![]() | #661 | ||||
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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Please get the details of the discount because that's were you have to bargain with them. Quote:
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![]() | #662 |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
| ![]() This thread is 600+ Post's now. ![]() Some information on the current performance of Indian Pvt. Motor Insurer. (Rank wise data, Rs. in crores, OD premium only, Period April - September 2009) Bajaj - 482.67 Ril - 475.46 Icici - 427.37 Royal Sundaram - 223.15 Iffco - 222.27 Cholamandalam - 162.22 Tata - 83.66 Hdfc - 78.52 Shriram - 66.71 Future - 63.95 Bharti - 41.51 Universal - 15.04 Reheja - 0.03 Data have been taken from IRDA website. |
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![]() | #663 |
Senior - BHPian ![]() Join Date: Jan 2008 Location: Poona
Posts: 1,850
Thanked: 111 Times
Infractions: 0/2 (9) | ![]() ^^^ Sad - the two baddies are pretty close to the top!! |
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![]() | #664 | |
BHPian Join Date: Oct 2007 Location: Bangalore
Posts: 590
Thanked: 1,111 Times
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The premium is Rs 26910 for an IDV of 686000. (With 0% depreciation add-on) Bajaj Allianz (normal Comprehensive Policy) Premium: Rs 15189 for IDV 675000. I also checked with Chola. They wont give 0% offer for my car since it is more than 2 yrs. Is it really worth to spend close to 12K extra for the 0% benefit. Will I really get the mentioned benifit or will they come up with new terms and condition at the time of claim? I am really confused now. Last edited by Holyghost : 9th December 2009 at 15:08. | |
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![]() | #665 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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Sirji look at the difference of 3rd place and the 4th one that's really very bad. This can happen when they have too many corporate tie-up's. Quote:
I would have gone for Bajaj and would not have spent 12,000 extra. ![]() | |
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![]() | #666 |
Senior - BHPian ![]() Join Date: Jan 2008 Location: Poona
Posts: 1,850
Thanked: 111 Times
Infractions: 0/2 (9) | ![]()
Didn't get that - too many corporate tie ups...?? Yes, the difference between third and forth caught my attention too... |
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![]() | #667 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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Very big amounts Right!!! | |
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![]() | #668 |
Senior - BHPian ![]() | ![]() What sort of an agreement exists between the insurer and the Authorised SS ? |
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![]() | #669 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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If they are selling you the insurance policy they earn lot of commission like dealer. If you are talking of the claim aspect they get business!!! They get lot of client like you and me. Secondly today is the customer driven market if they don't offer you cashless and other service like that you and I will not go to him. | |
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![]() | #670 |
Senior - BHPian ![]() | ![]() Could you please clarify what kind of forms are signed when we make a claim ? Do we authorise the Insurance company to carry out the repairs at that particular A.S.S ? or is it the prerogative of the Insurance company ? |
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![]() | #671 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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Until and unless the final quote which is received from the SS guys that how much is the total amount which is cleared from the insurance company and how much would be our contribution in the total repair for the car - Till you approve this amount he is not suppose to start the work. | |
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![]() | #672 |
Senior - BHPian ![]() | ![]() Thanks rjvora. ![]() Is there any possibility of putting up any of these forms here ? |
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![]() | #673 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
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Be careful on signing the quotes as that means (For them) that you have approved all the payments which you have to make to SS guy's. - Don't get cheated. Which is your insurance company? | |
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![]() | #674 |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
| ![]() Dear T-Bhpins, I could find only 3 claim forms from the websites. If anyone needs more form's please let me know. Cholamandalam's website dose not have the claim form. Bajaj Motor_Claim_Form.pdf HDFC Claim Form.pdf Tata Aig Claim Form.pdf |
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![]() | #675 |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 55 Times
| ![]() Few more claim forms of different insurers. Icici Motor_Claim_Form.pdf Iffco Tokio Motor claim form.pdf Ril motor claim form.pdf Royal Sundaram Motor-Insurance-Claim-Form.pdf |
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