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Old 21st August 2018, 18:38   #106
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Default Re: August 2018 Kerala floods! Help Kerala

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The National Highways Authority of India (NHAI) has waived off user fee at three toll plazas in Kerala in view of the unprecedented flood situation in the state.

The waiver has been made on the toll plazas at Paliekkara in Thrissur district, Pampampallam in Palakkad district and Kumbalam in Cochin. The waiver will continue till Sunday.
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Old 21st August 2018, 18:54   #107
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Default Re: August 2018 Kerala floods! Help Kerala

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Originally Posted by Santoshbhat View Post
Insurance companies spread the risk by collecting premiums from all year after year. They have huge reserve funds for such eventualities, which are mandated by regulatory authorities! I am sure all of them can meet this liability easily.
But my question was, are the damages caused by the natural calamities covered under insurance? I have heard that the claims on cars damaged by trees falling on them were not honored.
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Old 21st August 2018, 19:07   #108
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But my question was, are the damages caused by the natural calamities covered under insurance? I have heard that the claims on cars damaged by trees falling on them were not honored.
Should be covered. My HDFC policy specifically mentions that damage caused by natural calamities and acts of God are covered.

Quoting policy wordings
Quote:
All act of God perils like earthquake, flood, cyclone etc

Last edited by Santoshbhat : 21st August 2018 at 19:13.
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Old 21st August 2018, 20:59   #109
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Default Re: August 2018 Kerala floods! Help Kerala

Managed to send across some money to the CM Relief fund - the least I could do. Some of my friends collected a whole lot of basic need items and sent them across. Sadly, the same friends families have had to move out of their homes due to the water logging.
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Old 21st August 2018, 23:02   #110
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Default Re: August 2018 Kerala floods! Help Kerala

Coimbatore team-bhpians collected and send a huge collection of relief supplies and medicines (Thanks Aslamjaffer for the lovely set of medicines).

Arun.K - It was nice of you to take time of out of from your official work to come down to Walayar for handing over the materials

August 2018 Kerala floods! Help Kerala-relief-1.jpeg

Scenes from the centralised collection center at Palakkad. Mostly manned by college students and a few officials - extremely motivated team

August 2018 Kerala floods! Help Kerala-relief-2.jpeg

August 2018 Kerala floods! Help Kerala-relief-3.jpeg
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Old 22nd August 2018, 00:02   #111
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Default Re: August 2018 Kerala floods! Help Kerala

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Originally Posted by Guna View Post
But my question was, are the damages caused by the natural calamities covered under insurance? I have heard that the claims on cars damaged by trees falling on them were not honored.
Few add-ons.

Quote:
To mitigate the loss, four insurance companies – National Insurance Co Ltd, New India Assurance Co Ltd, Oriental Insurance Co Ltd and United India Insurance Co Ltd – are offering assistance for flood damage claims. They are assisting people with any insured property that is damaged.The companies had collectively put out advertisements in newspapers and news channels.Do not start the vehicle parked at your home that submerged in the water. Take a photo of the vehicle. Tow it to the nearest workshop and inform the insurance company. Close the windows and disconnect the batteries of the vehicles parked in areas prone to flooding,” the ad said.
Source:https://www.thenewsminute.com/articl...ance-cos-86919

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Old 22nd August 2018, 10:55   #112
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Default Re: August 2018 Kerala floods! Help Kerala

Insurance surveyors propose new guidelines.

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IIILSA has put forward a suggestion that owners of vehicles, which suffered damages in the flood, be allowed to repair them in local workshops since service centers are already flooded with damaged vehicles. The damages will be assessed in three categories, carpet, seat and completely submerged
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Delay in repair will only lead to aggravating the damage. It will also increase the burden on the insurance companies and exacerbate the difficulties of people. The purpose of the guidelines is speedy disposal of claims considering the widespread damage suffered by people in the state. The guidelines we submitted before the insurance companies at a meeting held on Wednesday
Link

Last edited by volkman10 : 22nd August 2018 at 10:57.
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Old 22nd August 2018, 13:38   #113
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Default Re: August 2018 Kerala floods! Help Kerala

Car insurance companies to fast-track Kerala flood claims.

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Four state-owned (PSU) general insurance companies have stated that they are ready to fast-track settlement processes for claims made due to the floods in the state of Kerala. National Insurance, New India Assurance, Oriental Insurance and United India Insurance – who also supply car insurance schemes – have made a joint statement saying that they are geared-up to receive claim intimations and ensure smooth and expeditious settlements.

Private-owned Reliance General Insurance has also stated via Twitter that they have simplified their claims process and have additionally sourced Malayalam-speaking staff to better aid customers.

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Old 23rd August 2018, 19:17   #114
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Default Re: August 2018 Kerala floods! Help Kerala

I did 3 trips to Kerala in the last 5days with materials/medicine/bleaching powder. Some toll plaza guys didn't take money seeing the cartons in the car. Some of the security guys at toll plaza allowed us to go through FastTag lane. I was driving loaner cars from friends without FastTag RFID. One petrol bunk employee helped with extra cash from their pump. Swiped the card at their machine and got cash. One lady arranged 8000 tablets from Coimbatore from a wholesale pharmacy. JK Scientific at Avenue road arranged 500kg bleaching powder in short notice without advance payment. A medical shop in Electronic City gave 20% discount when we bought more than 1lac worth medicine. Many friends donated cash at the right moment. Thanks to those who helped.


Those who want to help and need help, please take a look at this site: https://keralarescue.in/

Last edited by Romins : 23rd August 2018 at 19:20.
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Old 24th August 2018, 04:29   #115
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Default Re: August 2018 Kerala floods! Help Kerala

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Originally Posted by Romins View Post
I did 3 trips to Kerala in the last 5days with materials/medicine/bleaching powder. Some toll plaza guys didn't take money seeing the cartons in the car. Some of the security guys at toll plaza allowed us to go through FastTag lane. I was driving loaner cars from friends without FastTag RFID. One petrol bunk employee helped with extra cash from their pump. Swiped the card at their machine and got cash. One lady arranged 8000 tablets from Coimbatore from a wholesale pharmacy. JK Scientific at Avenue road arranged 500kg bleaching powder in short notice without advance payment. A medical shop in Electronic City gave 20% discount when we bought more than 1lac worth medicine. Many friends donated cash at the right moment. Thanks to those who helped.


Those who want to help and need help, please take a look at this site: https://keralarescue.in/
Extremely humbling to read about such endeavours, as well as the collective efforts of all people to ensure help and support reach those in dire need. While we can sit behind our keyboards and make statements, there is nothing like hearing first hand from those who actually took the effort to get out there and make a difference.

Good work!
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Old 24th August 2018, 07:57   #116
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Default Re: August 2018 Kerala floods! Help Kerala

Car inventory worth Rs 1,000 crore sinks across dealerships.

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The natural calamity occurred at a time when the state had rapidly risen in the ranks of India’s best markets for automotive sales.

The loss will impact dealers more than anyone else as the inventory was to be fully paid for by the dealers to the car manufacturers. Car makers, however, could selectively decide to help their dealers through compensation.

Kerala is the single biggest of the six markets for passenger vehicles in the southern region making up 27 percent of the 245,000 quarterly sales.

Around 17,500 cars across the state are estimated to have suffered the impact spread over 350 dealerships.

It will be at least 2-3 months before the buying class comes back to showrooms because the first attempt will be rebuilding the homes and livelihoods.

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Last edited by moralfibre : 24th August 2018 at 09:58. Reason: As requested
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Old 24th August 2018, 08:33   #117
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Default Re: August 2018 Kerala floods! Help Kerala

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Originally Posted by volkman10 View Post
The natural calamity occurred at a time when the state had rapidly risen in the ranks of India’s best markets for automotive sales.
The state was gearing up for its biggest festival - Onam which was to happen 10 days from 15th to 25th of August.

Will take a massive hit on many fronts.
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Old 24th August 2018, 09:44   #118
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Default Re: August 2018 Kerala floods! Help Kerala

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Originally Posted by CrAzY dRiVeR View Post
The state was gearing up for its biggest festival - Onam which was to happen 10 days from 15th to 25th of August.

Will take a massive hit on many fronts.
Yes. No celebrations this year. Many are still continuing with their efforts in restoring their homes/businesses etc - a lot of work to be done there. No Onam movie releases, offers/sales and roads are relatively empty too. A popular mall will open today after a week so guess that will be crowded.
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Old 24th August 2018, 10:34   #119
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There is often a question as to why people blindly buy Innova or Fortuner. Their sales figures in respective segments are Out of the world Crazy . Perhaps this is one of the reasons.
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Old 24th August 2018, 10:46   #120
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Originally Posted by RaghuVis View Post
There is often a question as to why people blindly buy Innova or Fortuner. Their sales figures in respective segments are Out of the world Crazy . Perhaps this is one of the reasons.
This is nothing out of the usual. Many other car makers have pitched in too by ensuring faster repairs and services and availability of spares, including high end brands like BMW.
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