My White Fiat Punto MJD

Klub Class · 17th January 2010, 08:23

Woww..!! Congratulations SidIndica for your new buy.I'm glad that you bought a Fiat at last.Meanwhile you bought the car on Jan 16th right.?? Yup,It's my B'Day

Happy and Safe Motoring...!! I'm waiting for the complete report..!

sidindica · 17th January 2010, 09:34

The numbers will come up first, that is the deal details, followed by the process.

The car is bought in a finance. Stay tuned.

prateekswarup · 17th January 2010, 09:40

Congrats Sid! This is indeed a scoop

Have been following your reports quite regularly and it seems surprising that you choose a Fiat... Like others mentioned, this is indeed a boost fro FIAT owners ... waiting for 25th eagarly for the complete story...

Happy Bday in advance!

NutsNBolts · 17th January 2010, 10:48

I do not know where did my previous post vanish, but, hey Sid, congrats on moving from Twing-o-Twang to Klitter-O-Klatter. As you rightly wrote, there are plenty of bells and whistles to catch the glances. She will keep you safe, your new mistress from Italia.

sidindica · 17th January 2010, 12:26

The numbers (in RS.):

Punto emotion pack 1.3 diesel

ex showroom price, Delhi = 6,30,594
add insurance = 18,599
add registration charges = 25,524
add number plate = 375
add smart card = 370
add MCD tax = 4,000
add extended warranty = 5,000
add basic accessories kit = 2,250

total on road price = 6,86,711

Now for the scheme

total on road price = 6,86,711
less basic accessories kit = 2,500
less extended warranty = 5,000
less insurance = 18,599
less number plate = 375
less 24X 7 roadside assistance (not mentioned on price list) = 6,000

total I have to pay = 6,54,237

theragingbull · 17th January 2010, 12:29

cool! you got a nice bargain there! total VFM

vigneshram · 17th January 2010, 12:59

i am still in a mood of surprise.am i reading it properly.Is it "sidindica"?yaa it is correct.wow.then it is a surprise to me.I know sidindica talks about the pros and cons of the Punto.neutral reviewer.but i dint expect you to buy a Punto after the Jazz.I dint mean Jazz is superior,but there is a perception Honda is.Congrats and thanks for buying a Punto.welcome to the club.Now i feel like selling ma Min.grey Punto and getting the bossa nova white.

sidindica · 17th January 2010, 13:05

Finance in rupees:

OTR to pay: 6,54,237
Loan amount= 5,50,000
Tenure: 60 months, that is 5 years till 2015
EMI approx=11,330 @ 9 percent from SBI
Down payment= 6,54,237 minus 5,50,000= 1,04,237 plus 11,330

total down payment=1,15,567

All paperwork was handled by my dad.

Given my poor finance and mathematical knowledge, I hope I have put these figures in a correct manner.

Accessories to be fitted:

heavy duty rubber mats=500
dicky rubber mat=250
perfume=150
custom number plate= FOC from utsav, thanks to a friend
nothing else.

Number expected: DL ** ** 7007

sohail99 · 17th January 2010, 13:20

Congrats Man!!

Amazing pics
amazing narration, I feel all this narration coming straight from your heart!

not to mention, a great number(7007)

Enjoy your car dude and keep her safe from the vandals on the roads!

btw I'd recommend getting a Tyvek car cover ASAP!(You'll be surprised at the protection it offers!)

infallible79 · 17th January 2010, 13:26

Congrats!!! She is a beauty...

Safe & Happy driving.

Cheers!!!

sidindica · 17th January 2010, 13:32

Why I needed a car for myself:

Last December 2,2009, when I visited urmil motors, I met Mr. Neeraj, who impressed me with his knowledge about Fiat products. Quite a refreshing change from he usual Tata-Fiat dealerships.

That time the facility was under construction and was impressed with the huge workshop and pretty competent staff handling the cars. The Fiat section has different staff. Many personal joined from a Honda dealership here.

Baaton baaton mein I committed him that I will be purchasing from this showroom, but did not gave a date.

And when my bro called me up and told that he is shifting to greater Noida due to work related issues, I was surprised, yet did not say anything to him. All I knew was that the Santro was gone for good from my hands, he will be using it now almost full time.

And I was correct. But that time I had very restricted budget, about 1,50,000 only. So I had very limited time and I started searching for a decent used car.

(pics are of GP in my favourite colour choice)

sidindica · 17th January 2010, 13:55

Due to my hectic work, while everyone was getting crazy about auto expo (I did not attend it), I was working and still trying to get just enough time to search for the car.

Then I got a call from a friend-cum-neighbour that he plans to go abroad and that he is interested in selling his orange siena 1.6, done about 32,000 km for asking price of below 1,00,000. I had taken many rides and knew that for a 7 year old car, it is amazingly well maintained and just required minor work. If I bought it in a hurry, it would be one of a kind car here.

An orange siena 1.6 which I rarely get to see on Indian roads, could have been mine but my mind was googling that should I? Or should I not?

I started the discussion and was trying to get the asking price lowered, as the car is a rare breed and the resale value is just that-dismal. I even asked here that should I go for it or not? I did get some replies of yes and no but it still was a 50-50 chance.

But why didn't I go for it?

p'arth · 17th January 2010, 14:25

Don't believe its the same guy who started this thread:

http://www.team-bhp.com/forum/indian...oked-fiat.html

... and had turned out to be one of the more violent threads on Team BHP forum

MCR · 17th January 2010, 16:35

Congrats Sid on the purchase and many happy returns of the day in advance.
Welcome to the FIAT club, well, again.

bnzjon · 17th January 2010, 16:56

Many congrats on your new buy - the FIAT GP.
Advance wishes for your Birthday.

Drive safe.

17th January 2010, 08:23	#31
Klub Class Senior - BHPian Join Date: Aug 2007 Location: KA17\|KL65\|KL41 Posts: 4,867 Thanked: 1,935 Times	Woww..!! Congratulations SidIndica for your new buy.I'm glad that you bought a Fiat at last.Meanwhile you bought the car on Jan 16th right.?? Yup,It's my B'Day Happy and Safe Motoring...!! I'm waiting for the complete report..!
	() Thanks

17th January 2010, 09:34	#32
sidindica Senior - BHPian Join Date: Jun 2007 Location: Delhi Posts: 4,892 Thanked: 8,106 Times	The numbers will come up first, that is the deal details, followed by the process. The car is bought in a finance. Stay tuned.
	() Thanks

17th January 2010, 09:40	#33
prateekswarup BHPian Join Date: Jul 2008 Location: Delhi NCR Posts: 309 Thanked: 402 Times	Congrats Sid! This is indeed a scoop Have been following your reports quite regularly and it seems surprising that you choose a Fiat... Like others mentioned, this is indeed a boost fro FIAT owners ... waiting for 25th eagarly for the complete story... Happy Bday in advance!
	() Thanks

17th January 2010, 10:48	#34
NutsNBolts BHPian Join Date: Jul 2009 Location: Jammu Posts: 817 Thanked: 41 Times View My Garage	I do not know where did my previous post vanish, but, hey Sid, congrats on moving from Twing-o-Twang to Klitter-O-Klatter. As you rightly wrote, there are plenty of bells and whistles to catch the glances. She will keep you safe, your new mistress from Italia.
	() Thanks

17th January 2010, 12:26	#35
sidindica Senior - BHPian Join Date: Jun 2007 Location: Delhi Posts: 4,892 Thanked: 8,106 Times	The numbers (in RS.): Punto emotion pack 1.3 diesel ex showroom price, Delhi = 6,30,594 add insurance = 18,599 add registration charges = 25,524 add number plate = 375 add smart card = 370 add MCD tax = 4,000 add extended warranty = 5,000 add basic accessories kit = 2,250 total on road price = 6,86,711 Now for the scheme total on road price = 6,86,711 less basic accessories kit = 2,500 less extended warranty = 5,000 less insurance = 18,599 less number plate = 375 less 24X 7 roadside assistance (not mentioned on price list) = 6,000 total I have to pay = 6,54,237 Last edited by sidindica : 17th January 2010 at 12:29.
	() Thanks

17th January 2010, 12:29	#36
theragingbull Senior - BHPian Join Date: Apr 2008 Location: Austin, TX Posts: 2,601 Thanked: 646 Times View My Garage	cool! you got a nice bargain there! total VFM
	() Thanks

17th January 2010, 12:59	#37
vigneshram BHPian Join Date: Apr 2007 Location: Stuttgart,DE Posts: 356 Thanked: 48 Times View My Garage	i am still in a mood of surprise.am i reading it properly.Is it "sidindica"?yaa it is correct.wow.then it is a surprise to me.I know sidindica talks about the pros and cons of the Punto.neutral reviewer.but i dint expect you to buy a Punto after the Jazz.I dint mean Jazz is superior,but there is a perception Honda is.Congrats and thanks for buying a Punto.welcome to the club.Now i feel like selling ma Min.grey Punto and getting the bossa nova white.
	() Thanks

17th January 2010, 13:05	#38
sidindica Senior - BHPian Join Date: Jun 2007 Location: Delhi Posts: 4,892 Thanked: 8,106 Times	Finance in rupees: OTR to pay: 6,54,237 Loan amount= 5,50,000 Tenure: 60 months, that is 5 years till 2015 EMI approx=11,330 @ 9 percent from SBI Down payment= 6,54,237 minus 5,50,000= 1,04,237 plus 11,330 total down payment=1,15,567 All paperwork was handled by my dad. Given my poor finance and mathematical knowledge, I hope I have put these figures in a correct manner. Accessories to be fitted: heavy duty rubber mats=500 dicky rubber mat=250 perfume=150 custom number plate= FOC from utsav, thanks to a friend nothing else. Number expected: DL 7007
	() Thanks

17th January 2010, 13:20	#39
sohail99 Senior - BHPian Join Date: May 2009 Location: New Delhi Posts: 1,271 Thanked: 229 Times	Congrats Man!! Amazing pics amazing narration, I feel all this narration coming straight from your heart! not to mention, a great number(7007) Enjoy your car dude and keep her safe from the vandals on the roads! btw I'd recommend getting a Tyvek car cover ASAP!(You'll be surprised at the protection it offers!)
	() Thanks

17th January 2010, 13:26	#40
infallible79 BHPian Join Date: Mar 2006 Location: Pune Posts: 49 Thanked: 0 Times	Congrats!!! She is a beauty... Safe & Happy driving. Cheers!!!
	() Thanks

17th January 2010, 13:32	#41
sidindica Senior - BHPian Join Date: Jun 2007 Location: Delhi Posts: 4,892 Thanked: 8,106 Times	Why I needed a car for myself: Last December 2,2009, when I visited urmil motors, I met Mr. Neeraj, who impressed me with his knowledge about Fiat products. Quite a refreshing change from he usual Tata-Fiat dealerships. That time the facility was under construction and was impressed with the huge workshop and pretty competent staff handling the cars. The Fiat section has different staff. Many personal joined from a Honda dealership here. Baaton baaton mein I committed him that I will be purchasing from this showroom, but did not gave a date. And when my bro called me up and told that he is shifting to greater Noida due to work related issues, I was surprised, yet did not say anything to him. All I knew was that the Santro was gone for good from my hands, he will be using it now almost full time. And I was correct. But that time I had very restricted budget, about 1,50,000 only. So I had very limited time and I started searching for a decent used car. (pics are of GP in my favourite colour choice) Attached Thumbnails
	() Thanks

17th January 2010, 13:55	#42
sidindica Senior - BHPian Join Date: Jun 2007 Location: Delhi Posts: 4,892 Thanked: 8,106 Times	Due to my hectic work, while everyone was getting crazy about auto expo (I did not attend it), I was working and still trying to get just enough time to search for the car. Then I got a call from a friend-cum-neighbour that he plans to go abroad and that he is interested in selling his orange siena 1.6, done about 32,000 km for asking price of below 1,00,000. I had taken many rides and knew that for a 7 year old car, it is amazingly well maintained and just required minor work. If I bought it in a hurry, it would be one of a kind car here. An orange siena 1.6 which I rarely get to see on Indian roads, could have been mine but my mind was googling that should I? Or should I not? I started the discussion and was trying to get the asking price lowered, as the car is a rare breed and the resale value is just that-dismal. I even asked here that should I go for it or not? I did get some replies of yes and no but it still was a 50-50 chance. But why didn't I go for it? Attached Thumbnails
	() Thanks

17th January 2010, 14:25	#43
p'arth BHPian Join Date: Nov 2008 Location: Hyderabad Posts: 257 Thanked: 90 Times	Don't believe its the same guy who started this thread: http://www.team-bhp.com/forum/indian...oked-fiat.html ... and had turned out to be one of the more violent threads on Team BHP forum
	() Thanks

17th January 2010, 16:35	#44
MCR BHPian Join Date: Aug 2009 Location: BLR/MYS Posts: 882 Thanked: 637 Times View My Garage	Congrats Sid on the purchase and many happy returns of the day in advance. Welcome to the FIAT club, well, again.
	() Thanks

17th January 2010, 16:56	#45
bnzjon BHPian Join Date: Jul 2009 Location: Dubai Posts: 836 Thanked: 127 Times View My Garage	Many congrats on your new buy - the FIAT GP. Advance wishes for your Birthday. Drive safe.
	() Thanks