PUC mandatory for motor insurance renewal

IRDAI has also stated that accident claims will not be covered without valid PUC at the time of the accident.

The Insurance Regulatory and Development Authority (IRDAI) has issued a circular that mandates a valid pollution under control (PUC) certificate for the renewal of a motor insurance policy.

IRDAI has also stated that PUC will be essential for all claims and that insurance companies will not cover any damages if the vehicle does not have a valid PUC at the time of the accident.

The IRDAI circular comes in the wake of a Supreme Court ruling, which directed insurance companies to not insure a vehicle unless it had a valid PUC on the date of renewal of the policy. The regulator has asked insurance companies to ensure that the direction of the apex court is followed scrupulously with special focus on compliance in Delhi-NCR.

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