[rjvora_2000]

Originally Posted by aka_iitd

Can start the thread in Shifting gears section.

Originally Posted by Shankyz

do we have a similar thread for Health insurance too? Confused with the offerings from several providers and the huge difference in premium for same age, insured amount, policy term.

Your wish for me that is a command. Hear is the link for that trend.

http://www.team-bhp.com/forum/shifti...ml#post1239270

[ashthedivx]

Originally Posted by rjvora_2000

Let me tell you Sirji Bajaj is the best in the business as far as motor insurance is concern. - Just a non-commercial advice. (My personal opinion, I can be wrong also.)

Is it so !! Any particular reason ?? Let me catch hold of the bajaj's person meanwhile !!

[Sha09mel]

Originally Posted by rjvora_2000

Idv - Insured (This is only you and nothing else.) Declared Value. - What ever you want to declare will be covered. Normally it is between 10 to 20 % less then the last year's IDV. No fix calculation for this.

Thank you rjvora for the clarification

[rjvora_2000]

Originally Posted by ashthedivx

Is it so !! Any particular reason ?? Let me catch hold of the bajaj's person meanwhile !!

See my post no. 104 in private company they are the highest in the business. Service level is too good.

[ashthedivx]

Originally Posted by rjvora_2000

See my post no. 104 in private company they are the highest in the business. Service level is too good.

I am trying best to get in touch with Bajaj's person who followed me up and gave quotation... but some how cannot reach him in spite of so many efforts

Meanwhile i have received the following quotation from Bharti AXA. Can you look at it.. it looks OK to my novice eyes.



I am holding up the check, as insurance is to be expire 3rd April midnight, and will hand-over to Bharti AXA or Reliance today evening.

Another thing, i presume clearing of check and availability of handwritten cover note is as good as a valid poilcy ??

[rjvora_2000]

Originally Posted by ashthedivx

I am trying best to get in touch with Bajaj's person who followed me up and gave quotation... but some how cannot reach him in spite of so many efforts

Meanwhile i have received the following quotation from Bharti AXA. Can you look at it.. it looks OK to my novice eyes.

Attachment 118682

I am holding up the check, as insurance is to be expire 3rd April midnight, and will hand-over to Bharti AXA or Reliance today evening.

Another thing, i presume clearing of check and availability of handwritten cover note is as good as a valid poilcy ??

Best quote. Show this quote to other companies. I think they will give you same quotes like this one. Do not change anything in tp side of the premium.

[ashthedivx]

Thanks, Already done that.. mailed the quote to the reliance guy

Originally Posted by ashthedivx

Another thing, i presume clearing of check and availability of handwritten cover note is as good as a valid poilcy ??

Care to answer this query as well !!

[rjvora_2000]

Originally Posted by ashthedivx

Thanks, Already done that.. mailed the quote to the reliance guy

Care to answer this query as well !!

Opps...

Sorry I missed that point... Cover note is equal to insurance policy.

This is a temporary document which is issued by insurance company till the time insurance policy comes in your hand. It is 100% a valid document till two months after it is issued. Till that time insurance policy has to come in your hand.

[ashthedivx]

Originally Posted by rjvora_2000

Opps...

Sorry I missed that point... Cover note is equal to insurance policy.

This is a temporary document which is issued by insurance company till the time insurance policy comes in your hand. It is 100% a valid document till two months after it is issued. Till that time insurance policy has to come in your hand.

Thanks again !!

[ashthedivx]

As per the recommendation, picked up Bajaj Allianz with same IDV, insurance etc @ 10600 Rs.

[rjvora_2000]

Originally Posted by ashthedivx

As per the recommendation, picked up Bajaj Allianz with same IDV, insurance etc @ 10600 Rs.

Let me tell you, you have got the best deal from your insurance policy.

[white_vdi]

guys i called my service adviser at MASS and he said they dont have cashless claim facility for nationalised companies. is this true? my car is 9 months old and want to claim a dent on the boot and scratches on the bumper of my swift. my insurance is with national insurance. please tell me cashless is still possible.

[rjvora_2000]

Originally Posted by white_vdi

guys i called my service adviser at MASS and he said they dont have cashless claim facility for nationalised companies. is this true? my car is 9 months old and want to claim a dent on the boot and scratches on the bumper of my swift. my insurance is with national insurance. please tell me cashless is still possible.

I don't think so. If they don't have the tie-ups then you have to pay for the claim first and then insurance company will give you refund for that claim.

Remember you have to arrange for the insurance loss survey. You will have to call insurance company and inform them about the loss.

[white_vdi]

Originally Posted by rjvora_2000

I don't think so. If they don't have the tie-ups then you have to pay for the claim first and then insurance company will give you refund for that claim.

Remember you have to arrange for the insurance loss survey. You will have to call insurance company and inform them about the loss.

thanks man!
just came back home from MASS. national insurance and maurti insurance is the same. thats what my adviser told me. so its cashless for me. only rs500 will be charged as per the clause.

[laluks]

My insurance for civvy is due for renewal next month. I have got some quotes from ICICI, Bajaj, Reliance and Royal sundaram from the web. But seems there are a lot of difference in premium.

ICICI - 13674
Bajaj - 17460
Reliance - 18449
Royal sundaram - 16125

All have more or less the same IDV and features.

My current one is ICICI and they seem to be competitive this time too. Heard lot of negatives from this forum against ICICI. But how is it possible that they can give a premium so low.

The same thing happened last year as well ICICI gave 23k, where as the nearest competitor had give 30k+

Any suggestions?