![]() | #3391 |
Newbie ![]() Join Date: Oct 2012 Location: Bongland
Posts: 23
Thanked: 37 Times
| ![]() So...after lot of deliberation, reading countless reviews and calculating my finances ![]() Ex Showroom price - 6,69,891/- Comprehensive Insurance (B to B) - 25,875/- Road Tax and Registration Charges - 38,569/- Registration number plate - 505/- HP (what is this) - 100/- Total - 7,34,940/- Discount - 20,000 Freebies - Under body rust coating, leather cover, mud flap, body cover, steering cover and Car perfume. Could the experienced folks please answer the following queries ![]() 1) The comprehensive insurance is for how many years. Do I have to shell out every year 25 k for insurance? 2) The road tax and registration charges is for how many years? 3) Should I go for additional warranty? 4) What is the difference between warranty and insurance. If these questions have already been answered then please do direct me to the correct blog. Thanks a lot. |
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![]() | #3392 | |
BHPian Join Date: Feb 2006 Location: Bangalore
Posts: 597
Thanked: 397 Times
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1. Insurance is for one year. Yes you will have to shell out after 12 months. If you haven't made any claim, then the cost comes down quite a bit due to "no claim bonus" 2. That is for lifetime (or 15 years). Unless you move states and then you have to pay some yearly tax to that RTO 3. I would advise you to do so. A small investment for peace of mind 4. Warranty is covered by manufacturer for defects. Insurance will cover your car against "stuff" happening- like damage due to accidents, riots, floods etc. You may want to read the fine print on your insurance policy on what type of accidents/ damages are covered. Cheers Ajay | |
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![]() | #3393 |
Newbie ![]() Join Date: Oct 2012 Location: Bongland
Posts: 23
Thanked: 37 Times
| ![]() Thank you Ajay. Didn't know about no claim bonus... |
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![]() | #3394 |
BHPian Join Date: Feb 2016 Location: Pune
Posts: 24
Thanked: 29 Times
| ![]() I booked my XUV500 W6 (White) today Ex-showroom: 13,20,615 Registration: 1,66,228 Comp Insurance: 55,634 PCMC LBT (Tax): 39,618 Handling Charges: 2,700 On Road: 15,84,795 Discounts: 73,795 Final Price: 15,11,000 Other things negotiated: Included Zero dep. insurance add-on, 21% discount on all accessories (I need at-least alloy wheels and fog lamps) I was researching insurance prices online (Policy bazaar) and found out that the insurance would cost me close to half the price of what the dealer is quoting. And that is including Zero Dep., Invoice price and 24x7 roadside assistance. The dealer is ok with me getting insurance elsewhere. The experience was quite good. No pressure tactics employed and even offered information (not criticism) on alternative options. My wife was concerned about the car not fitting in our apartment's parking space, so the SA offered to bring the car to our apartment and see if it would fit. It did. I have been getting quotes from other Mahindra dealers around the city so I think it's a reasonably good deal, if not the best I could have gotten. Any further things that I can negotiate on? |
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![]() | #3395 |
Newbie Join Date: Mar 2016 Location: New Delhi
Posts: 8
Thanked: 21 Times
| ![]() Make : Ford Model : Ecosport Variant : Titanium Automatic Fuel : Petrol Booking Date : 15/3/16 Color : White Expected Delivery Date : 25/3/16 Dealer & City : Delhi Ford, Vasant Kunj Freebies : None unfortunately Ex-showroom: 9,61,500 Registration: 72,044 Zero Dep Insurance: 21,840 Handling Charges: 6,250 On Road: 10,61,634 |
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![]() | #3396 |
BHPian Join Date: Aug 2009 Location: Mumbai
Posts: 461
Thanked: 507 Times
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![]() | #3397 |
BHPian Join Date: May 2012 Location: MH14-KA01-TN19
Posts: 75
Thanked: 33 Times
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![]() | #3398 | |
Newbie Join Date: Mar 2016 Location: New Delhi
Posts: 8
Thanked: 21 Times
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![]() | #3399 |
Senior - BHPian ![]() | ![]() I had booked Renault kwid RXT(O) silver colour in September 2015 through online APP. I was told by the dealer that I will get car by october end. I did not get any information about delivery by october end, even after shooting many emails. Finally I ended up buying baleno petrol. I still did not cancel my booking, but stopped following up with my kwid booking. I got a call from dealer last month saying car is in transit. But I changed my mind and decided to go for bronze color. Now, finally I am getting the car next week On road price : 4.36 lakhs which includes zero depreciation insurance and 5k worth basic accessories Last edited by Dr.Naren : 24th March 2016 at 22:31. |
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![]() | #3400 | |
Team-BHP Support ![]() ![]() | ![]() Quote:
Whenever I buy any car or a bike, I pay the showroom only its ex-showroom price, rest everything, I get outside. Trouble getting your car registered? Calculate the tax prevalent in your state and pay them that only. | |
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![]() | #3401 |
BHPian ![]() Join Date: Feb 2011 Location: Lucknow
Posts: 63
Thanked: 19 Times
| ![]() Time to say goodbye to our trustworthy 15 Year/77.6K Old Daewoo Matiz is nearing. In the urgent need to replace it, we've booked ourselves a new car. Reasons for Booking: Belongs to a trustworthy line, best fit in the available budget of 4.5L On Road, Good Offers. Booked: Hyundai i10 1.1 IRDE2 ![]() DOB: March 21, 2016 (Holi Offer) Color: Stardust Grey Model/MFD: Magna, December 2015 Actual On Road Price: INR 5,36,593 Discounts: a) Dec MFD waiver - INR 45,000 (Company Offer) b) Exchange cost for Old Car: INR 31,000 c) Extended Warranty Cost - INR 2,754 Actual Price Payable: INR 4,54,839 Expected Delivery Date: April 7, 2016 Complimentary Accessories: a) Sony 1 Din HU + 2 Xplod Speakers (To be replaced soon) ![]() b) Remote Central Locking c) Seat Covers d) Floor Mats e) Car cover f) Mud flaps g) Steering cover |
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![]() | #3402 |
Newbie Join Date: Sep 2009 Location: Hyderabad
Posts: 16
Thanked: Once
| ![]() Make : Maruti Model : Celerio Variant : ZXI (O) AMT Fuel : Petrol Booking Date : 26/3/2016 Expected Delivery Date : 30 - 45 Days Dealer & City : Kalyani Motors, Bangalore Freebies : Usual mudflaps, carpet, idol, perfume, Ex-showroom: 538090 Registration: 83619+700 Insurance: 15484 (Quote from dealer. Need to check outside insurance prices) Handling Charges: included above Discount : 10000 + Corp Discount (2000) On Road : 625893 |
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![]() | #3403 |
BHPian ![]() Join Date: Oct 2015 Location: Vizag/BLR
Posts: 165
Thanked: 271 Times
| ![]() Booked New Swift ZXI at Varun Motors, Vizag today for my Dad. It'll replace his 7year old Alto. Make: Suzuki Model: Swift ZXI On road price: 742,454 Discounts: Old car: 90K Loyalty bonus: 20K Corporate Discount: 3K Color: Mysterious Violet Delivery of the car April 8th (Telugu new year's day, Ugaadi) Freebies: Seat Covers, Mudflaps, Boot mat, Perfume, Idol, steering wheel cover. Other car considered: Kwid (rejected because of poor highway performance), I10 Grand (very nice car, but nowhere near Swift's driving abilities, handling), Celerio (rejected because of boxy design), WagonR (Dad never liked its looks). |
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![]() | #3404 | ||
BHPian Join Date: Mar 2016 Location: BLR, GGN
Posts: 410
Thanked: 818 Times
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![]() | #3405 |
BHPian ![]() Join Date: Jul 2013 Location: Delhi
Posts: 437
Thanked: 416 Times
| ![]() Just a thought why don't you look at the baleno. For this price you can get a mid spec baleno with most of the features of the swift including airbags in a bigger spacious and a newer car. The swift has been practically unchanged since 4 years so if you have a nexa outlet nearby you should give it a look. |
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