Minor accident - Was hit by a bus and left door damaged. Need help/suggestions Guys,
Need help. The most dreaded thing happened to me yesterday. A bus hit me on the left side yesterday causing a huge and dent on the left front door of my car.
For people who are familiar with Hyderabad, this incident happened yesterday evening (around 7:30 pm) while I was driving back home from office towards liberty signal a little further beyond the end of the tank bund road.
There was too much of traffic as always at this time and location and we were all inching slowly. I was inching slowly with this bus in-parallel to me. I guess the bus was offloading some of its passengers and after the passengers got down, this bus driver probably had some traffic ahead of him in his straight line so without seeing my car moving beside him he steered towards right thereby banging on the left side of my car. Thanks to team-bhp, I had the instinct and immediately got down and took some pictures to show as a evidence later (if required) to show the angle of the bus that it was the negligence of the bus driver for not having seen the car moving beside him and steering towards right. Anyways the impact was such that I could not reverse my car and it would cause more damage/scratches to my car and few guys around lifted the car and placed it away from the bus.
Since I am not from AP, I cannot speak Telugu though I could understand the language and my Hindi is far from perfect. The bus driver and conductor probably noticed this and took this to their advantage. They turned the plate around to the traffic constables who came to the spot by that time and said that it was my fault and I came and struck my car onto their bus which was standstill. Since I had the pictures, I showed them to the traffic police and tried to explain the angle of the bus and how it happened etc but they could not understand what I said in Hindlish. So I called up my friend who stays near by and he hurried to the spot. Anyways the traffic police said that the only thing that could be done is to file an FIR with the police and that can be used to claim the insurance.
So, we (me, my friend and the bus driver) went to the near by police station and filed a complaint against the driver. I knew very well since it is an APSRTC government bus I cannot expect anything from them only thing that I wanted was the driver to admit his fault which he did not initially do and I was so pissed-off when he tried to turn the plate against me and that is what prompted me to file the complaint. By the time we reached the police station, the driver appologized and admitted his fault but it was almost over by that time and I eventually filed the complaint.
Now, please take a look at the damage and let me know if the entire door needs to be replaced or would tinkering and painting it would suffice. There is also a minor dent on the left back door also but I think I can live with that. Also let me know the approximate cost it would take to get it repaired. Also I understand that if I claim insurance now, my next year premium would increase but I would like to know by how much. For instance, I am paying around 5k for premium and lets say this repair would cost me around 10-15k, would my premium double or triple for the next year?.
Also since I filed a complaint, will I be asked to go to the court etc at some later point of time?.
I am just trying to understand the legal implications.
Also AFAIK, the repair would take atleast a couple of days as some painting tinkering work is involved. Since I have some good ICE setup on my car, is it advisable to leave the car as-is to the service centre?. I will ofcourse remove the HU panel but is it recommended to remove the AMPs etc?. Any one here had any bad experience in a similar situation?.
Thank you for your help. |