Re: A Solemn Promise - Chevrolet Spark M200 - 41K kms Report Quote:
Originally Posted by Eminenttismo
Here is the estimate given by a local painter (not from chevy workshop): TOTAL: 9625
What do you think guys?
Reasonable?
Should I get it done here or in Chevy WorkShop?
Anyother suggestions on how I should claim the insurance?
Thanks! |
That sounds reasonable.
I had an accident last year for which bill came to 17800 Rs. I paid around 4XXX from my pocket after claiming insurance. http://www.team-bhp.com/forum/street...ml#post2549644
From my earlier bill,
Right Fender 1330
Right Door 4803
Painting 5500
If you go for the repair from Chevy A**, the amount will be certainly above 9.5K. But if you avail insurance, I think you will be shelling out less than 9.5K. But the problem with claiming insurance is, you will loose NCB(Non Claim Bonus), so the next time the insurance premium will be higher.
If you take my example, instead of paying 3800 Rs, I ended up paying 63XX Rs.
Quoting from my earlier post Quote:
I took my insurance from United India Insurance.
This is how it works,First you have to get an estimate from the dealer, a FIR if it exceeds 20,000Rs, Original insurance policy, RC book, Driving Licence. You should fill a claim forum(from insurance office) , and bring all the above documents. Once verified, they will forward it to a surveyor. He will go to the the workshop and asess the damage. The dealer can start the repair once he has given the approval.
After this one have to pay the whole amount, submit the bill to the surveyor. He completes the report by calculating how much the insurer has to bear and forward the report to the office from where you took the insurance. Submit your bill and original policy at that office, and collect your insurance money.
This is how I did. I have no idea regarding other insurance company. But my dealer said that they are having tie up with ICICI Lombard insurance and several others where you can avail cashless facility. Which means I only need to pay 3000 odd Rs to get my car back, not the full amount and all the paper work will be done by the dealer. |
My suggestion to you will be, if you have enough time do get a estimate from A**. You can calculate how much you have to shell out, add the additional amount you will be paying extra for the insurance premium next year. If it is less than 9.5K(local painter), go for the A**.
Few things to note, the A** will be pushing for the replacement of the panels. Please push for tinkering, as the damages to the panel looks minimal. |