![]() | #481 |
BHPian ![]() Join Date: Sep 2009 Location: KA
Posts: 66
Thanked: Once
| ![]() Hi Guys, I had booked a car with RNS motors, bangalore, 2 months back and not yet heard anything positive from them so far, other than pushing me to go for another variant. At this point they dont have any clue when the car can be delivered!. My loan had already approved from HDFC and had been transferred to Dealer a month back, also first month EMI has already been paid. Now if I choose to Cancel the booking and go for another brand like fiat punto\indica vista, whether this loan can be transferred? if so whats the procedure? Thanks Raj |
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![]() | #482 |
Senior - BHPian ![]() | ![]() Hi, I brought my new Car this August. I got my original Car insurance couriered to my house by sometime in September (10th or so). Now to my horror, i find it missing. I kept it in my car, i remember that very well. However, after thoroughly searching my car, House, i still couldn't find it. Assuming that i lost it, what is the procedure to get another copy ?. How do i proceed. Please Help me. Really at my back of my head at all the time, please guide me in this processes ![]() Last edited by Mi10 : 12th October 2009 at 09:27. Reason: typo |
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![]() | #483 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 54 Times
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Go to the branch from which you have taken the insurance and give them a simple letter they will issue a duplicate policy copy. Don't panic take it easy. | |
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![]() | #484 | |
Newbie Join Date: Sep 2009 Location: Mumbai
Posts: 3
Thanked: 0 Times
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![]() Also transferred 35% NCB from my old car that was sold last year. Net Net, my premium was down 15k from what the dealer quoted. ![]() | |
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![]() | #485 |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 54 Times
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![]() | #486 |
BHPian ![]() | ![]() Just an update, Chola Mandalam guy did call up after 10 days of my leaving my number with them. I do not speak or understand Malayalam, and this guy was conversant only in Malayalam. So it was a no go thing ![]() |
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![]() | #487 |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 54 Times
| ![]() Ha Ha Insurance company's job is just not over after launching the product. IT has to backup the product. Otherwise we have a option of TATA and now Bajaj too. "Feel's sorry for chola" |
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![]() | #488 |
Newbie Join Date: Oct 2009 Location: Bangalore
Posts: 15
Thanked: 0 Times
| ![]() Hi, i am new to this insurance business. i am buying a new ford fiesta in bangalore. and just want to the insurance process and which is the best way to get it. presetly the delear itself is getting an insurance from either bajaja alianz or tata AIG. and the pricing is as below, ex Showroom of vehicle Price: Rs. 6,43,000 and isurance amount is Rs 20,928, some of my frineds are suggesting me to go with delear as the claiming wil be easy in later stage.. Please suggest me |
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![]() | #489 | |
BHPian Join Date: Aug 2008 Location: Bangalore
Posts: 618
Thanked: 40 Times
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![]() | #490 | |
BHPian ![]() Join Date: Sep 2009 Location: KA
Posts: 66
Thanked: Once
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Also the way external firm calculate the insurance amount varies, and depends upon that valuation the benfit we get upon claim also differs - this is what Dealer told me, not sure how much truth in it. | |
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![]() | #491 |
Newbie Join Date: Oct 2009 Location: Bangalore
Posts: 15
Thanked: 0 Times
| ![]() Hi, Even some of my friends said the same, but waht i am learning here is we can bargain from the deler on the insurance amount, so my plan is to take quote from the bajaj directly and bargain with the delear and reduce the price... suggestions from seniors are more than welcome.. thanks in advance |
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![]() | #492 |
Senior - BHPian ![]() | ![]() Guys, need some advice here. Booked a punto in B'lore from concorde motors in dairy circle and the 1st yr insurance is coming free with it. My options are Royal Sundaram, icici lombard and national insurance. Which one is preferable ? I'm looking at ease of claim settlement and hassle free service. |
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![]() | #493 |
Senior - BHPian ![]() Join Date: Jan 2008 Location: Poona
Posts: 1,850
Thanked: 112 Times
| ![]() ^^^ Been with Royal Sundaram for 2 years now (Maruti Insurance). Made a couple claims last year. Cashless. The insurance part was hassle free. Compared to the other 2, RS seems to be the best option. |
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![]() | #494 |
Senior - BHPian ![]() | ![]() 2000 Lancer petrol, insurance expired last week(car is off road due to painting). Last insurer was national insurance, comprehensive. Should i have the same one renued or go for a different provider? Also how advisibe is to go for a 3rd party? I heard Tata has some 0% depriciation insurance, is that one good? Reviews please. Pramod |
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![]() | #495 | |
Senior - BHPian ![]() | ![]() Quote:
Your car is a 2000 model one. If you discontinue the Comprehensive Ins now, you won't be able to get it again for the same car. To change the company also you would find it difficult. Likely you can not get a 0% policy for your 2000 model car. May be you can try if you have a full NCB. Best keep it with National. All The Best & Happy Diwali Drive/Ride Safe Ram | |
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