Anybody using i-mint card?

pgginish · 6th October 2008, 15:54

Hi All,

I have received a call from ICICI bank offering free imint card with my ICICI credit card. Can any body tell about its features? Is that worh to go ahead?

ramie2400 · 6th October 2008, 16:21

Its better than you consult the ICICI on their hotline number and get avail of the features.

normally_crazy · 6th October 2008, 16:29

Nothing great - you can add points on the imint card when you shop at Lifestyle stores and pay bills for Airtel and some petrol pumps.

You can skip it - I feel.

Spitfire · 6th October 2008, 16:33

Yeah worthless card, you have to swipe it separately.

condor · 6th October 2008, 17:06

You will not miss anything. More a pain to carry it around, have the guys swipe this card before you use your ICICI cards - and most times the guys at the merchant's counter dont know what is this card & how it is used.

OT, but the Shoppers Stop FC card is another such p.o.s. - an insulting 0.7% bonus on your purchases !

nishantgandhi · 6th October 2008, 17:23

Nothing great. Just a stupid add on card which has not been explained well enough to merchants, like most of the other such cards on the market.

Case in point - IOC Xtra Rewards card - Most of the IOC pumps that I have been to in Mumbai do not have the swipe machine for the card.

OT - Stay away from ICICI credit card anyday. Choose Citibank as it is also free for life (most of their cards) and Better (telephonic) customer care, Decent reward points program, Choice in payment options, Almost error free billing - what more do you want?

Iswear · 6th October 2008, 17:43

Quote:

Originally Posted by pgginish

Hi All,

I have received a call from ICICI bank offering free imint card with my ICICI credit card. Can any body tell about its features? Is that worh to go ahead?

Does i-mint card come along with bank credit cards only? The other day I pulled out my car into a HP petrol bunk and the billing guy asked me if I would be interested in the i-mint card!

Quote:

Originally Posted by nishantgandhi

Nothing great. Just a stupid add on card which has not been explained well enough to merchants, like most of the other such cards on the market.

Case in point - IOC Xtra Rewards card - Most of the IOC pumps that I have been to in Mumbai do not have the swipe machine for the card.

OT - Stay away from ICICI credit card anyday. Choose Citibank as it is also free for life (most of their cards) and Better (telephonic) customer care, Decent reward points program, Choice in payment options, Almost error free billing - what more do you want?

Yes, Nishant is true in a sense. They have one of the worst customer service and also, not to forget, their reputation for sending collection goons and beating up customers, if they default continuously for more than 4-5 months!! ... But one thing I have noticed with ICICI credit card. If you hold a Salary A/c with ICICI, then their service for the credit card has been pretty good. I don't know if this is true with everyone though.
I use CITI, HSBC & HDFC credit cards. And out of the 3, found CITI the best!

normally_crazy · 6th October 2008, 21:38

I got my i-mint from Lifestyle - I guess its available at all places where it can be used.

Its a USELESS card. Don't bother and I agree with Nishant - stay away from ICICI credit cards

HappyWheels · 6th October 2008, 21:53

I use ICICI CC and got the I-mint card sent across because ICICI has tied up with them for the reward program. So, end of each month, my card reward points gets consumed in ICICI card and credited to I-mint.

What do I do with it - nothing! I am just letting it get to a considerable level so that I can get something nice.

deep_bang · 6th October 2008, 22:32

i had got the imint long back. I dont think it is for credit purchases only. You get points at various stores.

I dont think it is worth it... atleast in its current avatar with the merchants themselves not knowing about it.

mmmjgm · 6th October 2008, 22:39

Quote:

Originally Posted by nishantgandhi

OT - Stay away from ICICI credit card anyday. Choose Citibank as it is also free for life (most of their cards) and Better (telephonic) customer care, Decent reward points program, Choice in payment options, Almost error free billing - what more do you want?

The most abusive collections agency of the lot = Citibank. The above is true.

From an ex-insider.

Cheers

M M

condor · 7th October 2008, 06:56

@ M M - your post & the quote dont match. it's confusing. What are you trying to say - stay away from ICICI or Citi ? or are you trying to say citi has the most abusivne collections agency, but still one should go to Citi for the above mentioned benefits ?

p.s ; may be your message may have been clearer if you had not quoted that message that you have.

Thad E Ginathom · 7th October 2008, 08:20

Mint? Ask them if you can eat it --- if not, forget it.

Credit cards --- do you have the need for unsecured loans at exorbitant rates of interest? If not, forget them!

ashthedivx · 7th October 2008, 10:36

I was offered iMint Card by my newspaper vendor

It was a part of campaign ran by Hindi Daily Newspaper "Punjab Kesari"

Credit Cards - A Happy HDFC Credit Card Customer. 0 Billing Error, 0% Interest paid till date. Collected too many rewards, through points, from them till date.

pgginish · 7th October 2008, 12:56

Hi All,

Thanks for your valuable comments and inputs.

6th October 2008, 15:54	#1
pgginish BHPian Join Date: Jun 2008 Location: Bangalore Posts: 90 Thanked: 11 Times	Anybody using i-mint card? Hi All, I have received a call from ICICI bank offering free imint card with my ICICI credit card. Can any body tell about its features? Is that worh to go ahead?
	() Thanks

6th October 2008, 16:21	#2
ramie2400 Senior - BHPian Join Date: Nov 2006 Location: Mumbai Posts: 1,903 Thanked: 66 Times View My Garage	Its better than you consult the ICICI on their hotline number and get avail of the features.
	() Thanks

6th October 2008, 16:29	#3
normally_crazy Senior - BHPian Join Date: Feb 2004 Location: Mumbai Posts: 4,305 Thanked: 543 Times View My Garage	Nothing great - you can add points on the imint card when you shop at Lifestyle stores and pay bills for Airtel and some petrol pumps. You can skip it - I feel.
	() Thanks

6th October 2008, 16:33	#4
Spitfire BANNED Join Date: Jul 2006 Location: Panaji - Goa/Bangalore - Karnataka Posts: 3,313 Thanked: 778 Times	Yeah worthless card, you have to swipe it separately.
	() Thanks

6th October 2008, 17:06	#5
condor Distinguished - BHPian Join Date: Jun 2006 Location: Speed-brkr City Posts: 16,240 Thanked: 16,893 Times View My Garage	You will not miss anything. More a pain to carry it around, have the guys swipe this card before you use your ICICI cards - and most times the guys at the merchant's counter dont know what is this card & how it is used. OT, but the Shoppers Stop FC card is another such p.o.s. - an insulting 0.7% bonus on your purchases !
	() Thanks

6th October 2008, 17:23	#6
nishantgandhi Senior - BHPian Join Date: Jan 2008 Location: Mumbai Posts: 1,223 Thanked: 156 Times	Nothing great. Just a stupid add on card which has not been explained well enough to merchants, like most of the other such cards on the market. Case in point - IOC Xtra Rewards card - Most of the IOC pumps that I have been to in Mumbai do not have the swipe machine for the card. OT - Stay away from ICICI credit card anyday. Choose Citibank as it is also free for life (most of their cards) and Better (telephonic) customer care, Decent reward points program, Choice in payment options, Almost error free billing - what more do you want?
	() Thanks

6th October 2008, 21:38	#8
normally_crazy Senior - BHPian Join Date: Feb 2004 Location: Mumbai Posts: 4,305 Thanked: 543 Times View My Garage	I got my i-mint from Lifestyle - I guess its available at all places where it can be used. Its a USELESS card. Don't bother and I agree with Nishant - stay away from ICICI credit cards
	() Thanks

6th October 2008, 21:53	#9
HappyWheels Senior - BHPian Join Date: Dec 2007 Location: Bangalore Posts: 4,145 Thanked: 571 Times	I use ICICI CC and got the I-mint card sent across because ICICI has tied up with them for the reward program. So, end of each month, my card reward points gets consumed in ICICI card and credited to I-mint. What do I do with it - nothing! I am just letting it get to a considerable level so that I can get something nice.
	() Thanks

6th October 2008, 22:32	#10
deep_bang BHPian Join Date: Mar 2007 Location: Bangalore / Boise Posts: 937 Thanked: 1,520 Times	i had got the imint long back. I dont think it is for credit purchases only. You get points at various stores. I dont think it is worth it... atleast in its current avatar with the merchants themselves not knowing about it.
	() Thanks

7th October 2008, 06:56	#12
condor Distinguished - BHPian Join Date: Jun 2006 Location: Speed-brkr City Posts: 16,240 Thanked: 16,893 Times View My Garage	@ M M - your post & the quote dont match. it's confusing. What are you trying to say - stay away from ICICI or Citi ? or are you trying to say citi has the most abusivne collections agency, but still one should go to Citi for the above mentioned benefits ? p.s ; may be your message may have been clearer if you had not quoted that message that you have.
	() Thanks

7th October 2008, 08:20	#13
Thad E Ginathom Distinguished - BHPian Join Date: Jun 2007 Location: Chennai Posts: 11,443 Thanked: 30,034 Times	Mint? Ask them if you can eat it --- if not, forget it. Credit cards --- do you have the need for unsecured loans at exorbitant rates of interest? If not, forget them!
	() Thanks

7th October 2008, 10:36	#14
ashthedivx Senior - BHPian Join Date: Feb 2007 Location: Delhi Posts: 1,359 Thanked: 24 Times	I was offered iMint Card by my newspaper vendor It was a part of campaign ran by Hindi Daily Newspaper "Punjab Kesari" Credit Cards - A Happy HDFC Credit Card Customer. 0 Billing Error, 0% Interest paid till date. Collected too many rewards, through points, from them till date.
	() Thanks

7th October 2008, 12:56	#15
pgginish BHPian Join Date: Jun 2008 Location: Bangalore Posts: 90 Thanked: 11 Times	Hi All, Thanks for your valuable comments and inputs.
	() Thanks