![]() | #2776 | |
BHPian Join Date: Dec 2009 Location: Bangalore
Posts: 137
Thanked: 25 Times
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What I didn't completely understand is whether there was a period after buying your new car, that it had no insurance ? I was told by a sales guy that you cannot take the car out of showroom without an insurance. This is the time before you buy insurance for your new car, using the old car's NCB. Also, if the old car is part of an "exchange" deal with an authorized dealer (S.a. Maruti True Value), I believe that they don't actually transfer the vehicle to their name, but only give some kind of undertaking. Only after they find a buyer, do they effect the registration change etc. Any idea on this ? | |
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![]() | #2777 | ||
BHPian Join Date: Dec 2010 Location: Bangalore
Posts: 250
Thanked: 229 Times
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So, what I did was, pay the full insurance for the first year without NCB (Had no choice!). During the first year of ownership of my new car, my previous car was sold. So, got the NCB letter from the previous insurer after the car was sold and using that got the NCB discount for the second year of insurance of my new car. Hope that explains. However, there's one thing that you could try. If your current car insurance is up for renewal, change it to third party insurance and then ask the insurance company to hand you the NCB letter (as NCB discount is not provided for 3rd party covers). This will enable you to get the NCB letter and you could directly get the new car insurance with NCB benefit. May be, you can try this even if the insurance is not due for renewal. Just show up at the insurer and ask them to suspend the current insurance policy and issue a new third party policy. (Note: This will mean, assessment of your current car for insurance which will be charged to you, and technically, your car would be out of cover between the brief period of policy suspension and when the new TP policy comes into effect! May be for a day or so.) I reckon, they may have a provision to refund some amount to you on pro-rata basis for the suspended cover which you would have paid in full. However, I am not very sure about this. Although I tried the above, at the time of insurance renewal of my previous car, I was not successful in getting it done. However, the NCB thread does list examples of bhpians who've managed to pull it off with some private insurers. So, if you can pull it off. Nothing like it. All the best! ![]() Last edited by naut : 29th April 2016 at 20:07. Reason: edits | ||
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![]() | #2778 | |
BHPian ![]() Join Date: Oct 2004 Location: Gurgaon
Posts: 38
Thanked: 20 Times
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![]() | #2779 | |
BHPian Join Date: Dec 2009 Location: Bangalore
Posts: 137
Thanked: 25 Times
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![]() | #2780 |
BHPian Join Date: Dec 2010 Location: Bangalore
Posts: 250
Thanked: 229 Times
| ![]() Not sure if I understood your question correctly. I renewed the insurance for Ertiga (for the second year) from Maruti Insurance (Iffco Tokio) from whom I had taken the cover for the first year as well. At the time of renewal, I asked them to give quotes for with/without 50% NCB just so that I can compare it against competition. I had to provide the original NCB letter as proof to claim the NCB. Hope that clarifies. |
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![]() | #2781 |
BHPian Join Date: Mar 2011 Location: Blr/Hyd
Posts: 200
Thanked: 115 Times
| ![]() I have a question for the petrol Ertiga owners. What is the fuel economy you are getting for the petrol, in city with a/c on, and on highways? |
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![]() | #2782 | |
BHPian Join Date: Sep 2013 Location: Bangalore
Posts: 57
Thanked: 86 Times
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![]() | #2783 | |
BHPian Join Date: Dec 2009 Location: Bangalore
Posts: 137
Thanked: 25 Times
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This is really disappointing as I was planning to mo from petrol Logan to Ertiga (actually keeping the Logan, but using Ertiga for long trips), but with those performance figures, Logan in spite of being a heavier vehicle, has much better FE. | |
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![]() | #2784 | ||
BHPian ![]() Join Date: Dec 2009 Location: PUNE
Posts: 724
Thanked: 367 Times
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I am owner of a Petrol Ertiga. Already crossed 45000KM mark till now. I am getting around 11 to 13 kmpl with 100% AC in pune city. 15+ kmpl on highway with 100% AC. Ertiga petrol model do not have any mileage and power issue at all. Just for your information my ownership thread is here : http://www.team-bhp.com/forum/test-d...iga-zxi-8.html | ||
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![]() | #2785 | |
BHPian ![]() Join Date: Aug 2007 Location: Trivandrum
Posts: 265
Thanked: 548 Times
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Last weekend I went on a 700km+ round trip to Munnar with a full load of 7 passengers and a boot full of luggage. Even with all the uphill driving, AC usage, full load of passengers and all roads being two lane or single lane, I got a mileage of 15kmpl tankfull to tankfull. The car crossed 2000km during the trip. Pretty decent I think. Last edited by Ramon : 3rd May 2016 at 12:26. | |
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![]() | #2786 |
Distinguished - BHPian ![]() ![]() | ![]() Attention all Swift/Dzire/Ertiga/New Baleno Owners!! Was going through the latest accessory brochure which my MASS got today. Two of the most sought after accessories, for which often the owners turn towards online "universal" options, are now available as MGA 1. Front Armrest(Black for Swift,Baleno, Beige for Ertiga and Dzire) 2. Rear foldable Sunshade Attaching the images of the brochure which carries the part numbers/prices for easy reference and visualization. 1. Brochure Image(Click to ZOOM) ![]() 2. Armrest ![]() Regards, Shashi |
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![]() | #2787 |
BHPian Join Date: Dec 2009 Location: Bangalore
Posts: 137
Thanked: 25 Times
| ![]() Would be happy to delete this post if this is considered as unsuitable here, but I am seeking opinion and viewpoints of 2 sets of people, to help me converge on a decision. I am divided (50:50) in my inclination to go for Ertiga and Lodgy (at comparable price bands, though going for Lodgy I'd be streching my original budget by about 1.5L). I'm hoping to hear from:
Some of my personal findings/observations so far:
regards, BD |
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![]() | #2788 |
BHPian Join Date: Mar 2011 Location: Blr/Hyd
Posts: 200
Thanked: 115 Times
| ![]() What are the accessories to be purchased from showroom? Which ones can I purchase outside for Ertiga? This is my first new purchase from showroom. The Maruti dealer is quoting Rs 8100 for art leather seat covers. They are also suggesting side beadings, full mat, carpets etc. Full mat is transparent and doesn't look like it actually covers everything. Also for my Vxi, I was thinking of getting a touch screen music system (Sony, Maruti GA) and reverse camera. The showroom is quoting Rs 19000 for touchscreen music system and Rs 4300 for reverse parking. Is that too high? Can I get them installed somewhere outside ? Will it break any warranties? Any recommendations in Hyderabad as I am new here? |
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![]() | #2789 | |
Senior - BHPian ![]() | ![]() Quote:
My suggestion will be to get any accessories where painting is involved at the dealer (say the side beading and you want to paint it); rest all can be purchased outside if the price difference is high. Regarding the SONY touch screen - find out the model number from your dealer and again do an online research to find what is the market price. Also note that a speaker upgrade is needed to extract maximum out of your new headunit. Last edited by arjithin : 10th May 2016 at 09:28. | |
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![]() | #2790 |
BHPian ![]() Join Date: Nov 2009 Location: Ahmedabad
Posts: 144
Thanked: 133 Times
| ![]() I am planning for 40 K KM service on my Ertiga ZDI. Any specific points to suggest to A.S.S? Also, had a typical issue, which was sorted out during 30K service - after couple of unsuccessful attempts. There was slight additional noise, as if engine was straining - when car would reach 80 kmph in 5th gear @around 1800 rpm. After some setting with clutch and when it was not successful, they changed clutch plate set (under warranty) and the issue is largely taken care. There is only very slight whining that I can hear if I am too careful at around 80 kmph in 5th gear - much reduced from earlier and hardly noticeable, but it is there. Also, technician told me while taking test drive after fixing the issue, that clutch plates were worn very unevenly and there were dark spots/stains on clutch plates, which is not normal and hence they changed under warranty. I had read in few of the earlier posts in this thread that synchro ring failure causes a) gear shifting issues b) vibration/whining type noise and c) unevenly worn clutch plates. And members have changed it under warranty Now, from the above a) gear shifting is largely ok - not butter smooth, but I am able to manage just fine. b) noise is heard only to trained ears and that too if you are expecting to hear and c) clutch plates were worn unevenly. Is it recommended to ask A.S.S to check synchro rings? If it is too complex and if one has to open whole gear box etc, is there a risk that a untrained technician may not fix it back properly and some new issue is added. Suggestions are welcome. Regards, JLS |
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