[Sowmya]

I am getting Bill for which card that I have never used...

[Spitfire]

Originally Posted by Sowmya

I am getting Bill for which card that I have never used...

Better get this cleared with the bank ASAP. The onus is on you.

I know it sounds stupid but unfortunately that's how it works.

[NetfreakBombay]

Yes, you need to clear this ASAP. Other wise, you might be denied loans and have recovery agents chasing you.

[amtak]

Originally Posted by NetfreakBombay

Yes, you need to clear this ASAP. Other wise, you might be denied loans and have recovery agents chasing you.

Originally Posted by Sowmya

I am getting Bill for which card that I have never used...

Are you the owner of the card? Are you sure these are not annual fees towards holding the card? Whatever it is, please sort this matter ASAP.

[kb100]

Originally Posted by BomBatt

mobike, but by the time cheque cleared, due date will be over. How do you avoid late payment?

BomBatt - normally banks have a certain 'grace' period. In Citibank's case this is typically three days. So so long as your instrument hits them within this, AND DOES NOT BOUNCE - you are okay.

[Fountainheader]

Originally Posted by kb100

BomBatt - normally banks have a certain 'grace' period. In Citibank's case this is typically three days. So so long as your instrument hits them within this, AND DOES NOT BOUNCE - you are okay.

Doesn't work with most banks. Previously I used to drop in the cheque say 2 days before the payment date. But was fined a couple of times as late payment. I got that reversed since I have been using StanC cards for 4 years now.

I have realised that 2-3 days doesnt really do any harm. So now I drop the cheque 5 days before. Clearing takes a couple of days. So I am on time.. always

[amtak]

Originally Posted by Fountainheader

Doesn't work with most banks. Previously I used to drop in the cheque say 2 days before the payment date. But was fined a couple of times as late payment. I got that reversed since I have been using StanC cards for 4 years now.

I have realised that 2-3 days doesnt really do any harm. So now I drop the cheque 5 days before. Clearing takes a couple of days. So I am on time.. always

StanC is one big pain in the b*m. On the other hand, Manhattan which is its premium service, is way too good.

[NetfreakBombay]

Originally Posted by Fountainheader

I have realised that 2-3 days doesnt really do any harm. So now I drop the cheque 5 days before. Clearing takes a couple of days. So I am on time.. always

CITI is the best in this regard. You can pay from ost other bank accounts online, so no need for checks.

Just login to CITI online banking and pay from your HDFC/ HSBC and other bank accounts. And you can pay even on last date.

[Fountainheader]

Originally Posted by amtak

StanC is one big pain in the b*m. On the other hand, Manhattan which is its premium service, is way too good.

I dont think Manhattan is their premium service.

While we are at it, how about listing down the cards we have and the features/benefits that it provides ? Or shall we keep that for another day/thread ?

[harry10]

Citibank has 3 day grace period. ICICI has 4 day grace period for premium customers.
Best way is transfer money from your online bank account to your credit card account. All major cards like Citi,ICICI,Amex,Stanchart has provision for online transfers.

[rranjith_kum]

Hi I would love some help here

My Mcafee security is up for renew. So just few hours ago I sit and go through the renewal process. I used my Dad's HSBC Gold card I have very well used this many times. I have booked umpteen number of flight tickets.
I go over the Mcafee website and select 2 year renewal and then give the Card details. It processes and then as usual a HSBC confirmation page comes up and I give the two more details that usually the bank asks, and then the page displays the thank you for your confirmation and the page is not redirected to the Mcafee website!!
Putting an end to my renwal process
I am worried as I still dont know whether the transaction has been completed or not I am pretty sure the payment has been done as there was this confirmation page. Now what do I do ??
Call HSBC or Call Mcafee cust care?
I pretty worried. This is my first time I have messed things up!!
Would love to hear from people !!

[ravibhat]

You need to call HSBC and MCafee customer care right away, that will solve the matter.

Ravi.

[pranavt]

It's most probably done properly. The redirection isn't necessary, as long as they received the payment. Check with both just to be safe.

[rranjith_kum]

I just now checked up with HSBC they say the transaction wasn't completed so I guess I have been lucky. I almost thought I lost the money !!

[Fountainheader]

Originally Posted by rranjith_kum

I just now checked up with HSBC they say the transaction wasn't completed so I guess I have been lucky. I almost thought I lost the money !!

You generally dont lose money. It will take time for reversal, but every bank has accounts to maintain (lol even Satyam had to).

OT: You pay to renew your anti-virus ?