[quote=mobike008;862489]Firstly, I don't intend to play a spoilsport nor mean disrespect to you.
Since you have Rs.17K monthly income, how do you plan to pay your EMI for 3 Lakhs ( assuming you will take it for 5 years it will be 2K/Lakh) = 6K + 2.5K fuel bill = 8.5K which is 50% of your monthly income.
I strongly recommend that you look at a cheaper option for a sedan and IMO, Indigo CS and Logan ( petrol) perfectly fit the bill without you spending too much on EMI and Fuel bills.
Also, you can look at the Accent GLE ( 4.99 Lakhs ex-showroom) probably more cheaper as it gets made in chennai.
Finally, i don't think you can get 1.3L for a 1999 Santro Model, it would be much lesser than that.
I'm sorry...actually i have deducted the monthly Emi for 3 lakhs and then my income would be 17000(apart from paying the loan amount)i just mentioned it cos u guys can consider how much could i bear the maintanence costs.
Friends,
I really love civic...my dream is to own a civic but since no one suggested it i have to postpone it at least for the next 3 years!(im so sad)..i really enjoy driving a lot and no one in my family except me know to drive(includes my brother who is in college first year...he's not interested in cars)so my family members just look for comfort...but i want a car which has great looks and gives lot of pleasure to drive....i really dont like that boxy Logan and Indigo gives a cab look...im surprised why nobody said anything about cedia (2 year old model is available for Rs.6.75 Lacs,chennai)...i saw one yesterday and wow it's looks were amazing in the front but looks like a esteem from the sides..im really confused now.
New : SX4 or Verna or City(GXI) or Dezire or Fiesta or Optra Magnum
Second Hand : Civic(No way but still....
), corolla, Cedia..
I feel Lancer,Esteem and Accent look outdated...so i prefer any one of the above or something even better u may suggest
Friends...can i get used Accord(01-03) within 5Lacs? if it is recommended then i can spend Rs.5000 per month or even more..instead of 3000 because if i can get it below 5 Lacs i dont have to pay any loan and since my growth in the company that i work is increasing rapidly within 3 years i could afford to buy a New Civic(if it stays below 13 Lakhs after 3 years)
This is what i have finally decided
1. Not to take any Loan as suggested by fellow BHPians
2. Discussed with Mom and Dad and the final amount availale is Rs.5.75 Lacs Exactly)
3. Monthly i can spend Rs.5000-7000 (Thank god i will be Loan free for the next 3 years)
4. 500 km per month mostly on Highway and i don't drive rashly coz whatever car i have i will treat it as my Family member.My speed Range will be around 80-90kmph but i dont like Maruti 800 or Amby to overtake me!!!!!! Even in such scenario i wont cross 110 kmph.
5. I really want my car to give a status symbol for my family thats the only reason im upgrading from Santro to a sedan....The car should not be like one among 1000 but it can be like one among 100
so friends please suggest me the perfect car.....i hope some of you might suggest Accord!i really love to own that car because my Boss is currently owning a Accord!