[dadu]

Does this mean you are going to wait till end Sep only ???

If yes, then you can buy the 3.0l and carry on with your travel plans !!!

Originally Posted by adc

Though the dealer said that they have the month of September and will see by the end of this month if they can give it at 7.3 L once I told that I will not pay a rupee more than 7.3 L for a product that is being phased out - and looks like they will eventually agree at 7.3-7.4 L.

Now if they agree at 7.3 L to max 7.4L by end of September, this is a great buy.

[jraj]

Just back from a TATA showroom in Pune.
While taking a TD of the beast,went near TML plant too.
I wanted to see the yard opposite their plant,from where all TATA car's are loaded onto trucks and shipped off to dealers.
I thought a visit there would help me make the color choice easier.
I was quite surprised that I couldnt spot even a single dicor and belive me,I was there last weekend and same was the case.All we could spot was Indica's\Indigo's and Sumo's.
That made me wonder if the news that 3.0 DICOR production being stopped is true.

But as my wife insisted on seeing some color's before making a choice,the sales executive offered to take us to their stock yard.To my surprise I saw around 15 DICOR's parked there.Almost all colors were available there.So my suspicion grew that TML might have pushed existing stock to dealer's.

I was offered Free insurance on a Light Gold LX.This one is from August batch and had Bridgestone Dueller's.I prefered this as some come with Appllo tyre's.I am trying to push the dealer to get the grey claddings\mirror casings to body color.They are a bit hesitant.I am trying my best.

Regarding financing options,TMF is at 14.75% ROI for 4 years and ICICI\HDFC is at 13%.Now have to check with the other dealer in Pune to see if they could offer a better deal.

[dadu]

This is indeed surprising, you should have seen more safari's (you cannot make out between 2.2/3.0, unless you see the badge) or are they transported/ transporting them almost immediately to their regional stockyards awaiting a pan india launch.

14.75% ROI is quite high, how about checking with nationalised banks like SBI etc.

Originally Posted by jraj

Just back from a TATA showroom in Pune.
While taking a TD of the beast,went near TML plant too.
I wanted to see the yard opposite their plant,from where all TATA car's are loaded onto trucks and shipped off to dealers.
I thought a visit there would help me make the color choice easier.
I was quite surprised that I couldnt spot even a single dicor and belive me,I was there last weekend and same was the case.All we could spot was Indica's\Indigo's and Sumo's.
That made me wonder if the news that 3.0 DICOR production being stopped is true.

But as my wife insisted on seeing some color's before making a choice,the sales executive offered to take us to their stock yard.To my surprise I saw around 15 DICOR's parked there.Almost all colors were available there.So my suspicion grew that TML might have pushed existing stock to dealer's.

I was offered Free insurance on a Light Gold LX.This one is from August batch and had Bridgestone Dueller's.I prefered this as some come with Appllo tyre's.I am trying to push the dealer to get the grey claddings\mirror casings to body color.They are a bit hesitant.I am trying my best.

Regarding financing options,TMF is at 14.75% ROI for 4 years and ICICI\HDFC is at 13%.Now have to check with the other dealer in Pune to see if they could offer a better deal.

[adc]

Originally Posted by jraj

I was offered Free insurance on a Light Gold LX.This one is from August batch and had Bridgestone Dueller's.I prefered this as some come with Appllo tyre's.I am trying to push the dealer to get the grey claddings\mirror casings to body color.They are a bit hesitant.I am trying my best.

Regarding financing options,TMF is at 14.75% ROI for 4 years and ICICI\HDFC is at 13%.Now have to check with the other dealer in Pune to see if they could offer a better deal.

Go on bargaining, we do have the whole of September and till may be middle of October, these dealers will offer more discounts as the launch date comes forward and some Dicors are still in the stock.

Vijaya bank rates at 3 year loan at 10.5% and 5 year loan at 11%, do merit a look.

[dadu]

I checked the SBI site, its between 12 to 12.5% ROI. Vijaya bank sounds real low

You can never tell after Sep (the last credible month for launch, as per the AGM) about the launch, then it might be anyday upto first quarter of next year.

Originally Posted by adc

Go on bargaining, we do have the whole of September and till may be middle of October, these dealers will offer more discounts as the launch date comes forward and some Dicors are still in the stock.

Vijaya bank rates at 3 year loan at 10.5% and 5 year loan at 11%, do merit a look.

[jraj]

Guys..
Just spoke with Sales Exec in BU Bhandari ...
He told me 3.0 Ltr has been discontinued and they have only a Blue color LX version in stock as of today. He told a 2.2 DICOR delivering 130bhp is coming this month end.TATA hasnt given them details on the pricing yet.I asked him if the 2.2 has come to their showroom\yard.But he didnt give a direct answer to that.Anyone who has good contacts with BUB or Pandit can check if 2.2 has come to the showrooms.

Steer:Probably you can check with your dealer in Kochi too.You were the first one to TD and give insight to DICOR.Maybe you can do the honours for the 2.2 version too

[adc]

It is decision time whether to go for the 3.0 LX at huge discounted price or to go for the soon to be released EX Dicor 2.2.

For LX Dicor 3.0 - On road price - 7,50,000 [with accessories fitted]

Now considering that I buy the LX Dicor with finance of 6 Lacs at 11.4%and with downpayment of 1.5 Lacs with a 4-year loan -

EMI AROUND - Rs 15,630

Total interest amount in 4 years= Rs 1,50,000



For EX Dicor 2.2 On road - 9,50,000 [no discount]

EX Dicor 2.2 with finance at 11.4% with finance of 7 Lacs at 11.4% and with downpayment of 2.5 Lacs with a 4-year loan


EMI AROUND - Rs 18,230

Total interest amount in 4 years= Rs 1,75,000



Now considering the fuel economy part considering diesel at Rs 35/L:

LX Dicor 3.0 @ 11kpl for 100,000 at around 8 years driving

Approx Fuel cost = Rs 3,20,000


EX Dicor 2.2 @ 16.5kpl for 100,000 at around 8 years driving

Approx Fuel cost = Rs 2,20,000


So around saving of Rs 1 Lac over a 8-year period [around Rs 1 per km]



Now considering the Rs 100000 I save on down payment @4 years, with 10% interest for 4 years will be around - Rs 46500 plus I will be saving on EMI around Rs 2600/month.


Considering all the data, on a pure economic basis and not performance - is it still prudent to go for the LX Dicor 3.0 over the 2.2 EX.


Hope I have been able to point out my view and please do some number crunching for me and let me know the results.

Thanks much in advance.

[dadu]

To evaluate these on a pure economic basis, please mention how much do you run currently on your present car and what is the share of that run City Vs Highway trips ???

Which bank have you shortlisted for your loan ??? (this is for curosity sake)

You can also download a Cost Benefit Analysis excel file from here

[adc]

Originally Posted by dadu

To evaluate these on a pure economic basis, please mention how much do you run currently on your present car and what is the share of that run City Vs Highway trips ???

Which bank have you shortlisted for your loan ??? (this is for curosity sake)

You can also download a Cost Benefit Analysis excel file from here

I have taken a figure of 12K per year - in 1 Lac KM in 8 years. I have considered 80% highway driving. On that basis I have taken the fuel efficiency as

FE of LX Dicor 3.0 as 11 Km/L

FE of EX Dicor2.2 as 16.5 Km/L [considering the FE range of 2.2 as 15-18]




The loan rates are from ICICI and Axis bank, both quoting similar figures at 11.3/11.4%.

[dadu]

I can only comment that the existing LX which sold for 7+ is not even getting 6l in the seconds market now for vehicles run around 4k kms.

So I suggest you wait till the launch and then check the prices again and decide(6.5l seems a good buy) . You dont want to loose money like this.

[adc]

Originally Posted by dadu

I can only comment that the existing LX which sold for 7+ is not even getting 6l in the seconds market now for vehicles run around 4k kms.

So I suggest you wait till the launch and then check the prices again and decide(6.5l seems a good buy) . You dont want to loose money like this.

Yes that's the best thing to do, the 3.0 is a depreciation disaster. Plus 2.2 LX is out in 2-3 months. Hope they change the wheel cover and front grill by that time.

[hondadude]

Originally Posted by adc

FE of EX Dicor2.2 as 16.5 Km/L [considering the FE range of 2.2 as 15-18]

I am very skeptical about the above number considering the size and weight of Safari.

[sameer_dg]

The economies of the Dicor is not limited to the fuel economy of 100K kms, you to read all the threads on the dicor and consolidate and make a list of problems all the owners have mentioned and average out the cost and time irretations associated with it uptill 100K kms. Then also calculate what will be the resale of a 100K run safari. You ask me Inr 100K that to to be sold as spares.

[dadu]

You can even exchange the wheel cover that from the dealer, they might be able to do that.

Originally Posted by adc

Yes that's the best thing to do, the 3.0 is a depreciation disaster. Plus 2.2 LX is out in 2-3 months. Hope they change the wheel cover and front grill by that time.

Yeah! I agree, even the italian safari 2.2 specifications from TATA dont show these figures (its lower).

Originally Posted by hondadude

I am very skeptical about the above number considering the size and weight of Safari.

Keep us posted on what you finally decide.

[GTO]

EX Dicor 2.2 @ 16.5kpl for 100,000 at around 8 years driving

Approx Fuel cost = Rs 2,20,000

No ways that 2,000 kilo beast is going to give you 16.5 kpl. Heck, even my puny Indigo doesnt manage that.

A rough guesstimate would be anywhere between 8 - 10 kpl (depending on the city its driven in).