Team-BHP - ARTICLE: RTO Hypothecation Removal Process

Quote:

Originally Posted by cooljai (Post 5082728)

I have followed this process, and completed the application on 07-Jun-2021. However, its still stuck at PENDING AT HPT-VERIFICATION. Any idea how long it would take? The RTO is KA03.

Quote:

Originally Posted by tharian (Post 5073098)

It has been over two months since I completed the formalities and submitted the papers for hypothecation removal. I was expecting to receive the new RC card by post at least in 4-6 weeks, but it has been over two months and there is no sign of it

Any pointers?

Quote:

Originally Posted by dksv (Post 5052138)

Online removal of Hypothecation from RC at Bangalore South RTO - KA-05

Prepare Documents:

.

When I tried to do an aadhar verification for KA03RTO, it states this service is not available for this authentication. I had to do a mobile OTP verification. wondering if this was the same for you all? Did you complete the entire process online or still had to visit the RTO for document submission?

Quote:

Originally Posted by dass (Post 5490943)

I don't remember the authentication part, but I do remember receiving an OTP. I did visit the RTO once for document submission.

Quote:

Originally Posted by rroy92 (Post 5476785)

After Hypothecation Removal you get a updated RC Card?
Is the new card using a more current design compared to the older one?

reference :

Answering my own question since someone else might have the same query : Yes, the updated RC is uses the current design.

related:
https://www.team-bhp.com/forum/india...ml#post5504819

Update on the process.

I visited the KA03 RTO on Saturday and the whole process took about 30 mins, 20 odd minutes was just waiting for the staff to arrive. I was there at around 10:20 and I was done by 10:55.

1. The documents required were stapled (no file needed). Ensure you have 2 copies of the fee paid receipt, as one of them will be given back to you with a seal as acknowledgement.
2. A self addressed cloth envelope with Rs.18 stamp is required. I told them that I have paid the postal fees, which is mandatory and the response was that if they have it in stock, they will send, else it might get delayed and I need to come back to the RTO to collect it. What a scam to collect more money.
3. Go to counter 15 first, the staff will verify and counter sign it.
4. Next, go to counter 14 for entry into the computer.
5. go to counter 17 for final submission. Make sure you collect the acknowledgement before you leave.

You are pretty much done at this stage and the wait begins.

PS - the above is true if you have filled and paid the application fees online. I do not know if the process is same for offline payment. This was for Mobile OTP verification, mine did not allow for aadhar verification for this RTO.

Quote:

Originally Posted by psmenon (Post 4929353)

I recently went to Electronic City RTO(KA51) and presented my papers for the process. Just summarizing the same here for anyone who would be interested to save 1000Rs from agents.

Done :)

Thank you @psmenon, this really helped me. I followed it and today i was able to get my RC card today after removal of hypothecation.

I had an interesting conversation with the officer on postage. Earlier, one had to submit a self-addressed envelope for any DL or RC update. But after covid, the postage fees are collected online. Therefore, i did not carry any envelope with me.
At the end of the process the officer asked me for the envelope. I said that postage is already paid. He said that yes postage is paid but he has to wait for an envelope from another department to send me the RC. If i submit the envelope, then it will be a faster process.
I then offered to go out and get an envelope. But he asked me where i stay and when he came to know that i stay near to the RTO office, he told me not to bother with the envelope.
I waited for the stipulated number of days but didn't receive my RC. So, today i went to the RTO and collected it in person.

But one good thing in the entire process, there was no explicit or implicit demand for any bribe.

Quote:

Originally Posted by yogie (Post 5514483)

Glad it helped :) yeah - now the postal charges are done online, but there are certain RTO offices (Chandapura for example) that still ask for this money :disappointed

Quote:

Originally Posted by woodstock3001 (Post 5089660)

Friends,

I purchased Grand i10 Automatic in 2017 & finally loan is getting over next month.

Since it was financed by ICICI Bank, I always thought I will have to get hypothecation removed post completion of loan amount. However, I was surprised that original RC that I received with car has no details of financed by ICICI on it. I know I should have checked it earlier.

I checked my car details online via Car Info app & even that does not show any details around hypothecation.

Now, does it mean mean there is no need to get hypothecation removed ? or Am I missing out something.

For reference, I’m attaching my car RC (after masking few details) & screenshots of MYCARINFO app.

Any guidance will be super helpful.

Dear woodstock3001,

I have also applied and paid the fees only for Hypothecation termination of my Delhi registration car, however please guide if the Registration Certificate (RC) is to be sent in original or a xerox copy to RTO office through Speed Post.
Also, I have made a set of following documents which I would be sending.
Please guide if any other document is required.

1. NOC letter and 2 Form 35 (signed by myself and financier)
2. Copies of vehicle's RC, insurance, and PUC
3. Receipt of online payment
4. Registered owner's (myself) copies of Pan and Aadhar documents
5. Two Photographs of registered owner

Also, please confirm as in how many days did you receive the original RC.

Quote:

Originally Posted by mohitm29 (Post 5544914)

Original RC needs to be sent as well. Please send all such documents via Registered post only and would recommend keeping Photostat.

You should receive new RC within 15 days.