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Old 12th January 2023, 00:30   #6121
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Re: The Credit Card Thread

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Originally Posted by haridsv View Post
Thank you for pointing the option of Amazon Pay ICICI. Is the 2% CB applicable specifically when paying through Amazon Pay or even on the insurer's website? I have multiple payment options such as single or half yearly manual payments (I should be able to pay directly or via payment sites like Amazon Pay) or a monthly automatic debit. If there are no caps, then I may as well just make a single payment.
Just saw this. Flipkart Axis give 1.5% even if you pay from the insurer website.
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Old 12th January 2023, 11:06   #6122
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Re: The Credit Card Thread

I have got my Axis Bank Magnus credit card 3 weeks back. But I am unable to choose my welcome benefit as I am not getting OTP to login to Thriwe portal.
I contacted dedicated portal and send many mails. Still, there is no response from them. Pathetic service!
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Old 12th January 2023, 17:28   #6123
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Re: The Credit Card Thread

I have always used my HDFC DB CC for NPS Tier-1 payments. This was done mainly for reward points, even if there is a transaction charge. But, for the payment done on last week, I did not see the points credited. I do remember that there was a communication from NPS that we can no longer do payments through credit card for Tier-2. But I do not remember reading anything from HDFC on this. Does anyone know?
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Old 13th January 2023, 09:17   #6124
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Re: The Credit Card Thread

Dineout membership is being withdrawn from INFINIA, effective 15Feb23'. Another devaluation for INFINIA.
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Old 13th January 2023, 09:28   #6125
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Re: The Credit Card Thread

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Dineout membership is being withdrawn from INFINIA, effective 15Feb23'. Another devaluation for INFINIA.
It is not a devaluation. It is because Swiggy, which has recently acquired Dineout, has discontinued Dineout Passport.
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Old 13th January 2023, 09:54   #6126
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Re: The Credit Card Thread

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Originally Posted by SoumenD View Post
+1 to this. Even I used this to pay all insurances, internet/phone/DTH recharges on amazon-pay app. 2% CB in form of amazonpay balance is not bad. And this card is free(No Annual Fees).
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Originally Posted by fazayal View Post
2% is when you pay through Amazon Pay option on Amazon app. Any transactions outside Amazon app would get you 1% cash back instead of 2%.

There are no caps or upper limits. This is one of the best things about this card.
Didn't know the Amazon Pay requirement part. I guess then this this requirement apply for all transactions outside of Amazon website (and Amazon Pay app). Let's say I add/use the Amazon CC on any random website for a transaction. So in that case, I only get 1% cashback I suppose.
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Old 13th January 2023, 09:58   #6127
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Re: The Credit Card Thread

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Originally Posted by ninjatalli View Post
Let's say I add/use the Amazon CC on any random website for a transaction. So in that case, I only get 1% cashback I suppose.
Yes and that 1% in form of amazon pay balance only. Thats why I use this card only for Amazon transactions i.e. shopping on the site or bill/insurance payments via Amazon Pay. For everything else I use Flipkart Axis card as that gives 1.5% cashback on actual bill. Both cards are free for me, so I use them this way.
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Old 13th January 2023, 14:52   #6128
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Re: The Credit Card Thread

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Originally Posted by libranof1987 View Post
It is not a devaluation. It is because Swiggy, which has recently acquired Dineout, has discontinued Dineout Passport.
It is indeed a devaluation for DCB where they used to give 1 Year Dineout membership which is replaced with 3 month Swiggy one membership. 1 year swiggy membership is available

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Originally Posted by kavensri View Post
I have always used my HDFC DB CC for NPS Tier-1 payments. This was done mainly for reward points, even if there is a transaction charge. But, for the payment done on last week, I did not see the points credited. I do remember that there was a communication from NPS that we can no longer do payments through credit card for Tier-2. But I do not remember reading anything from HDFC on this. Does anyone know?
There are no reward points for HDFC cards on Government services and payments as well on rent payment from 1 Jan. This was communicated by end of November as part of November devaluation.

Last edited by thanixravindran : 13th January 2023 at 14:55.
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Old 13th January 2023, 21:30   #6129
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Re: The Credit Card Thread

3 of my attempts to book flights via Travel Edge failed today. Goes into pending and an hour later gets refunded. You folks experiencing the same ?
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Old 14th January 2023, 13:09   #6130
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Re: The Credit Card Thread

Might be a noob question. I have an ICICI Credit Card but not a ICICI Bank account. Can I set up auto-pay for paying the credit card bill through my HDFC Bank account? If yes, how to go about it.
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Old 14th January 2023, 14:38   #6131
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Re: The Credit Card Thread

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Originally Posted by adi.mariner View Post
Might be a noob question. I have an ICICI Credit Card but not a ICICI Bank account. Can I set up auto-pay for paying the credit card bill through my HDFC Bank account? If yes, how to go about it.
Yes, log into netbanking, go to Billpay & add the card. It has an option to set up auto-pay as well
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Old 14th January 2023, 22:43   #6132
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Re: The Credit Card Thread

Hi All !

Not sure if this is the right page to post this, but I wish to know more about fuel cards as I have never used one before. I have a monthly fuel expense of about INR 6000 to INR 7000. This is for petrol fuel with majority going to my car and a small amount to my scooter. I use my rides in Kerala (Thrissur & Kochi). Following are my questions :

1. For this amount, is it justified getting a fuel card ? (I currently use my HDFC debit card)
2. If I get one, are there certain pumps that I can only use to avail their benefits ?
3. Minimum filling amount for each visit ?
4. Also can someone please explain how a fuel card works.

Once again if this is the wrong page, kindly repost to the apt one. Thanks in advance !
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Old 15th January 2023, 08:10   #6133
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Re: The Credit Card Thread

All,

Planning to start paying my house rent by CC. I own a HDFC regalia and planning to apply for AXIS Magnus in the next two months. What would be the best platform to pay rent ? I have heard we can make them through HDFC, no broker and Cred. Any inputs along with pros and cons based on personal experience would be much appreciated.
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Old 15th January 2023, 11:02   #6134
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Re: The Credit Card Thread

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Originally Posted by Phoenix_VR View Post
All,

Planning to start paying my house rent by CC. I own a HDFC regalia and planning to apply for AXIS Magnus in the next two months. What would be the best platform to pay rent ? I have heard we can make them through HDFC, no broker and Cred. Any inputs along with pros and cons based on personal experience would be much appreciated.
No reward points for HDFC cards for rent payment now irrespective of platform. I believe Axis still provides reward points for Magnus on rent payment. Other banks/cards have started imposing 1% charge on rent payments too. So currently Axis premium cards are the only cards that shall be beneficial.

I have used Magic bricks and PayTM but their platform charges are quite high after first month. So please calculate the benefits of paying rent through credit cards in any platform. I read online that Redgiraffe has the lowest charge. You may explore that. HDFC Payzapp will redirect you to Redgiraffe only. Please make sure you have valid rental agreement for Redgiraffe usage.
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Old 15th January 2023, 16:41   #6135
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Re: The Credit Card Thread

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Originally Posted by MithunSathianat View Post
I have got my Axis Bank Magnus credit card 3 weeks back. But I am unable to choose my welcome benefit as I am not getting OTP to login to Thriwe portal.
I contacted dedicated portal and send many mails. Still, there is no response from them. Pathetic service!
Have you paid the joining fee ? I have seen that with Axis Vistara, only when i paid the joining fee the benefits were provided. Please check.
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