![]() | #826 | |
Senior - BHPian ![]() Join Date: Jul 2009 Location: Hyderabad
Posts: 1,666
Thanked: 338 Times
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If you notice, other than mentioning the ICICI quotes, I have also asked you whether you can suggest any insurer which are good , depending on your experience.You are only mentioning that ICICI is no good but not advising which insurer is better??? ![]() Last edited by Fordmanchau : 6th January 2010 at 17:29. | |
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![]() | #827 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 54 Times
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![]() I just wanted to tell you that don't compare your quotes with Icici or Reliance. People do make mistake of comparing this companies and the at the time of claim they regret there dision if choosing the wrong insurance companies. Happy Insured Driving. ![]() | |
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![]() | #828 |
Senior - BHPian ![]() Join Date: Jul 2008 Location: Jaipur
Posts: 1,195
Thanked: 1,092 Times
| ![]() I will be transferring my Dad's Car in my name soon. Since the insurances is also in my Dad's name, what is the procedure and the cost involved to get the insurance also in my name. Or is it that the car is insured so the name doesnt matter??? Thanks for the help!! regards |
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![]() | #829 | |
Senior - BHPian ![]() | ![]() Quote:
Insurance may be denied if the name transfer is not done - the MV Act mandates that insurance change should be done within 14 days of transfer of ownership. Also, take a NCB certificate from your insurer so that you can use it later ( for a new car purchase, or if you have an existing car transfer the NCB to it when renewal comes up). | |
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![]() | #830 |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 54 Times
| ![]() If you do not transfer the car insurance in your name the claim is not payable. Transfer of insurance is must. Your dad can't insure your car. |
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![]() | #831 |
Senior - BHPian ![]() Join Date: Jul 2009 Location: Hyderabad
Posts: 1,666
Thanked: 338 Times
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![]() | #832 |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 54 Times
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![]() | #833 |
BHPian ![]() Join Date: Oct 2009 Location: Madras
Posts: 195
Thanked: 85 Times
| ![]() It seems increasing IDV from previous year's value is not that simple. My friend is trying to do that but with less success. He inadvertently ended up with less IDV policy when he concentrated on the discount in premium. Now he realized he missed the IDV in the process. The agent blindly rejected that atleast some percentage has to be reduced from previous IDV. I have asked him to push the agent further to increase the IDV and also asked him to check with other agents as well. Anyone increased your IDV or any comments on this? |
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![]() | #834 | |
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 54 Times
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![]() | #835 | |
Senior - BHPian ![]() Join Date: Jan 2008 Location: Poona
Posts: 1,850
Thanked: 112 Times
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In your case, which company's agent refused to increase the IDV? Must be a PSU. Just find another company and/or agent. | |
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![]() | #836 | ||
Team-BHP Support ![]() ![]() | ![]() Quote:
I renewed my Wagon R for the same IDV as last year. Quote:
Last edited by bblost : 7th January 2010 at 19:14. | ||
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![]() | #837 |
BHPian ![]() Join Date: Dec 2008 Location: San Antonio
Posts: 596
Thanked: 24 Times
| ![]() I've one question. Basically it's like this. My car will be 3 years old in Feb 2009. HOw much do you think i should pay from pocket. I'll get my car within 2-3 days. Need to know whether insurance company(ICICI Lombard) taking me ride or not. TOTAL 153,368.51 LABOR TOTAL 48,415.00 VAT @12.5 19171.06375 SERVICE TAX @10% 4841.5 Edu. Cess on Service Tax @ 3% 145.245 SUB TOTAL 172,539.57 53,401.75 Net Estimate Amount 225,941.32 |
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![]() | #838 |
Senior - BHPian ![]() Join Date: Jan 2008 Location: Poona
Posts: 1,850
Thanked: 112 Times
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Well, as I mentioned, that is what I was told by the MASS insurance representative. Anyway, which company Maruti insurance are you talking about. Could be other companies are allowing it. And how old is your car? |
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![]() | #839 | |||
Senior - BHPian ![]() Join Date: Mar 2008 Location: Mumbai/Mulund
Posts: 1,658
Thanked: 54 Times
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Quote:
Quote:
Please change the Insurer on next renewal. Any other then Icici and Reliance are good. | |||
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![]() | #840 | |
BHPian ![]() Join Date: Oct 2009 Location: Madras
Posts: 195
Thanked: 85 Times
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Last year to reduce the premium, he completely missed out the IDV part. Infact he never knew the IDV concept till I explained. After new knowledge, he needs to get the proper value of IDV. Quote:
He tried with Reliance. The same agent is also doing for Bajaj as well. I strongly advised to avoid Reliance and go for Bajaj. | |
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