2008 Location: Bengaluru/NYC
Posts: 597
Thanked: 130 Times
| ![]() My father gifted our property at JP Nagar in my name in 2004, so that I can mortgage, raise loans and do a reconstruction of our house. This was done, so as to eliminate the registration expenses of property transfer. Now, would like to know whether I can add my sister as co-owner/joint-owner for the property without incurring much of the registration cost. Please advise. |
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![]() | #208 |
Senior - BHPian Join Date: Dec 2008 Location: New Delhi
Posts: 1,478
Thanked: 1,070 Times
| ![]() If I purchase a flat that has only 1 parking in the registry, what is the most legal way to purchase another and get it in the registry. One of the options suggested to me was that I should ask the current owner to get the second parking allotted to him since he had directly purchased the flat from the builder and now with the new allotment I can get both the parkings in the registry. Does it work like that? |
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![]() | #209 |
Senior - BHPian Join Date: Aug 2005 Location: Dilwalon ki Dilli
Posts: 1,899
Thanked: 397 Times
| ![]() Hi Lawyers, need some advice. I am in the process of doing agreement with my builder in Mumbai. The builder is a reputed one. However, in the agreement, the builder is not adding the clause of compensation due to delay in the possession. All my conversations with the builder team is going in vain. What should be the next step on this ? Also, can anyone refer me to any good real estate lawyer please ? |
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![]() | #210 | |
BHPian | ![]() Quote:
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