Team-BHP - The Credit Card Thread

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Originally Posted by whitewing (Post 5803743)

Have you checked if the number has been blocked accidentally on your device or marked as spam in your phone?

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Originally Posted by shipnil (Post 5803751)

Exactly! I was facing the same issue.

Thanks for the pointers, gentlemen.
Though Truecaller was uninstalled as an option, I had not realized that I also had a few numbers blocked in Google Messages. Used a different mobile number to identify the number SBI sends the OTPs/messages from, and then unblocked it. Back in business now! :thumbs up

One small doubt.

My bank has upgraded my card. I have not activated it as I am expecting a refund of an online transaction. Should I wait or I can go ahead and activate the new card (old card will get deactivated, the card no’s are of course different, account no is same).

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Originally Posted by Sheel (Post 5805445)

You can go ahead and activate the card. Not only your refund, but the current spend will also get transferred to the new card.

Looks like ICICI Fastag have disabled fuel payments via fastag for all. This is a bummer.
They have disabled this about 10 days back and I have a feeling, this happened due to some strong discussions on our forum regarding the same.

Called up ICICI Fastag help line and confirmed. They said they have disabled fuel payments in the backend. They also said it is temporary halt. But not clear on a timeline.

Few days back I received an offer for LTF Rupay Virtual credit card from HDFC in my HDFC Banking App. I noticed it only yesterday - but on clicking on the link it loads a blank MyCards web page with '404 not found' message.

Anybody else received the same offer and were you able to apply for it successfully?

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Originally Posted by somspaple (Post 5808006)

I got that offer but upon checking I didn't find it worth applying so didnt apply.If you dont have a HDFC credit card then its worth having one in your wallet and applying.

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Originally Posted by somspaple (Post 5808006)

Anybody else received the same offer and were you able to apply for it successfully?

Yes but don't find it useful enough

IDFC offered a Rupay virtual card that just gets tagged to the primary card account. Same credit limit, same statement, everything. Essentially an add-on. Costs INR 199 + GST annually.

Useful with UPI, and helps make up the monthly/quarterly spend criteria.

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Originally Posted by Artyom (Post 5808054)

I got that offer but upon checking I didn't find it worth applying so didnt apply.If you dont have a HDFC credit card then its worth having one in your wallet and applying.

I've a DCB from HFDC. Looking for Rupay credit card so that it can be linked to UPI payments. And since this is LTF, I don't have to bother about minimum spend criteria.

Were you able to click on the message and did it open the next page? I just get a 404 Not found error.

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Originally Posted by somspaple (Post 5808560)

I never bothered to pursue it further so not sure brother. You can apply it on their website anyways it’s a LTF.

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Originally Posted by Chetan_Rao (Post 5808465)

Exactly why I wanted a Rupay card but was looking for a LTF one. Virtual card is linked to my primary DCB card sharing the same limit etc.

Luckily I was able to resolve the issue with the help of my RM. Looks like LTF offer is available until the end of July 2024.

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Originally Posted by Naetik30 (Post 5801339)

Actually, the #3 you mentioned - Newer Version of Amazon pay ICICI Fastag can be recharged only by Amazon Pay UPI/Netbanking/Credit/Debit cards.
The amazon pay GV balance cannot be used to recharge this any more. This is the exact problem I ran into and in the process of closing my fastag that I got 3 days back.

But the regular ICICI-only Fastag can be recharged with Amazon Pay GV Balance on the eToll app.

Recharged SBI Fastag with Amazon pay Balance on 21st July 2024. Till last month not getting this option to recharge Fastag

Hey guys,

The regular points for my Magnus card have not been credited for the last 12 days or so. I don't check it regularly but I don't think something like this has happened before. Is this normal or should I raise a ticket for this with the bank?

Also, I was trying to transfer my points to Accor but couldn't do so and was getting an error that I don't have sufficient points (which I did). On calling the bank, I was informed that I'm not able to do the transfer because I have just 20 points in one bucket and 30k points in the other. To use the 30k points I will have to earn 300 points in the first bucket and then I can do the transfer. Has anyone here faced such an issue?

Thanks in advance ! :)

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Originally Posted by 10nitin (Post 5810115)

Yes, both issues are normal with Magnus. You can send a mail if you want to however.

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Originally Posted by Noctis (Post 5810133)

Yes, both issues are normal with Magnus. You can send a mail if you want to however.

That's a relief. Thanks! Is there any workaround for the bucket problem or should I just do some spends on the other axis cards to fix it?