A Swift Shift: Hydra's Hatch II Yep. I finally did it. I sold my 2002 Fiat Palio 1.2 and bought myself a Swift ZXi. It all happened pretty fast. Why I said goodbye to my Palio
About a year ago, I had firmly decided that the Palio was a keeper. I had decided that I would not sell it, ever. The Palio gave me everything I wanted in a car and I was a very very happy Palio owner. I had upgraded to 15" Alloys and Pilot Precedas. I had spend quite a bit on my ICE, I had got a really good set of seats done, and in general I had reached a point where I did not want to do anything more to the car, but to just enjoy it for ever and ever.
I'd had no major issues with the car. My experience with the A.S.S. was so-so (I tried out TVS, and two TATA A.S.S. joints, and had finally settled on one TATA joint), but nothing that bad. I had not had the scary experience of having to wait for weeks for a part to arrive. The only major gripe I had with the TATA folks was their BAD paint-shop and pushy attitude about getting this and that done when I didn't want to. I had not reached a point where I wanted to look around for an independent workshop.
Over the last year, I needed to get some suspension work done (lower-ball-joint replacement, replacement of a strut). I also had some issues with the radiator and the radiator fan for which I had to visit the A.S.S. about thrice, and leave the car overnight thrice. The Radiator fan had to be replaced (I replaced it with a genuine FIAT spare) and some welding work needed to be done in the radiator. The car came back really fine every time, but mucho $$$ got blown. I hate having to leave the car overnight at any service/repair joint except my installers'. And I hate spending money on repairing stuff, when that money could have gone into ICE or something else. Smaller niggles started coming up over the last few months and kept preying my mind.
I also heard of a few people who had sold their 5 year old Palios for 1.1 to 1.2L. I knew that if I do not sell the car in the next 4 months, It would make sense to keep it, rather than sell it. Now I don't have the space to keep two cars at home, and since I'm the only person (mostly) in my family who drives at all, keeping 2 cars is anyway a waste. And I'd still be keeping a car I was increasingly feeling uneasy about.
One morning I was talking to my Dad about something and the topic of the car came up just like that. And the decision was made in my mind just like that. in a few minutes. (There are a couple of personal facts also in the mix, but they did not weigh that much in the making of the decision, but one the decision to change was made, those factors fell right into place, supporting the decision).
I sold the car within 4 days. The car was about 5.5 years old and had done 46000 kms when I sold it. I had all the ICE removed. But I gave away everything else with the car. I sold it directly to somebody I met through a Maruti dealership I visited 2 days after the decision to sell the Palio was made. The sale was very smooth and I got a decent price for the car. Not too much, but better that what I'd been offered by various dealers. I said good-bye to her 14 days ago. Why I decided on the Swift
Well, I wanted a car that was fun to drive, a hatchback, about the size of the Palio (anything longer or wider will not get into my driveway/garage) would give around 12kmpl (if petrol), had ABS (and Airbags if possible) and could be maintained without hassle (money-wise and irritation-wise).
I have a (unreasonably) negative attitude towards tall cars and towards cars with small wheels in general. I'm not generally a fan of Hyundai. I'd driven an Aveo a while back and I absolutely hated the gear-shift. I'd have considered the Fabia (my budget was very flexible, upto 7.5-8L OTR) petrol if it were priced more reasonably (in terms of what-I-get-for-my-money) and if it were available quickly. I considered the Ford Fusion, but did not like the way it drives, felt it to be a bit bigger that wat I (and my driveway) wanted, and ABS was pricey.
I'd always like the way the Swift looked, right from the time it launched. And then it is a Maruti. Service and maintenance is (supposed to be) the best. I'd driven a couple and I liked the way they handled.
So the Swift it was. Why Petrol and no Diesel. Or, Why Zxi and not Vdi. This was an easy decision.
- I wanted ABS, period.
- I wanted immediate (or within-a-week) delivery.
- I drove only 500-60kms MAX a month.
- Airbags were desirable (though not necessary)
- I wanted White.
I scouted all the Maruti dealerships in the city. Three had White VXis-with-ABS for ready delivery. Two could give delivery of Red ZXis in a week. One had a White ZXi for ready delivery. Nobody could guarantee delivery of a White VDi within a month. All expected a minimum wait of 2 months for a VDi (with colour not guaranteed). VDi with ABS? Hah! You'll need to wait for 4 months, sir!
So I finalised on the the White ZXi. Now, this dealership is the farthest from my house. And they are also the newest kids on the block. But they also tried the hardest. They were pressing but not pushy. They did not keep asking me when I would be booking the car. They did not call me 4 times a day. They offered (without my asking) to take me to the car and let me inspect it before I paid them anything. They refused to let me test-drive the car until the time it would be ready to go for registration. They did not have petrol Swifts to test-drive, but the Marketing Manager offered to let me TD his personal Swift Vxi. And the Palio got sold through their contact. Financing the Car
After having heard enough scary stories, I had decided that I would finance the car through a Nationalised bank, and that I would pay only by post-dated cheques. My options were SBI and SBT. The day I saw and checked the White ZXI, I called the SBI guy first. That day was a friday and I called home at 2.00PM. The next monday was a holday (vishu). The gentleman who took the call was quite busy attending a wedding and he was not sure how fast he could let me have the DD. He was sure it would take at least 7 days, though. I thanked him and called the SBT guy.
And that called changed a lot of impressions. He arranged for a loan for for me in 30 minutes from my call. I had most of the required papers with me. I photocopied them and met him at his office at 5.00PM. We filled in the forms together, he took me to the a branch (he was in the Zonal office) and got the papers processed at the branch level on the spot (at 6PM). He collected the papers for processing at his end the next day. The next day (saturday), his boss who had to do the approving was on leave. the next 2 days, sunday and vishu were holidays. Tuesday morning he got the loan approved and sent the papers back to the branch. I visited the branch in the evening and the papers were signed. Wednesday morning at 11.00AM I had the DD with me (I would have got it at 10.00AM, but I was late due to some pressing issues).
I reached the dealership at 12.00PM, and was too late to get the car prepped for Registration that day. But all the formalities were completed and I TDd the car I was going to buy. They took my list of required accessories and got the stuff done that day. The next day (Thursday) the car was registered and I did my PDI and took delivery at 5.00PM. |