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Old 25th January 2020, 00:05   #3406
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Re: The Credit Card Thread

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Originally Posted by ruzbehxyz View Post
Which is currently the best fuel cash back credit card or the credit card best for fuel ?
In my view there is Standard chartered Titanium card which gives upto 200 cashback on fuel a month but it has a high annual fee and spend requirement to get fee waiver. Before this i used HDFC bharat cashback which i got free but it limits fuel cashback to 150 a month at 5% as well like standard chartered titanium( when i got the card it used to be 250). Other cards are usually for one company only of fuel bunk like IOCL/BP/HP etc.
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Old 25th January 2020, 11:42   #3407
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Re: The Credit Card Thread

SCB SVT card will not give any cash back or fuel surcharge waiver, if the amount is 2000/-and above

To get cashback and fuel surcharge waiver, total value of transaction including surcharge should be less than 2000/- I had faced this.

If one fills for 2000, final bill will be 2000+ surcharge. As per SCB this is more than 2000/ upper limit for transaction. Hence surcharge revarsal, no cash back
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Old 26th January 2020, 14:38   #3408
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Re: The Credit Card Thread

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Originally Posted by rkg View Post
SCB SVT card will not give any cash back or fuel surcharge waiver, if the amount is 2000/-and above

To get cashback and fuel surcharge waiver, total value of transaction including surcharge should be less than 2000/- I had faced this.

If one fills for 2000, final bill will be 2000+ surcharge. As per SCB this is more than 2000/ upper limit for transaction. Hence surcharge revarsal, no cash back
FYI, I just checked transactions for my last fill of Rs.2000:

Quote:
14/01/2020 72SGST @ 09.00%
INR 1.14 CR
14/01/2020 71CGST @ 09.00%
INR 1.14 CR
13/01/2020 XXX
INR 2,023.60 DR
13/01/2020 D2Surcharge Reversal 1%
INR 20.03 CR
Total credits do add up to the surcharge.
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Old 27th January 2020, 11:16   #3409
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Re: The Credit Card Thread

Members, request to list down some cards options which are lifetime free in terms of annual fees.
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Old 27th January 2020, 19:54   #3410
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While very few cards are marketed as lifetime free, almost all cards offers LTF option. It depends on the relationship with the provider.


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Originally Posted by bluevolt View Post
Members, request to list down some cards options which are lifetime free in terms of annual fees.
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Old 28th January 2020, 13:38   #3411
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Re: The Credit Card Thread

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Members, request to list down some cards options which are lifetime free in terms of annual fees.
I have three - ICICI, Kotak and AMEX
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Old 28th January 2020, 13:43   #3412
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Re: The Credit Card Thread

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I have three - ICICI, Kotak and AMEX
What is the name of the KOTAK card?
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Old 28th January 2020, 14:21   #3413
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Re: The Credit Card Thread

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What is the name of the KOTAK card?
Kotak : League
ICICI : Amazon Pay and Platinum
Amex : Gold
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Old 28th January 2020, 14:53   #3414
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Re: The Credit Card Thread

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Originally Posted by haridsv View Post
FYI, I just checked transactions for my last fill of Rs.2000:

Total credits do add up to the surcharge.
In my case SCB refused to revert the fuel surcharge.
Amount was 2K with surcharge it is 2023+. No cash back also
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Old 28th January 2020, 18:02   #3415
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Re: The Credit Card Thread

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Originally Posted by bluevolt View Post
Members, request to list down some cards options which are lifetime free in terms of annual fees.
Depends on your relationship with the bank. I got SC SVT card for lifetime free because I currently qualify for premium account.
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Old 30th January 2020, 01:10   #3416
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Re: The Credit Card Thread

Has anyone bought the Amazon Pay ICICI Bank Credit Card? I haven't used Credit Cards till date and thought that this would be a good option considering it's Lifetime free. Any advice is appreciated?
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Old 30th January 2020, 01:30   #3417
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Re: The Credit Card Thread

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Has anyone bought the Amazon Pay ICICI Bank Credit Card? I haven't used Credit Cards till date and thought that this would be a good option considering it's Lifetime free. Any advice is appreciated?
I have it and it's a very good option considering the cashback / reward point benefits it offers on Amazon and all online purchases, plus the fact that there is no cap on cashback amount. I would strongly recommend the card.
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Old 30th January 2020, 08:21   #3418
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Re: The Credit Card Thread

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Originally Posted by digitalnirvana View Post
I have it and it's a very good option considering the cashback / reward point benefits it offers on Amazon and all online purchases, plus the fact that there is no cap on cashback amount. I would strongly recommend the card.
Is cashback applicable to all online purchases or just Amazon? I thought 5% cashback was valid for Amazon purchases.
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Old 30th January 2020, 10:00   #3419
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Re: The Credit Card Thread

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Originally Posted by adi.mariner View Post
Has anyone bought the Amazon Pay ICICI Bank Credit Card? I haven't used Credit Cards till date and thought that this would be a good option considering it's Lifetime free. Any advice is appreciated?
I have even though I have a regular LTF ICICI bank card.

The cash back is there for purchases on Amazon. Apart from that it is a regular ICICI card, so you get all the benefits of discounts and cashback of the ICICI cards.
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Old 30th January 2020, 12:16   #3420
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Re: The Credit Card Thread

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Originally Posted by adi.mariner View Post
Has anyone bought the Amazon Pay ICICI Bank Credit Card? I haven't used Credit Cards till date and thought that this would be a good option considering it's Lifetime free. Any advice is appreciated?
It is a good card. Go for it. I applied for it after reading good posts about it on this thread itself.

Being an existing ICICI Bank customer, after showing KYC documents for the card to the verifier who visited the residence, it was issued to me within a week of applying.

This is the post #3317 by member vvijay on page 222 of this thread in reply to member ARoy.

https://www.team-bhp.com/forum/shift...ml#post4704605 (The Credit Card Thread)
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