Flying stone revisited Mom wasnt keeping well last week and was admitted in hospital.
As soon as i got the news from dad, decided to head down to Kerala with the car. While we were doing the stretch from Dharmapuri to Salem, a huge stone landed from nowhere onto my car's windscreen. It bounced off the bottom left of the windscreen, and in the process shattered the glass.
So much was the force of the impact that small chips even flew into the cabin. My wife who was in the passenger seat was terrified to say the least. Since we didnt know for sure as to how the stone came flying, we didnt stop immediately. Carried on a little further, before we stopped and inspected the damage.
There was a huge crack where the stone had fallen, and there were smaller cracks emanating from this point. Since these were limited to the bottom of the screen, carrying on was not a problem. I also cleaned the glass using the wiper, and thankfully there were no issues.
How did the stone come flying? Still baffles me. Coud this be a resultant of the TN-KA issue over Hogenakkal? Cant say, but possible considering mine is a KA registration.
As the trip progressed, including the drives in Kerala, the cracks began to grow. From the bottom left of the screen, the crack has now grown to reach the right side of the screen. I have no option but to change the winshield, which i had put off following the last crack from the smaller stone.
I shall put up a pic later, as i dont have the pic right now.
Now, my question is as follows: This is the second year of my car ownership. Last year, i had claimed insurance, and hence lost the NCB. This year, prior to this incident, i have not made any claims. The insurance is due for renewal in the month of September. Does it make sense to hold on with the replacement till then, or go ahead and lose out on the NCB for this year as well? I feel claiming insurance after the renewal would atleast get me the benefit of this year's NCB.
Lookign forward to the opinions of other BHPians. |