Re: What to do in case of an accident Hello Friends
Since this thread belongs to accidents I will share my experience. I have already put this in other thread but I think this would be most appropriate place to share
MODS please do the needful If my posts violates any rules
Currently I undertook my 1st trip to south Karnataka in my TATA Safari GX one year old with my wife. I had done almost 1500kms from variety of landscapes and was going towards my final destination at Kabini.
I took the Nagarhole road which joins HD Kotte through a village called Asragundi
At this place a biker as I observed was speeding on a small incline towards me with his head turned back [like saying a bye to someone] from extreme left. I gauged the danger took my car to extreme left off road and just honked at him. He somehow panic and trying to control his bike banged my right OVRM and fell down . In this process he banged his head on his own bike.
No one was there on the road. I got down took his bike aside, washed his wounds , gave him first aid and was planning to take him to hospital. Since not knowing language and also a bit panicked because I had my wife with me, I waited a few minutes and saw a passer by whom I pleaded to help me get the guy to Hospital. In a meanwhile a bus came there who stopped and its conductor fortunately knew some hindi. He told me not to move my car as it would confirm me being at fault. Being confused I did not know what to do as I knew they guy had head injury and if anything occurred I would be at fault. Fortunately I manged to get a rickshaw in which I sent him to hospital and told the guy to inform police.
However things turned ugly as village mob along with some goons gathered and they though I was guilty [ as is the case with big vehicles]. A few came to hit me when the conductor intervened and told me to get in the bus and go to police myself. On reaching the police I explained to the chief officer everything who sent a man with me to inspect and get my car back to the station. In this time I had to leave my wife alone at the station.
After certain time I was made aware of situation that I had following options
1>Outside compromise
2>If demands too high register case
3>If case to be registered than cars would be seized and given after inspection which may take 2-4 days
Now I did not want to involve my parents and having wife with me it was difficult to know what to do.I crossed my fingers and waited for first option. I had another fear that if the patient died/coma I would be in big trouble for no apparent reason as it was village against me. However a good news came that patient was alright but had a skull chip injury and would require some scans. Apart from that he had a fracture in his right hand and some bruises
When the village goons came to negotiate I was all at sea as I did not know kannada and they were bargaining with police. Initially the goons asked for 1 lac rupees as they though I was a big shot from Mumbai. However after negotiating it came to 22k. I was hoping to get it even low to 12 -15k but late evening, language barrier, wife with me and the thought of talks failing ; Legal-Case loomed over me and I finally agreed to pay 22k. I got everything written on stamp paper that we are not at liability and carried ahead. I would put forth my inferences and queries from above. Please help
INFERENCES
1>Never take village roads in alien states unless you know the local language.
2>In case of my situation take a photograph or a small video of the incident before helping the patient
3>Take the patient straight to hospital, give him first aid, then go to police yourself and narrate the incident
4>Do not wait till mob gathers because in a village if mob gathers you would be standing alone
5>The village mob is panicky and they may hit you ransack and raze down your car since its a perception that people with cars / big cars are always rash
6>Do not fear going to police. Understandably we all look to get out of the mess in such condition. Infact of you offer to yourself call the police it would make your point strong
7>Asses the injury to the patient before he leaves the scene, Take pictures or evena small video. In case of Head injury always remember that whosoever at fault, the patient must survive because if goes unconscious or similar you are in big trouble.
8>If you have family with you and in a tricky situation like mine, pay the money even if its bit extra . I know a bit of patience can get you a good deal but you must be able to communicate properly. In above case I thought of asking the insurance paper of the bike and if incomplete I could have been rested of my troubles, but in small villages you could be easily ransacked even after you leave the premises by locals if they are enraged. So do not take a chance if you are not confident and have family with you. If you intend to do so the hire a lawyer or get some local help who can convey this to police . I have seen that if you tend to ask police these things they feel as if we are teaching them something [especially if you belong to big cities] and they may not side with you. In my case I being very humble [especially a Dr] and having my wife with me who was politely talking to the officers, helped my cause as they negotiated got the papers themselves the sign and made me free in total of 6 hours. Also never admit that you belong to a major city in front of villagers. The village goons think you have ample money and ask for exorbitant sums as they know that you wont pursue the case. Also mentally asses the medical damage to the patient. In my case I had calculated that an head injury requires scan [MRI] which may cost anywhere between 3k-6k depending on location, other scans amounting to 2k, minor surgery and transportation charges accounting to some 3-4k , so a mental figure was anywhere between 12-14k. I was adamant on 12K but as negotiations and arguments took its toll on time with almost 8pm at the station and chief officer ready to move out, my wife became a bit scared and me too and hence finally decided to pay 22k. I know i was being ripped but language barrier, unknown place and other fears of court , home worries , I decided to just finish it and move on.
9>Asses the basket if you tend to press charges. Once a case is registered then you may have to go to the court when chargesheet is filed. In my case coming to Mysore from Mumbai , having my car seized leaving me and my wife on the road, the uncertainty of its release, informing back home was too big a pressure than to settle. However if the same was case near my house or locality I would have pressed charges for sure
Friends these are my inferences. However if any of you think I should have acted differently or negotiated in a different way please enlighten so It could help me in near future. Also please elaborate on how one should deal with such situation if you are with a lady miles away from home
Regards
Last edited by lodhra : 20th November 2011 at 02:01.
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