Credit Card Points, what do you redeem them for

mkh · 9th February 2011, 17:46

There is some sort of "technical error" that worked in my favour and i got a few thousand points more last year which i HAPPILY redeemed for shoppers stop vouchers and bought a few things on sale.
Even now an "error" prevents automatic transfer to i-Mint and i redeemed a few more for Lifestyle vouchers. Very handy in these times as there are sales going around! For once, ICICI credit card rocks!

9th February 2011, 18:14

Last week, I redeemed online 4000 points of my Axis Bank debit card for 4 x Rs 500 vouchers of Lifestyle and got them delivered by courier within two days.

mobike008 · 9th February 2011, 19:10

Quote:

Originally Posted by J.Ravi

Last week, I redeemed online 4000 points of my Axis Bank debit card for 4 x Rs 500 vouchers of Lifestyle and got them delivered by courier within two days.

That's really nice. They seem to offer Rs.1 for 2 points. That's a good deal

ghodlur · 10th February 2011, 08:14

I normally redeem Stanchart car points for Big Bazaar vouchers. Helps for a month's groceries. Each BB voucher of 500/- cost 990 points. On an avg for 11 months purchase through CC, I accumulate points sufficient for one month's supply of grocery.

amoghchaphalkar · 23rd November 2011, 17:58

Just redeemed my HDFC credit card points for 25k worth of Fab India Coupons.

aravind84 · 23rd November 2011, 19:05

Hi ,

I just redeemed 4000 Citibank reward points for

3000 Rs - Adidas coupons
1000 Rs- body shop coupons

naman07 · 23rd November 2011, 20:57

I use the Citibank IndianOil Credit Card for all the shopping purpose. THe points earned can be redeemed against the fuel. (1 point = 1 Re of fuel)

Manage to get 2-3 tank full from the points earned on the card in one year

Gansan · 23rd November 2011, 22:17

Quote:

Originally Posted by aravind84

Hi ,

I just redeemed 4000 Citibank reward points for

3000 Rs - Adidas coupons
1000 Rs- body shop coupons

Don't exchange them for coupons, you will not get one rupee per point. Just buy whatever you want, and adjust the points against the payment when it becomes due. That is what I do.

aravind84 · 23rd November 2011, 22:21

Quote:

Originally Posted by Gansan

Don't exchange them for coupons, you will not get one rupee per point. Just buy whatever you want, and adjust the points against the payment when it becomes due. That is what I do.

I got a rupee for every point. I redeemed 4000 points an in turn I got 4000 rs worth of gift coupons. In fact I did not have the option of paying back the payment with that points

Gansan · 23rd November 2011, 22:27

^^OK. Even so, my method gives you an infinite choice of products, from any shop.

rohan_iitr · 24th November 2011, 09:50

I use my Citibank credit card reward points for Tata Sky recharge voucher. 500 points get you a recharge voucher of Rs 500.

Rohan

crossroads · 24th November 2011, 10:48

Quote:

Originally Posted by Gansan

Don't exchange them for coupons, you will not get one rupee per point. Just buy whatever you want, and adjust the points against the payment when it becomes due. That is what I do.

How do we pay using the credit points? I asked a cashier in Pothys to charge my purchase against the reward points. He nodded his head but charged it like a new purchase without redeeming the points. When asked about it he kept saying that I would get points added automatically for the purchase

.

Aroy · 24th November 2011, 11:32

Quote:

Originally Posted by crossroads

How do we pay using the credit points? I asked a cashier in Pothys to charge my purchase against the reward points. He nodded his head but charged it like a new purchase without redeeming the points. When asked about it he kept saying that I would get points added automatically for the purchase

.

Unlike points in a Shopping Card, Credit Card points are not redeemable directly at the time of purchase. You have to go for the coupons/vouchers from the card agency. Please correct me if I am wrong.

rajesh1868 · 24th November 2011, 11:35

Last week filled Petrol for Rs 1000 and payed with Citibank points (Indian oil card)

mobike008 · 24th November 2011, 12:05

Quote:

Originally Posted by amoghchaphalkar

Just redeemed my HDFC credit card points for 25k worth of Fab India Coupons.

I too have HDFC Bank World Card and never redeemed my points. Can you highlight how many points you swapped for 25K worth of Fab India coupons?

9th February 2011, 17:46	#61
mkh Senior - BHPian Join Date: Oct 2009 Location: Bangalore Posts: 1,072 Thanked: 133 Times View My Garage	Re: Credit Card Points, what do you redeem them for There is some sort of "technical error" that worked in my favour and i got a few thousand points more last year which i HAPPILY redeemed for shoppers stop vouchers and bought a few things on sale. Even now an "error" prevents automatic transfer to i-Mint and i redeemed a few more for Lifestyle vouchers. Very handy in these times as there are sales going around! For once, ICICI credit card rocks!
	() Thanks

9th February 2011, 18:14	#62
J.Ravi Posts: n/a	Re: Credit Card Points, what do you redeem them for Last week, I redeemed online 4000 points of my Axis Bank debit card for 4 x Rs 500 vouchers of Lifestyle and got them delivered by courier within two days. Last edited by J.Ravi : 9th February 2011 at 18:29.
	() Thanks

10th February 2011, 08:14	#64
ghodlur Senior - BHPian Join Date: Sep 2009 Location: Thane Posts: 6,010 Thanked: 4,200 Times View My Garage	Re: Credit Card Points, what do you redeem them for I normally redeem Stanchart car points for Big Bazaar vouchers. Helps for a month's groceries. Each BB voucher of 500/- cost 990 points. On an avg for 11 months purchase through CC, I accumulate points sufficient for one month's supply of grocery.
	() Thanks

23rd November 2011, 17:58	#65
amoghchaphalkar BHPian Join Date: May 2009 Location: Pune Posts: 636 Thanked: 703 Times	Re: Credit Card Points, what do you redeem them for Just redeemed my HDFC credit card points for 25k worth of Fab India Coupons.
	() Thanks

23rd November 2011, 19:05	#66
aravind84 BHPian Join Date: Nov 2011 Location: Chennai Posts: 225 Thanked: 158 Times	Hi , I just redeemed 4000 Citibank reward points for 3000 Rs - Adidas coupons 1000 Rs- body shop coupons
	() Thanks

23rd November 2011, 20:57	#67
naman07 BHPian Join Date: Feb 2008 Location: Noida Posts: 72 Thanked: 8 Times	Re: Credit Card Points, what do you redeem them for I use the Citibank IndianOil Credit Card for all the shopping purpose. THe points earned can be redeemed against the fuel. (1 point = 1 Re of fuel) Manage to get 2-3 tank full from the points earned on the card in one year
	() Thanks

23rd November 2011, 22:27	#70
Gansan Senior - BHPian Join Date: May 2009 Location: Chennai Posts: 4,535 Thanked: 5,561 Times	Re: Credit Card Points, what do you redeem them for ^^OK. Even so, my method gives you an infinite choice of products, from any shop.
	() Thanks

24th November 2011, 09:50	#71
rohan_iitr Senior - BHPian Join Date: Feb 2009 Location: Bangalore Posts: 1,129 Thanked: 820 Times	Re: Credit Card Points, what do you redeem them for I use my Citibank credit card reward points for Tata Sky recharge voucher. 500 points get you a recharge voucher of Rs 500. Rohan
	() Thanks

24th November 2011, 11:35	#74
rajesh1868 BHPian Join Date: Jan 2008 Location: 515134 Posts: 321 Thanked: 336 Times	Re: Credit Card Points, what do you redeem them for Last week filled Petrol for Rs 1000 and payed with Citibank points (Indian oil card)
	() Thanks