Why should I be the sucker? This is a story of an average, slightly upper middle class citizen in current day India, and his experiences with the system.
A biker rams into a well maintained car. Car suffers damages, biker simply continues on his way. You feel angry for having to pay up for someone else's mistake. Had this happened to a used nearly-junk beater it would have caused no heartburn. You say to yourself - "Was I a sucker buying a new car?"
Auto rickshaws zoom past you in b2b traffic, spewing white kerosene smoke at your face, their bodies barely able to hold themselves, no lights functioning. They get away with it. You think - "Why should I be the sucker maintaining my vehicle and using my indicators?"
You drive normally, are courteous and follow most traffic rules. Cab drivers tailgate you, throw angry glares and nearly destroy your RVM while they overtake you in a fit of rage. They get away with it. You think - "Why should I be the sucker and follow traffic rules - to get killed?"
You want to turn right at junction so you drive your car into the rightmost lane and wait at the signal. It's green now, but you see everyone else basically turning right from the leftmost lanes, having jumped the queue. They get away with it. You think - "Why should I be the sucker and get late?"
You want to turn a U but there's no legal U in sight except the one a 100m behind. You continue to drive forward for the next U-turn, but you nearly ram a 4 wheeler doing high speeds in the wrong direction. You swerve and find a motorcyclist barging his way through a non-existent median gap. You're abused for driving 'recklessly'. "I must really be stupid to search for a legal U turn".
You drive on mostly junk roads which are routinely strewn with gravel, sand, boulders, and potholes that change maps on a daily basis. These roads turn either into a lake or a swamp with rains. You car's chassis and suspension are taking a beating and you nearly killed the engine last time you took it through knee deep water under that bridge.
You're stopped almost on a daily basis for 'papers check', you're fined if you don't carry your pollution certificate. You're fined for driving a non-state vehicle. Or for the latest supreme court order of the year, like this year's No-Tints drive. You cough up the fine, while a vehicle with a "Govt. of India" sticker drives past you and the policeman throws a salaam, blissfully ignoring that car's non-standard number plate and the dark tints on its windows.
At this point, you curse yourself for having purchased a car at all and think - "Have I been a sucker buying a car in the first place?" You reach home and look lovingly at your parked motorcycle after a long time and wonder if that could be a solution.
Let's not even mention the feeling of paying 83.xx per liter of petrol with you hypermiling to save fuel, while a similar car with a diesel engine honks and zooms past you at 70kmph paying nearly Rs.30 less per liter for his fuel. This is where you think "I'm a sucker paying full price for my fuel".
Enough with automobiles and roads.
A recent article mentioned that only three, yes 3% of India's population actually pay taxes on their income. Many of us on this forum, I'm sure, form the 3%. Everyone else is getting away with not paying anything. Again, why am I the only one paying taxes dutifully?
So, you want to save taxes and see that the govt. provides 'ways' to save, but only if you buy a house. It is extremely expensive to buy a plot of land anywhere in your city. However, even if you do manage to buy a piece of land, there is no guarantee it'll remain on your name tomorrow. It could be that someone decided your piece of land was what he dreamed of and grabbed it on his way home.
Well then, you think, "An apartment must be safer". So, how about paying 60L for 4 walls, 2 rooms, a hall, a kitchen and two restrooms? The banker asks if you'd like to work for him for the next 15 years at 50K per month, or 25 years at 30K per month (random figures, pls don't calculate). You decide you'll work 15 years for the bank and move in to your new home. Next month, God "appears" under the tree across your apartment and a new temple emerges. You're now the privileged recipient of a daily dose of bhakti-geet from 6 in the morning for the rest of your life. Can you complain to someone? Police? Best of luck with that, because the temple is owned by your politician-neighbor in your apartment. You're the sucker here, for, you could easily moved had you not purchased the apartment.
You watch scam after scam unfold with everyone misusing their power to eat crores worth of public money. Lot of hoopla and multi-screen TV debates later, you see them walk out of jail on bail. All along, you've been a good guy, followed rules, paid taxes, but you feel like a sucker because everyone around you seems to be benefiting from the system, but you.
You're basically in a system that is controlled by the super-rich, run by a group of lower level thugs, who run a government voted into power by enticing the poor with schemes, direct benefit bribes, Rs.1 rice, cheap kerosene, biryani packets and alcohol bottles. Where do these scams get the money from? YOU, your hard work, your consumption, your tax money, and your hard earned money poured into an illegit real estate system mostly owned by politicians or those who have influence over them.
The system is for the (rich) people, of the (poor) people, by the (salaried class) people.
The middle class is very aptly called the 'middle' class. I won't need to expand on that. |