[BlackPanda]

So...after lot of deliberation, reading countless reviews and calculating my finances (!!), I finally booked a Grand I 10 Asta 1.2 (AT), Color - Stardust

Ex Showroom price - 6,69,891/-
Comprehensive Insurance (B to B) - 25,875/-
Road Tax and Registration Charges - 38,569/-
Registration number plate - 505/-
HP (what is this) - 100/-

Total - 7,34,940/-

Discount - 20,000
Freebies - Under body rust coating, leather cover, mud flap, body cover, steering cover and Car perfume.

Could the experienced folks please answer the following queries -

1) The comprehensive insurance is for how many years. Do I have to shell out every year 25 k for insurance?
2) The road tax and registration charges is for how many years?
3) Should I go for additional warranty?
4) What is the difference between warranty and insurance.

If these questions have already been answered then please do direct me to the correct blog.

Thanks a lot.

[ajayclicks]

Originally Posted by BlackPanda

Could the experienced folks please answer the following queries -

1) The comprehensive insurance is for how many years. Do I have to shell out every year 25 k for insurance?
2) The road tax and registration charges is for how many years?
3) Should I go for additional warranty?
4) What is the difference between warranty and insurance.

If these questions have already been answered then please do direct me to the correct blog.

Thanks a lot.

Congratulations.To answer your queries:
1. Insurance is for one year. Yes you will have to shell out after 12 months. If you haven't made any claim, then the cost comes down quite a bit due to "no claim bonus"

2. That is for lifetime (or 15 years). Unless you move states and then you have to pay some yearly tax to that RTO

3. I would advise you to do so. A small investment for peace of mind

4. Warranty is covered by manufacturer for defects. Insurance will cover your car against "stuff" happening- like damage due to accidents, riots, floods etc. You may want to read the fine print on your insurance policy on what type of accidents/ damages are covered.

Cheers
Ajay

[BlackPanda]

Thank you Ajay. Didn't know about no claim bonus...

[RubberSideDown]

I booked my XUV500 W6 (White) today

Ex-showroom: 13,20,615
Registration: 1,66,228
Comp Insurance: 55,634
PCMC LBT (Tax): 39,618
Handling Charges: 2,700
On Road: 15,84,795
Discounts: 73,795

Final Price: 15,11,000

Other things negotiated: Included Zero dep. insurance add-on, 21% discount on all accessories (I need at-least alloy wheels and fog lamps)

I was researching insurance prices online (Policy bazaar) and found out that the insurance would cost me close to half the price of what the dealer is quoting. And that is including Zero Dep., Invoice price and 24x7 roadside assistance. The dealer is ok with me getting insurance elsewhere.

The experience was quite good. No pressure tactics employed and even offered information (not criticism) on alternative options. My wife was concerned about the car not fitting in our apartment's parking space, so the SA offered to bring the car to our apartment and see if it would fit. It did.

I have been getting quotes from other Mahindra dealers around the city so I think it's a reasonably good deal, if not the best I could have gotten.

Any further things that I can negotiate on?

[jaskaranjaiya]

Make : Ford
Model : Ecosport
Variant : Titanium Automatic
Fuel : Petrol
Booking Date : 15/3/16
Color : White
Expected Delivery Date : 25/3/16
Dealer & City : Delhi Ford, Vasant Kunj
Freebies : None unfortunately
Ex-showroom: 9,61,500
Registration: 72,044
Zero Dep Insurance: 21,840
Handling Charges: 6,250
On Road: 10,61,634

[riteshritesh]

Originally Posted by BlackPanda

HP (what is this) - 100/-

HP= Hypothecation, since the vehicle is financed.

[anoop.nair]

Originally Posted by jaskaranjaiya

Make : Ford
Model : Ecosport
Variant : Titanium Automatic
Fuel : Petrol
Booking Date : 15/3/16
Handling Charges: 6,250
On Road: 10,61,634

Hi, congratulations on your new car. I believe handling charges were illegal. Did you try asking to waive it off?

[jaskaranjaiya]

Originally Posted by anoop.nair

Hi, congratulations on your new car. I believe handling charges were illegal. Did you try asking to waive it off?

I did try to get it waived off but, the dealers were quite insistent that they won't be able to sell the car without the handling charges. I even went as far as calling ford customer care but nothing. Ford themselves are saying that handling charges are acceptable to them and they expect customers to pay for them. What to do?

[Dr.Naren]

I had booked Renault kwid RXT(O) silver colour in September 2015 through online APP. I was told by the dealer that I will get car by october end. I did not get any information about delivery by october end, even after shooting many emails. Finally I ended up buying baleno petrol. I still did not cancel my booking, but stopped following up with my kwid booking. I got a call from dealer last month saying car is in transit. But I changed my mind and decided to go for bronze color. Now, finally I am getting the car next week

On road price : 4.36 lakhs which includes zero depreciation insurance and 5k worth basic accessories

[Sheel]

Originally Posted by jaskaranjaiya

I even went as far as calling ford customer care but nothing. Ford themselves are saying that handling charges are acceptable to them and they expect customers to pay for them. What to do?

Ask Ford to provide this in writing. This is the max you have to do.

Whenever I buy any car or a bike, I pay the showroom only its ex-showroom price, rest everything, I get outside.

Trouble getting your car registered? Calculate the tax prevalent in your state and pay them that only.

[bilalsyed]

Time to say goodbye to our trustworthy 15 Year/77.6K Old Daewoo Matiz is nearing. In the urgent need to replace it, we've booked ourselves a new car.

Reasons for Booking: Belongs to a trustworthy line, best fit in the available budget of 4.5L On Road, Good Offers.

Booked: Hyundai i10 1.1 IRDE2
DOB: March 21, 2016 (Holi Offer)
Color: Stardust Grey
Model/MFD: Magna, December 2015
Actual On Road Price: INR 5,36,593

Discounts:

a) Dec MFD waiver - INR 45,000 (Company Offer)
b) Exchange cost for Old Car: INR 31,000
c) Extended Warranty Cost - INR 2,754

Actual Price Payable: INR 4,54,839
Expected Delivery Date: April 7, 2016

Complimentary Accessories:

a) Sony 1 Din HU + 2 Xplod Speakers (To be replaced soon)
b) Remote Central Locking
c) Seat Covers
d) Floor Mats
e) Car cover
f) Mud flaps
g) Steering cover

[smilyinblue]

Make : Maruti
Model : Celerio
Variant : ZXI (O) AMT
Fuel : Petrol
Booking Date : 26/3/2016
Expected Delivery Date : 30 - 45 Days
Dealer & City : Kalyani Motors, Bangalore
Freebies : Usual mudflaps, carpet, idol, perfume,
Ex-showroom: 538090
Registration: 83619+700
Insurance: 15484 (Quote from dealer. Need to check outside insurance prices)
Handling Charges: included above
Discount : 10000 + Corp Discount (2000)
On Road : 625893

[MercFan]

Booked New Swift ZXI at Varun Motors, Vizag today for my Dad. It'll replace his 7year old Alto.

Make: Suzuki
Model: Swift ZXI
On road price: 742,454
Discounts:
Old car: 90K
Loyalty bonus: 20K
Corporate Discount: 3K
Color: Mysterious Violet
Delivery of the car April 8th (Telugu new year's day, Ugaadi)
Freebies: Seat Covers, Mudflaps, Boot mat, Perfume, Idol, steering wheel cover.

Other car considered: Kwid (rejected because of poor highway performance), I10 Grand (very nice car, but nowhere near Swift's driving abilities, handling), Celerio (rejected because of boxy design), WagonR (Dad never liked its looks).

[autorahul]

Originally Posted by smilyinblue

Make : Maruti
Model : Celerio
Variant : ZXI (O) AMT
Fuel : Petrol
Booking Date : 26/3/2016
Expected Delivery Date : 30 - 45 Days
Dealer & City : Kalyani Motors, Bangalore
Freebies : Usual mudflaps, carpet, idol, perfume,
Ex-showroom: 538090
Registration: 83619+700
Insurance: 15484 (Quote from dealer. Need to check outside insurance prices)
Handling Charges: included above
Discount : 10000 + Corp Discount (2000)
On Road : 625893

I think you can get a better deal. Below is the deal dvprasad got just this month.

Originally Posted by dvprasad

Make : Maruti
Model : Celerio
Variant : ZXI AMT Option (Twin Airbags & ABS)
Fuel : Petrol
Booking Date : March 10,2016
Color : Silver
Expected Delivery Date : Two Weeks (In transit since March 8)
Dealer & City : CARS India, Chennai
Freebies : Accessories worth 12000
Others : Corporate Discount,Cash Discount(15000)

[ToyotaFan]

Originally Posted by MercFan

Other car considered: Kwid (rejected because of poor highway performance), I10 Grand (very nice car, but nowhere near Swift's driving abilities, handling), Celerio (rejected because of boxy design), WagonR (Dad never liked its looks).

Just a thought why don't you look at the baleno. For this price you can get a mid spec baleno with most of the features of the swift including airbags in a bigger spacious and a newer car. The swift has been practically unchanged since 4 years so if you have a nexa outlet nearby you should give it a look.