Stolen side mirrors - Covered by insurance?

Navtej · 25th November 2006, 20:02

hi there...i was wondering if anyone can help me with this...i bought a baleno lxi 7 mnths back and yesterday someone stole both the side mirrors...i want to know if they can be claimed in insurance as there is no other scratch on the car...it will be really nice if u guys can help me...

Thanx,

Nav

esteem_lover · 26th November 2006, 22:21

I am sure theft is covered in any insurance. but you might have to get a FIR first. call your insurance agent immediately & find out.

ported_head · 26th November 2006, 22:25

Maybe considering they are plastic parts, probably covered only for 50%.

Mugen_Power · 26th November 2006, 23:04

Quote:

Originally Posted by ported_head

Maybe considering they are plastic parts, probably covered only for 50%.

I just got changed Innova mirror at 50 percent.
So You will get 50 percent of mirrors and total Labour charge.

Cheers,
Mugen_Power.

ajmat · 27th November 2006, 08:24

Frankly, it is not worth claiming insurance for this. Think of impact on no claims bonus

kpzen · 27th November 2006, 13:41

Each ORVM will cost u around 2.2K....If u claim insurance then u will have to pay around 2.5K total....

Check out at Loha mandi Mayapuri or the market behind Jama Masjid u might get used(stolen) ones at throw away prices there...

NFS_Carbon · 27th November 2006, 13:58

I second sandeep108. You should not buy the stolen/used part, asthis will encourage the thiefs.
The ORVM of my Dicor were stolen last month and I'm still driving without those. I'm planning to put digital cameras on each side with 2 small LCDs. I'm looking for some expert in NCR, for this.

esteem_lover · 27th November 2006, 14:59

Quote:

Originally Posted by kpzen

Each ORVM will cost u around 2.2K....If u claim insurance then u will have to pay around 2.5K total....

Check out at Loha mandi Mayapuri or the market behind Jama Masjid u might get used(stolen) ones at throw away prices there...

or he might end up buying the same ones that were stolen from his car. how would that be ?

kpzen · 27th November 2006, 15:10

Quote:

Originally Posted by esteem_lover

or he might end up buying the same ones that were stolen from his car. how would that be ?

Quote:

Originally Posted by sandeep108

Then you only encourage them to steal them again!!!

I was just trying to give him an easy way out...Where he'll shell out less money n wont have to face the insurance issues....

Golden rule: Never go in your car to these markets .....
Either park it far off or take other means of transport....

sandeep108 · 27th November 2006, 17:44

There is really something funny at times in these theft cases. Mostly now in Mumbai there are hardly any cases of ORVM thefts and most dealers are advising against putting any terrible looking 'guards'. But swift OVRM cover panel is in great demand and gets stolen frequently - go figure. Cannot understand what they want with that curved piece of plastic.

somebodystopme · 17th February 2017, 03:19

Hello
Just a few days back I was shocked to see both side view mirrors of my skoda superb with full body were stolen from outside of my residence at pitampura area in Delhi.

Really sad with what happened. I figured skoda sells one side for 32k. I think i ll have to claim my insurance get it fixed I have zero dep cover or If any one can connect me with a local vendor or a website which sells for considerably lesser price. I would not claim insurance in that case. Please let me know.

I would like to warn all Luxury car owners in Delhi of increase in such thefts. Be careful guys.

hserus · 17th February 2017, 03:53

You can probably get the assembly from a scrapped skoda from the mayapuri scrap market. If you're (un)lucky you'll probably get your own mirror assembly back as it will inevitably have ended up there.

speedmiester · 17th February 2017, 07:24

Quote:

Originally Posted by somebodystopme

Hello
Just a few days back I was shocked to see both side view mirrors of my skoda superb with full body were stolen from outside of my residence at pitampura area in Delhi.

Really sad with what happened. I figured skoda sells one side for 32k. I think i ll have to claim my insurance get it fixed I have zero dep cover or If any one can connect me with a local vendor or a website which sells for considerably lesser price. I would not claim insurance in that case. Please let me know.

I would like to warn all Luxury car owners in Delhi of increase in such thefts. Be careful guys.

Since you have Zero Dep Insurance, get it fixed from Skoda. Don't bother with old or local parts.

Sheel · 17th February 2017, 07:41

A relative of an MLA from Delhi [Alka Lamba] Fortuner's both wing mirrors got stolen, twice. SUV is WB registered and is an AT.

Leoshashi · 17th February 2017, 08:05

Quote:

Originally Posted by hserus

You can probably get the assembly from a scrapped skoda from the mayapuri scrap market. If you're (un)lucky you'll probably get your own mirror assembly back as it will inevitably have ended up there.

And, in addition to what Suresh sir said, please don't go there in your Superb. You may probably loose a couple of other parts too.

Few years ago, my friend parked his Ritz there and went to search for some parts. When he came back, his whole car was missing.

All they could find was the battered bodyshell a few days later.

Since you have Zero dep, it would be a better idea to get new parts installed from Skoda. Old parts come with their own set of issues.

Regards,
Shashi

25th November 2006, 20:02	#1
Navtej Newbie Join Date: Nov 2006 Location: Gurgaon Posts: 1 Thanked: 0 Times	Stolen side mirrors - Covered by insurance? hi there...i was wondering if anyone can help me with this...i bought a baleno lxi 7 mnths back and yesterday someone stole both the side mirrors...i want to know if they can be claimed in insurance as there is no other scratch on the car...it will be really nice if u guys can help me... Thanx, Nav
	() Thanks

26th November 2006, 22:21	#2
esteem_lover Senior - BHPian Join Date: Jul 2006 Location: Madras/Py Posts: 7,556 Thanked: 507 Times View My Garage	I am sure theft is covered in any insurance. but you might have to get a FIR first. call your insurance agent immediately & find out.
	() Thanks

26th November 2006, 22:25	#3
ported_head Senior - BHPian Join Date: Mar 2004 Location: Mumbai, India Posts: 2,387 Thanked: 20 Times	Maybe considering they are plastic parts, probably covered only for 50%.
	() Thanks

27th November 2006, 08:24	#5
ajmat Team-BHP Support Join Date: Feb 2004 Location: Bangalore Posts: 15,061 Thanked: 29,722 Times View My Garage	Frankly, it is not worth claiming insurance for this. Think of impact on no claims bonus
	(1) Thanks

27th November 2006, 13:41	#6
kpzen Senior - BHPian Join Date: Oct 2004 Location: Faridabad Posts: 5,611 Thanked: 1,879 Times View My Garage	Each ORVM will cost u around 2.2K....If u claim insurance then u will have to pay around 2.5K total.... Check out at Loha mandi Mayapuri or the market behind Jama Masjid u might get used(stolen) ones at throw away prices there... Last edited by kpzen : 27th November 2006 at 13:44.
	() Thanks

27th November 2006, 13:58	#7
NFS_Carbon Newbie Join Date: Nov 2006 Location: Noida Posts: 10 Thanked: 0 Times	I second sandeep108. You should not buy the stolen/used part, asthis will encourage the thiefs. The ORVM of my Dicor were stolen last month and I'm still driving without those. I'm planning to put digital cameras on each side with 2 small LCDs. I'm looking for some expert in NCR, for this.
	() Thanks

27th November 2006, 17:44	#10
sandeep108 Senior - BHPian Join Date: Jul 2006 Location: Bombay Posts: 1,051 Thanked: 304 Times	There is really something funny at times in these theft cases. Mostly now in Mumbai there are hardly any cases of ORVM thefts and most dealers are advising against putting any terrible looking 'guards'. But swift OVRM cover panel is in great demand and gets stolen frequently - go figure. Cannot understand what they want with that curved piece of plastic.
	() Thanks

17th February 2017, 03:19	#11
somebodystopme BHPian Join Date: Nov 2005 Location: Delhi Posts: 519 Thanked: 43 Times View My Garage	Skoda Superb wing mirrors full assembly both sides stolen in Delhi. Hello Just a few days back I was shocked to see both side view mirrors of my skoda superb with full body were stolen from outside of my residence at pitampura area in Delhi. Really sad with what happened. I figured skoda sells one side for 32k. I think i ll have to claim my insurance get it fixed I have zero dep cover or If any one can connect me with a local vendor or a website which sells for considerably lesser price. I would not claim insurance in that case. Please let me know. I would like to warn all Luxury car owners in Delhi of increase in such thefts. Be careful guys.
	() Thanks

17th February 2017, 03:53	#12
hserus Senior - BHPian Join Date: Sep 2014 Location: Chennai Posts: 5,006 Thanked: 9,221 Times	Re: Skoda Superb wing mirrors full assembly both sides stolen in Delhi. You can probably get the assembly from a scrapped skoda from the mayapuri scrap market. If you're (un)lucky you'll probably get your own mirror assembly back as it will inevitably have ended up there.
	(5) Thanks

17th February 2017, 07:41	#14
Sheel Team-BHP Support Join Date: Jul 2006 Location: Purnea (Bihar) Posts: 9,815 Thanked: 14,829 Times View My Garage	Re: Skoda Superb wing mirrors full assembly both sides stolen in Delhi. A relative of an MLA from Delhi [Alka Lamba] Fortuner's both wing mirrors got stolen, twice. SUV is WB registered and is an AT.
	(1) Thanks