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Old 19th September 2017, 20:22   #226
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

help needed on how to get a duplicate Tax chellan for kerala registered vehicle.
trying to sell a 2 wheeler of my aunt and not able to track the actual tax paid receipt.

is it possible to get it online? Do I need to have the owner request in person ( Owner is in Delhi and the vehicle is registered at Trivandrum, kerala)
checked our forums, but couldn't get a way and hence thought of raising it here

thanks in advance
George
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Old 15th February 2018, 19:24   #227
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Can someone shed some light please?

I picked up a used 1999 model 1.3 Gypsy King from my hometown in Coonoor. The vehicle is KA registered.

The current owner obtained an NOC in 2000 to transfer the registration to Mumbai RTO. He has however not done so and never relocated. So the car is still KA 02.

Now I need to complete the FC for which I have to cancel this NOC. The registration was not done, and there is no evidence from Mumbai RTO for this.
The person who I am buying the car from is a known person and I know that it is true and further there is the original NOC of the Karnataka RTO.

Now, the agent says that
1. I will have to get a certificate from Mumbai RTO saying that the re-registration was not done.
2. I will have to produce the original invoice in the year of 1999 or 2000 and pay the tax for the period of NOC issued to current.

I am in a soup now. The car is lovely and sad that this had to happen. Maybe I should return the vehicle and get the money back. But I am sure you people understand how painful it is.

Please advice. Thanks in advance.

Benny

Quote:
Originally Posted by BattleTank View Post
I need some help on an SOS basis.
Can you please let me know what was done eventually?

Benny

Last edited by aah78 : 15th February 2018 at 20:33. Reason: Posts merged. Please use QUOTE+/MULTI-QUOTE when responding to multiple posts. Thanks!
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Old 15th February 2018, 21:15   #228
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

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Originally Posted by beejay View Post
Can you please let me know what was done eventually?

Benny
I had no option but to visit Chennai to get the process of NOC cancelled. I did my R&D in terms of the process before reaching Chennai. So before the NOC is cancelled one has to get a "No Crime" certificate against the vehicle from the Crime Records Bureau (CRB) and the owner of the car has to visit the CRB office in person, there is no leeway here. I was told by the Bureau (when I contacted them via phone) that the "No Crime" certificate has a 24 hours turn around period. i.e. if one submits the form with all relevant documents on day 1, one will get the certificate on day 2 post 3pm.

With me, the entire process took 3 Days instead of two, all because of my carelessness. Here is the Chronology of events:
1. I carried all original documents pertaining to the car (RC Card, Insurance, NOC Letter and the letter I received from Pune RTO confirming no change of Regn in Maha). Additionally one must also carry a valid residence proof (the CRB insists on carrying an ID card with local address proof). While none of my Govt Ids point to an address in Chennai, what saved me was that I own a house in Chennai (therefore I had valid Electric bill in my name) plus I also have a local account in a Nationalized Bank with an upto date Passbook (the good old hard copy) with my photo and Chennai address clearly mentioned with the Bank’s seal around it.
2. I travelled overnight to Chennai on a Tuesday evening with arrival early on Wednesday and checked into a Hotel at GN Chetty Road, T Nagar. Even though the CRB is situated at Egmore (north Chennai) I checked into a hotel situated in the central part of the city, as I opted to work as well from our company’s branch office at OMR, Kandanchavadi. At the southern end of the city.
3. I visited the CRB at Egmore at around 10am, with all the documents in my laptop bag and carried my laptop as well, did not want to leave it at the hotel unattended. To my horror, no electronic devices (except phones) are allowed inside the CRB office. They asked me to leave the laptop bag at the front desk with no guarantee of safety. I was forced to go back to the hotel to leave behind the laptop bag.
4. I carried all the documents and reached the CRB by12, the CRB only receives documents until lunch (1pm, if i remember correctly). Unfortunately in my haste, I carried all the car documents, but left the residential documents back in the hotel. To my horror (and the CRB were right) they sent me back asking me to come the next day with relevant documents. I was almost in tears. Day one Lost.
5. That evening I visited the Sri Venkateshwara Temple at T Nagar and sought his blessings to ensure my documents get processed, I wanted to head back home at the earliest and an added day of stay was burning a hole in my pocket (hotel, taxi, food etc and being away from family). Plus not wanting to miss office, I was working out of our branch in OMR (Kandanchavadi - the other end of the city). It was taxing me and this was mind you in the month of May2017 - bang in the middle of the hottest period of the year.
6. On Thursday morning, post a quick prayer at a local temple I go back to the CRB - this time it was a breeze. I had my form filled the previous day and had ensured I had carried all originals plus enough photocopies of all the document that I had to submit. I was one of the first in Q and the document check and acceptance took just 5 mins. They charge you a nominal Rs.20/- per form. As per process, once the documents are accepted the certificate is available only the next day post 3pm.
7. On Friday (Day 3) post a quick prayer and breakfast, I decide to try my luck at the CRB early in the morning - with the hope of receiving the certificate early on, so that I could leave for Bangalore. I check out of the hotel. Hired a cab, and left my luggage and laptop in the cab. I reach the window where the documents were accepted the previous day and I see a new officer, a no nonsense one at that, who was in a foul mood, scolding her peers for not being on time and not being organised – I guessed she was in charge there and my guess was right. I approached her ignoring the other officers at the counter, muster all the courage (fully aware that I will be turned away) and hand over the receipt that I got the previous day to her. She shouts a few orders to the office assistant in Tamil, following which, I see a set of documents land at her desk. She scampers through them pulls out a certificate hands it over to me and makes me acknowledge the receipt.

With glee and a spring in my stride I walk out of the CRB office with the widest smile my lips could manage and get into earliest available KSRTC bus that took me home. I must admit, the total time spent in that office was not more than 30 mins (an aggregate of all three days combined). The personnel there are thorough professionals and unlike the stereo typed govt office experiences that we hear, they were a delight to interact with. All in all a 5 star rating to the experience in the CRB office.

After receiving the "no crime" certificate, I contacted an RTO agent, I know one in Hosur (TN) in the outskirts of Bangalore, who agreed to help me once I receive the no crime certificate. I handed over all the NOC papers and the no crime certificate to get the NOC cancelled. That was a smooth affair as the agent took care of everything.

As I write the car is now sold and re-registered against new owner.
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Old 5th March 2018, 13:58   #229
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

Can anyone guide me with procedure for Hypothecation removal from Mumbai RTO?
My car is Registered MH-02.
Do we have any appointment to take online or just visit the RTO office to get it done?
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Old 21st June 2018, 13:29   #230
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

Apologies for bumping up an old thread, wanted some help with getting NOC from bank.

My dad had availed a loan from Citibank Madras Branch for his Maruti 800 purchase in 1990. The loan was facilitated through Mandovi Motors Lavelle Road and hypothecation duly noted.

This loan was repaid somewhere in 1992 but dad forgot to obtain NOC and get the hypothecation removed. Its only now, when we tried selling the car, we realised the car is hypothecated to Citibank, but unfortunately we don't have any loan papers with us.

How can we get the hypothecation removed in this case ? Hope approaching the MG Road branch of Citi will be enough.Any inputs will be appreciated.
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Old 21st June 2018, 13:42   #231
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

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Originally Posted by shashank.nk View Post
How can we get the hypothecation removed in this case ? Hope approaching the MG Road branch of Citi will be enough.Any inputs will be appreciated.
In this case the owner of the vehicle with all the documents of his car needs to visit the bank . Then either ask your query from an employee or the manager himself. Then they will charge you a fee and reissue the NOC with a validity period of 90 days.
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Old 21st June 2018, 13:58   #232
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

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Originally Posted by shashank.nk View Post
Apologies for bumping up an old thread, wanted some help with getting NOC from bank.
You need to dial in citiphones. Call centre customer care can fish out your loan account based on date of birth and name. Citibank can sent the NoC and RTO form duly signed by courier. TCS are taking care of citibank loans. Customer care can advise you the branch to visit, in case required for duly signed RTO form. For sure, NoC can be dealt through Citiphone.

Last edited by Wanderers : 21st June 2018 at 14:00.
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Old 21st June 2018, 21:36   #233
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

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Originally Posted by Wanderers View Post
You need to dial in citiphones. Call centre customer care can fish out your loan account based on date of birth and name. Citibank can sent the NoC and RTO form duly signed by courier. TCS are taking care of citibank loans. Customer care can advise you the branch to visit, in case required for duly signed RTO form. For sure, NoC can be dealt through Citiphone.
When I first read your post I found it hard to believe, but a call later and i'm like wow! No running around to various branches, following up with bank personnel.

I'm impressed with how efficient Citi reps were, all it took was a 16 min phone-call for them to trace the loan details and he placed a request for re-issue of NOC, I should have NOC delivered to me in 7-10 working days
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Old 22nd June 2018, 12:15   #234
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

I have a query on NOC when the vehicle needs to be transferred to other state. This case does not involve any loan, no hypothication but just a transfer. When I get an NOC from current RTO and I go with registration with other state RTO, I have to pay the tax again there. What happens to the tax paid to current state RTO? Is there a way to get it back based on pro-rated value of the car? If not then we will end up paying the tax in two states.
Has anybody tried this and more importantly has anybody got the money back from RTO?
Any information on this will be helpful.

Last edited by rajivtelang : 22nd June 2018 at 12:17.
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Old 26th June 2018, 10:11   #235
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

Guys,
I've a WagonR Lxi 2007 model and need an insurance. I haven't renewed the insurance last year due to personal issues. Now, looking for doing it. Any suggestions on which insurance to go for?
Many thanks,
Ramki
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Old 26th June 2018, 11:58   #236
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

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Originally Posted by ramki067 View Post
Guys,
I've a WagonR Lxi 2007 model and need an insurance. I haven't renewed the insurance last year due to personal issues. Now, looking for doing it. Any suggestions on which insurance to go for?
Many thanks,
Ramki
This is the right thread for it:

http://www.team-bhp.com/forum/indian...ml#post4418861

If you intend to get repairs done at A.S.S., check which has tie-ups for cashless. Else, go with the cheapest; you can compare at policybazaar.
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Old 1st September 2018, 12:44   #237
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

I have a very fold Fiesta for which I have closed the loan but have not removed hypothecation. In fact I dont even know the loan number or know where the loan closure documents are there as I was traveling in and out of India for some time.

Is there any way to get the hypothecation removed at this point?

Also, I have a two wheeler (Activa) that I want to sell. The buy is outside Chennai and he is insisting on getting a NOC. Is this must for name transfer ?
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Old 1st September 2018, 14:30   #238
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

Quote:
Originally Posted by shashank.nk View Post
I should have NOC delivered to me in 7-10 working days
So I did receive the NOC as promised by the Citi rep, kudos to their customer service

However, RTO took a month or so to issue FC as the file was 'misplaced' and the old FC lapsed quite sometime ago. Luckily, after numerous follow-ups and a few references I got the FC today.
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Old 1st September 2018, 14:40   #239
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

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Originally Posted by LandCruiser View Post
In fact I dont even know the loan number or know where the loan closure documents are there as I was traveling in and out of India for some time.

Is there any way to get the hypothecation removed at this point?
I hope you know/remember from which financial institution & branch you had taken the loan from. If yes, reach out to them, get them to search for the relevant account and loan details (hopefully they can search by your name/account #/vehicle registration). Next, get them to issue a duplicate Form 35 & NOC - they will most likely charge for the service this time around.
With these documents you can now approach the RTO for hypothecation removal.

*Account # if it's from a bank. In that case they can search by the bank account number and find associated loan accounts.

Last edited by NPV : 1st September 2018 at 14:43.
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Old 2nd September 2018, 12:42   #240
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Re: All queries about Loan NOC, RC Entry and Hypothecation removal

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Originally Posted by NPV View Post
I hope you know/remember from which financial institution & branch you had taken the loan from. If yes, reach out to them, get them to search for the relevant account and loan details (hopefully they can search by your name/account #/vehicle registration). Next, get them to issue a duplicate Form 35 & NOC - they will most likely charge for the service this time around.
With these documents you can now approach the RTO for hypothecation removal.

*Account # if it's from a bank. In that case they can search by the bank account number and find associated loan accounts.
This was from ICICI. Phone banking person said she is not able to find the loan number with DOB or phone number and asked me to visit a branch. I will visit the branch and give a try.
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