[muralisk]

This is one very peculiar thing that I have noticed with many of us in India. If we know that the victim cannot speak the local language, everyone around tends to blame the victim irrespective of the reality.

Coming to this incident, this is a minor denting and painting job. There is no need to replace the door for this.

[mobike008]

Sorry to hear that incident Sukumar. I take the left turn in peak traffic every single day as i live on the same road.

I usually take a wide left turn. One is simply because i love that wide left and secondly it is safe as then you get to avoid the majority of the traffic who are taking the left turn ( usually all of them are on extreme left). I know i am slightly wrong here, but its been safe till date, knock on wood.

The damages don't look that bad. I know a guy in himayathnagar who can fix it up for a economic price and he does a decent job. Let me know if you need his contact info and address details.

I incurred a similar incident by an auto fella carrying 10-12 passengers with no visibility on either sides.

This happened last month on the VLCC circle in Rd.12 Banjara Hills. My right rear door went through slight scratches and little dent. I am yet to get it fixed.

[ash_blore]

looks to me like a good dent and paint job will do the trick. There is no need to replace the door.
Now about the insurance
a) dent + paint -> Everything will be covered except the deductible which will be 500/1000

b) Door replacement -> You will have to bear the depreciated value. Example: If the new door is 10K and if your current depreciation is 30%, the insurance will bear 7K and you will have to bear 3K. The additional paint job will be fully covered. Apart from this the standard deductible will apply.

Overall if you claim insurance, your premium will not go up. Premiums in India are based on IDV. However, you will lose the NCB (No claim bonus) which can be a large amount if you have never claimed it before.

So do your math and chose wisely.

[tathagata]

Hi,

My Wagon-R met with an accident recently wherein the rear end is completely shattered by a Honda City. Pls refer to the attached pictures for an idea of the damage.

Received a call from the garage that the chasis has bent at the impact location and they would require to cut off the damaged portion and (maybe) weld a replacement portion therein.

I am not very comfortable at the idea of cutting the chasis. Not that I have deep technical knowledge about structural engineering but the idea of tampering with the chasis makes me a bit nervous especially this car do travel on a lot of bad roads in Kolkata & Howrah on daily basis.

Looking for suggestions from you people about whether I should go in with the garage suggestion or are there any other alternative ways? Declaring the car totaled might be a practcal option as the vehicle is 11yrs old and clocked 84K+ Km but centimentally it will be difficult to do so as this car is a part of lot of things in my life beside being my first car.

Pls. advice

[DevilsCry]

Very sorry to see such a cruel damage to your first car. Please browse through this thread http://www.team-bhp.com/forum/techni...ar-damage.html. This will help you understanding chasis repair in good details and also increase your confidence in repairing through cut-n-weld.

First understand and calculate outcomes of chasis repair estimation and results before considering to go for the total loss. All the best.

[SirAlec]

It is perfectly all right. Its just that it sound harsh with words of mouth.

Original Maruti Panels will come. and expert will do the job in two days flat. Cost will be about 15k. including paint job.

In your case its the back, So go ahead with the repair.

And Good luck.

[vnabhi]

Very sorry to know about the accident. I too have a Gen 1 Waggie that is 11 years old.

A look at the pic does not show that much damage to warrant a total loss. I suggest you leave to it Maruti A.S.S. and claim insurance. You will need to cough up 50% of the cost though.

[tathagata]

Originally Posted by DevilsCry

Very sorry to see such a cruel damage to your first car. Please browse through this thread http://www.team-bhp.com/forum/techni...ar-damage.html.

Thanks for your concern and for the link. That has been extremely helpful to understand such issues in greater details so that I can make a informed decission.

Originally Posted by SirAlec

In your case its the back, So go ahead with the repair.

And Good luck.

Thanks Sir. This has certainly boosted my morale. Really never wanted to dispose this car.

Originally Posted by vnabhi

Very sorry to know about the accident. I too have a Gen 1 Waggie that is 11 years old.

You will understand my pain even more. When you retain a car for such a long time it means more to you than just a car. This kind of incidences make you feel feel so helpless when thoughts of disposing the car becomes an option

Anyway visited the MASS (Manoco) yesterday. Had a talk with the service manager who assured that the repairs will not affect the chasis much (see attached pic). It is only the back panel and rear hatch door that needs replacement. So decided to go in for the repair as suggested by you all.

Will ost updates as and when they come in.