Hi team,
I moved to Canada 6 months ago and am looking to buy a new car and seek your valuable inputs to pick the right car.
I'd prefer a small SUV with AWD that is reliable and has low running costs. Since I will be retaining the car for minimum of 5 years, I'd like some decent interiors and feature set as well, instead of an absolute barebones one.
Budget
On road price including insurance: 50k CAD
Including financing cost: ~ 60k CAD
Not considering the pre-owned route because of the crazy prices with price differences that barely cover the cost of replacing wear and tear items like tyres.
Usage
Average annual running for first two years: 50k - 60k km
Usage: 60% highway usage + 20% suburbs + 20% downtown traffic
Frequent stops: The sub-urban and city usage will involve frequent stops
After the first 2 years:
Average annual running: 25k-30k km
Usage: 40% highway usage + 60% sub-urbs
My must haves:1. AWD
2. Reliable
3. Lower running costs
4. Comfortable seating
5. Decent interiors and features, not absolutely barebones
6. Preference for mileage over performance - am a sedate driver
7. Reverse Parking camera
8. Adaptive Cruise Control
Nice to haves1. 360 degree camera
2. Sunroof - Panoramic would be great
3. Good boot space
4. Android Auto
Should I get a Hybrid for the better mileage or stick with petrol engines?
The average cost of a hybrid engine is about 3K CAD and gives about 40% better mileage for my usage. Toyota Hybrid system is said to be more tested and reliable than others in the price bracket, but that is typical of Toyota. The marginal increase in monthly EMIs for a Hybrid are almost off-set by the lower insurance rates they get, even without the fuel savings.
I'd like to know of the downsides of getting a Hybrid in a 2023 model, given my use case - like the additional long term maintenance costs, if any.
Please find below the cars I am considering right now, in descending order of cost (EMI+Insurance+Petrol Expenses):

*all prices/costs are in CAD *Hyundai model prices include cost of extended warranty (6 year/120,000 km)
Hyundai Tucson
Pros:
1. Excellent set of features, that makes it super VFM even though the Hybrid Ultimate is slightly above my price budget ceiling.
2. Driver assist features - blind spot views on turn indicators, especially
3. The hybrid offers decent power and good mileage ~ 15 Kmpl. The N-Line offers punchy performance with decent mileage ~ 10 Kmpl
4. Huge panoramic sunroof
Cons:
1. The exterior look. I much preferred the 2018 model look. But not a deal breaker since it is slowly growing on me.
2. The all touch interface in the cabin. No buttons or knobs for even AC operation or volume control. Even with the controls on the steering wheel, I'd have much preferred some physical buttons and knobs.
3. All the features bundled in makes me worry about the potential issues down the lane. And none of them cheap to replace.
4. Came across some reports of the 2022 Hybrid model breaking down due to transmission issues, where the vehicle loses power and comes to a crawl out of the blue, and works properly after some time. While the warranty on offer is quite comprehensive, it would still mean weeks at the workshop. Leaves a lingering apprehension.
5. Lower resale value than the other models
Mazda CX-5
Pros:
1. Fantastic engine that is time tested and one of the most reliable engines in the market here, according to several friends here
2. Love the understated looks and timeless design
3. Feels like a hatch while driving - masks the size very well
4. Interiors feel better put together than the competition at the same price point
Cons:
1. No hybrid available
2. The ICE screen has no touch at all. Instead, there's a joystick-cum-rotary dial that is used to interact with the screen. I'd have liked to have basic touch responses along with the joystick. This is another extreme compared to the only touch interface of Tucson.
3. Reversing camera has okayish resolution and no dynamic guidelines.
4. Limited driver assist features
Toyota RAV4
Pros:
1. IT'S A TOYOTA
2. Well, IT'S A TOYOTA. That seems to be the market sentiment as well. But the reliability and resale value of this is second to none in the market.
3. The LE AWD Hybrid version checks almost all my requirements with a function over form approach
Cons:
1. The interiors feel one or even two classes below the Hyundai and Mazda's interiors.
2. Limited set of features, and not many options to customize the interiors unless I move up the trim
3. The VFM factor would be much lower compared to other options here. But the reliability and resale value drown out such arguments
4. Huge demand and with it comes longer waiting periods than any other option here
5. While I don't crave exclusivity, this model is the WagonR of Canada. Everywhere, at all times.
Toyota Venza
Pros:
1. Beautiful looking car that is a class above the rest of cars I'm considering
2. Checks all my requirements
3. I would probably retain this car much longer than the others because of the size and comfort. Gadgetry aside, I'd be set for a decade with this.
Cons:
1. The most expensive option in my list, and it's pretty much the base version
2. While I find the exteriors of this car to be the best of all cars in the list, the interiors of the Tucson Ultimate Hybrid are much better and offer so much more in terms of features
Honda CR-V
Pros:
1. Good engine, good reliability
2. Comfortable interiors, good looking car on the outside
3. Has a decent set of features that covers all my requirements
4. Good resale value
Cons:
1. Overpriced, plain and simple. Pricing on par with one level higher trim of competition.
2. One of the most stolen cars in Canada. Would need to take additional precautions every time I park it outside
Kia Seltos
Pros:
1. Tremendous VFM
2. Good set of features
3. Meets most of my requirements
Cons:
1. I feel it's not as solidly built as the rest of the cars on the list
2. Poor resale value
3. Good number of thefts happen of this vehicle as well, though not as much of Honda CR-V
Had considered Subaru Forester AWD as well, but while it is a rugged car, the long term maintenance cost is higher than these other cars.
Given that these are my feelings about these cars, would appreciate your input on choosing the right car for my use case.
Thanks in advance for your valuable inputs.