Team-BHP - Do you play the stock market

Looks like the thread has revived again after a 3-week lull and those mythical figures have started flying. This is a sign of yet another impending dip. The higher the predictions for nifty the lower it goes. Someone sees a 20 per cent gain in nifty !! Over the next week, month, year or decade ?

I don't think it makes any difference in real terms. No major or minor policy decision would have been taken by PC alone when he had Manmohan Singh as the boss. I would rather watch Montek Singh more closely now. He might now come out of Planning Commission and play a more direct role in the finance ministry.

Quote:

Originally Posted by kvish (Post 1075038)

Does anyone know if the tata motors fixed deposit scheme is worthwhile? Its about a percent more than banks. Just wondering if its a risky bet.

I think it is a bit risky. In fact that's the reason they are offering a higher rate.
Tata Motors is finding it very difficult to fund its acquisition of Jaguar-Land Rover. The outlook for automobiles in general is bad. Plus the JLR business will be a major financial drain on them for some time.

Quote:

Originally Posted by Sudipto-S-Team (Post 1075065)

Do you think that the long term will also be risky?

The for provided here:
http://www.tatamotors.com/pdf/fixed-deposit-form.pdf

shows FD rates that seem comparable to what banks are providing.
10% for 1 year, 10.5% for 2 years and 11% for 3 years
compounded quarterly

Quote:

Originally Posted by kvish (Post 1075038)

Does anyone know if the tata motors fixed deposit scheme is worthwhile? Its about a percent more than banks. Just wondering if its a risky bet.

Quote:

Originally Posted by rjvora_2000 (Post 1075318)

Do you think that the long term will also be risky?

Well, you see, realistically speaking it is very difficult to believe or even imagine that a day might come when a Tata group company might default on a loan taken from the public.

But, if you want to eliminate all risks from your financial planning, then I would suggest don't lend money to Tata Motors at this point of time and that too for just one per cent more. Putting money in an FD scheme is nothing but lending money. And in case the company folds up, these lenders would be the last to be paid back from the sale of assets (theoritically speaking).

Now, if you are asking whether the Tata Motors shares would be a good buy for the long term, then the answer is "I don't really know" !! They are going cheap, relative to their assets - no doubt. But their assets also include JLR, which might prove to be a real burden in the near future and not so much of an asset. So think twice.

Putting money in an FD scheme and buying shares are two completely different things. One is lending money the other is buying the company's ownership.

Quote:

Originally Posted by Sudipto-S-Team (Post 1075430)

Well, you see, realistically speaking it is very difficult to believe or even imagine that a day might come when a Tata group company might default on a loan taken from the public.

But, if you want to eliminate all risks from your financial planning, then I would suggest don't lend money to Tata Motors at this point of time and that too for just one per cent more. Putting money in an FD scheme is nothing but lending money. And in case the company folds up, these lenders would be the last to be paid back from the sale of assets (theoritically speaking).

Now, if you are asking whether the Tata Motors shares would be a good buy for the long term, then the answer is "I don't really know" !! They are going cheap, relative to their assets - no doubt. But their assets also include JLR, which might prove to be a real burden in the near future and not so much of an asset. So think twice.

Putting money in an FD scheme and buying shares are two completely different things. One is lending money the other is buying the company's ownership.

agree: with you on some point's but do you think Tata as a group one should not invest :eek: is something need's to be thought of again.

Quote:

Originally Posted by rjvora_2000 (Post 1075318)

Do you think that the long term will also be risky?

I went through the whole thread and have nothing to say other than that it's nothing much different than gambling, heck, even a casino game is more predictable :D

One should know that the very distinction of investing in shares/mutual funds is RISK which is beyond ones analytical capabilities. I am not saying just because the markets crashed but that has been their very nature. So, it all depends what level of risk you can take.

And the name of the game is like Bond's line "trust no one" because nobody knows whats going on, it's just like the astrologers business lol:

Quote:

Originally Posted by Sam Kapasi (Post 1071517)

Actually the smoke is short-lived. It is the leaf that lives long. And needs to be planted and nurtured so you can smoke it later when you like.

And the leaf-grower is not greedy. He's just planning his future smoke.

Aaahh.. the smoke is short lived because she is consuming you in puffs.
You cannot smoke her when you like. TO achieve that command is no small matter of wishing it. What you talk about happens when she smokes you.
The leaf grower may not be greedy, he cant be because she is smoking him. You may nurture her as you wish but till the time that you dont have command you cannot smoke her-she smokes you.
Back in context, the same apples to GREED. You may enjoy greed as greed consumes you.
cheers:

Quote:

Originally Posted by zaks (Post 1075644)

Sorry sir I don't agree with you on this. I have not seen a single person who have lost there money in stock's.

Yes this is true!!!

If you stay invested for longer period of time (By long - I mean 5 to 7 year's) yea long time then you will earn better then any FD or any other investment's. - Believe me.

Only person who lost money in this market is a greedy person.