to myself to kick off my laziness and deciding to write a long buying and ownership report @ 1250 kms. Tribute to my old pal who stuck with me thru thick and thin.
DECISION:
It all started July last year when my wifey wanted a brand new car for our little one that'll be arriving by December 2010 end. Me too was feeling the heat (literally) as my 1998 Esteem VX's Air-con had gone for a toss and was advised by my mechanic to go in for a complete change in the AC system and it was time for a radiator change as well as a front right wheel bearing change which was adding new thumps to my old pioneer's music at each and every pothole I came across.
But I was adamant in not getting a car by Dec 2010 even though i planned to have the car for at least 6 years or so. This has been my ideology with all my past 3 bikes and the present one all coming into our house only during first half of the year. so we thought of Jan 2011 to be the right month but I thought instead of Jan if I just delay it for another couple of months i.e March I might get a 2011 model with lots of offers and freebies too.
So we (Dad, mom, wifey & me) wanted a big car for our small budget 5.5L and the car that could fit in was the Indigo CS LS trim. Even though I did not have a daily mileage of not more than 14kms my monthly running would easily cross 1500kms cos of the 2 long trips i usually take every month. I did not think about any other cars at all and it was decided that it'll be the Indigo CS in black. But future had diff plans, my dad discussed about the car, the maintenance cost, down payment & EMI workout's to my uncle who shocked us within a fortnight bringing home a black Indigo CS with a wide grin on his face.
We were all shell shocked but i was not keen on proceeding to buy the same CS. But there was no other cars I had considered till date so i was left blank with no options and a stringent budget. But thanx to my friend Jayanth who introduced me to TBHP. Started spending hours & hours going thru a lot of unbiased experiences / threads shared by BHPians. This was the time I thought
why not a hatchback? - I could get a fully loaded car with safety features for a bit extended budget of mine.
Priorities:- Trusted Engine
- Ingress & Egress
- Low maintenance
- A.S.C Availability
- Mileage
- Spacious
CONTENDERS: FIGO - PUNTO - SWIFT - VISTA FIGO
+ Right ratio of space.
+ Fun to drive car.
+ Zero turbo lag, felt just like driving a petrol car.
+ Dr.Seat height adjust
+ Superb AC
- Ingress & Egress for my wifey & parents. They found it quiet similar to esteem. They weren't comfortable.
- Lack of rear power windows (seat will be used mostly by my parents)
- I had the ABC pedals cramped for a big foot like me.
- Poor Ground Clearance. Body scraped many times during test drive.
- Lack of proper bumpers and noisy engine too.
PUNTO
+ It's a FIAT what else do you need?
- I was not able to sit at the rear with driver's seat adjusted to my comfort levels.
This one point made me come out of the showroom.
SWIFT
+ Fun to drive
+ M.A.S.S
+ Road Presence
- Cramped & claustrophobic
- Too many on road
- Waiting time
- the next model was in the pipeline
VISTA
+ QDJ
+ Super Spacious
+ Super Silent cabin
+ Super Road Presence
+ Tilt Steering & Height Adjust (From my wifey's)
- T.A.S.C
So now the final verdict was from the family and it was the VISTA that had swept everybody of their feet during the test drives. So I decided to go in for a Refreshed VISTA AURA ABS model. Its now that the real test starts as its time for me to use every single post that i had gone thru to gather knowledge on buying a new car.
Shopping Around: Scene 1:
After all those window shopping stuff, started with the quotes for the car as well as the loan during the 3rd week of Feb 2011. Gem Motors and TAFE Access were the two TATA showrooms available in coimbatore. Both had the same offers running but chose TAFE the reason being that its just 1 km from my office. The Dealer offered me 15k exchange bonus, free insurance and accessories worth 3000 free. I asked the dealer for a swapping of insurance amount for a cash discount and instead of free accessories asked for a 4k cash discount for which they were not ready, I wanted to go for my own insurance as I had 35% NCB on my Esteem in that way i can save at least another 5k. In the meantime it was already Feb end and this sales guy comes with his offer they'll go ahead with 4k cash discount instead of free accessories.
Scene2:
Magnificent March 2nd comes with a few more surprises for me yes the exchange bonus has gone up to 25k but the vehicle cost also went up by 6k (Mktg trick) The offer for my Esteem is 1.10L including exchange bonus. I told the SE Mr.Anand from TAFE that Gem Motors is offering me 1.15L so I would be going with them, he speaks to his manager Mr. Khaleel who is a very rude person with a Buy it or leave it attitude and they come up with 1.15L for my Esteem. I get a quote for a 0% depreciation plan from United India Insurance at around 10.7k using my 35% NCB, 5k less than what the dealer had to offer.
Scene3:
March 9th threw me some more surprises TATA's cash discount went on to 15k from 10k and that was the moment I was waiting for told the Dealer that i would go with 15k + 4k (dealer) cash Discount and I don't need insurance from them. Booked Cavern Grey Vista Aura ABS immediately by paying 5k as advance amount. I was allotted a Feb 2011 manufactured car that was readily available in the yard and I said I'll take delivery on the 24th. Now was the time for the loan guys to come into picture, got many offers with high % of interest from TATA finance, Federal bank and SBI but too many documents and conversations.
So this is what i did for the loan from HDFC.
http://www.team-bhp.com/forum/indian...ml#post2276872
Went on 22nd did all the PDI as per the checklist paid the remaining cash and handed over the cheque from HDFC and told SE Mr.Anand that I will be taking delivery on 24th by 11.30am
Delivery Day:
On 24th march we went to TAFE by 11am finished all the preliminary checks (the guy who delivered the car to me was not at all happy as i insisted on seeing each and everything before rating them) signed those documents, gifted Mr.Anand with a Parker pen set, exchanged numbers and off we were to my favorite temple for the pooja's.
Enjoyed the IND - AUS match that noon and my VISTA was a perfect fit at the parking space instead of my trusty ESTEEM. Next day it was time to dress her up so went to SUN COMBINES @ RTO road and got 4 packy poda cut mats, number plates and 3M RE35 for the side and the rear. Got a discount of 20% as Aravind the owner happens to be a good friend of mine. Then off we went Fatima Tyres near lakshmi mills and got Chrome Element alloys for a price of 13k for a set of 4. Finally went to Autozone T.A.S.C for fitting Mud Flaps and it was done for Rs.332.
Initial Observations:- The car is a breeze to drive in B2B traffic, just slot her into the right gear just leave the clutch she'll glide smoothly without nudging.
- Bluetooth audio system is a boon, sound quality is good for a stock audio system.
- AC is perfect for coimbatore climate and i did not find the need for CR70 for the front windshield.
- Seats are pretty comfortable for all 5.
- The turbo kicks in @ 1750rpm and my wife just loves it.
- Interiors are quite attractive but am not sure if I can keep the black & beige clean always.
A few milestones Not so good Observations:- From the day 1 it gives a tak tak tak sound exactly thrice when the vehicle's AC is turned on.
- At times even when the AC's recirculate mode is switched on also i can smell the smoke from the vehicle before me.
- Left rear door speaker has a mild vibration at high pitched songs.
- Gear knob had a slight jerk whenever i accelerate.
Bad Day: 18th April
I just returned back home from my tirunelveli trip by a friends scorpio and my parents were ready with a bad news
I don't have words to describe the feeling i had after seeing this. I don't know how this happened but am sure i did not hear a sound while driving so am assuming that it happened when the vehicle was parked somewhere.
Immediately took her to TAFE who quoted me 4k and 2 days for the entire process. So I thought may be leave it like that till her first service which was due on 25th Apr. But as usual I couldn't leave her with that eye sore so took her to Autozone where she was inspected by SA Mr.Suresh who said he can get the job done in 6 hrs and the cost should be around 1k but wanted me to bring the car after 3 days as their bodyshop was already filled with vehicles cos of some free camp going on.
Had been to salem on a business trip and came back in heavy downpour, luckily avoided Avinashi road stretch and gave the vehicle for service on the 25th april with 1239kms on the ODO. Insisted on a oil change but they were not ready to change to a brand that TATA does not recommend here being Mobil Delvac MX and it would void my warranty. So planning to get it done at some local workshop sometime next week.
1st Service Update @ 1239kms- ASSY ACTUATOR MOTOR for Air & Temp Mode was changed under warranty so no more tak tak tak sound.
- Left rear Speaker vibration gone.
- 3M Under-body Coating with 5 year warranty and 10 free inspections @ Rs.2206 has been done.
- The Scratch at the rear was removed for Rs.938 (They have a procedure called RAPID where minor dents are removed in 1hr)
SO FAR SO GOOD!