Can I delay the insurance claim (due to personal reasons)? Hi All,
It is a very unusual query. I don't know if anyone else has also faced the same situation, veterans please advice.
A week ago while i was driving my swift in the dense traffic of Delhi at a speed of approx 10 - 15 kmph,my car got hit by an auto rickshaw leaving my car with a major dent on left front door, a minor scrapping on left rear door and bruising on left side of rear bumper. A sum total of 75% of the left side of my car is damaged, leaving only the front bumper of the left side without any damage.
Now the kind of damage I am talking here is paint getting scratched from few places, few dents, and some auto rickshaw colour on my cars entire left side. These kind of incidents occur daily, so I am not talking about this.
My question is, Can I delay in claiming the insurance. Due to some medical emergency, I cannot afford to leave my car in workshop for 5 days (maximum) as suggested by the person in Maruti workshop including the time which surveyor takes for doing the survey and approval.
So I am planning to delay this repair by claiming it from insurance company for a month.
Please guide if it is possible as I have come to know from ICICI Lombard's customer care executive that the surveyor may reject the claim by saying that this is a month old accident and cannot be covered now.
Thanks in advance.
Last edited by GTO : 13th May 2015 at 11:26.
Reason: Language
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