The Credit Card Thread

Shubbi · 16th July 2024, 14:47

Quote:

Originally Posted by whitewing

Have you checked if the number has been blocked accidentally on your device or marked as spam in your phone?

Quote:

Originally Posted by shipnil

Exactly! I was facing the same issue.

Thanks for the pointers, gentlemen.
Though Truecaller was uninstalled as an option, I had not realized that I also had a few numbers blocked in Google Messages. Used a different mobile number to identify the number SBI sends the OTPs/messages from, and then unblocked it. Back in business now!

Sheel · 18th July 2024, 15:29

One small doubt.

My bank has upgraded my card. I have not activated it as I am expecting a refund of an online transaction. Should I wait or I can go ahead and activate the new card (old card will get deactivated, the card no’s are of course different, account no is same).

GTX+ · 18th July 2024, 16:40

Quote:

Originally Posted by Sheel

One small doubt.

My bank has upgraded my card. I have not activated it as I am expecting a refund of an online transaction. Should I wait or I can go ahead and activate the new card (old card will get deactivated, the card no’s are of course different, account no is same).

You can go ahead and activate the card. Not only your refund, but the current spend will also get transferred to the new card.

Naetik30 · 19th July 2024, 08:33

Looks like ICICI Fastag have disabled fuel payments via fastag for all. This is a bummer.
They have disabled this about 10 days back and I have a feeling, this happened due to some strong discussions on our forum regarding the same.

Called up ICICI Fastag help line and confirmed. They said they have disabled fuel payments in the backend. They also said it is temporary halt. But not clear on a timeline.

somspaple · 22nd July 2024, 19:27

Few days back I received an offer for LTF Rupay Virtual credit card from HDFC in my HDFC Banking App. I noticed it only yesterday - but on clicking on the link it loads a blank MyCards web page with '404 not found' message.

Anybody else received the same offer and were you able to apply for it successfully?

Artyom · 22nd July 2024, 20:32

Quote:

Originally Posted by somspaple

Few days back I received an offer for LTF Rupay Virtual credit card from HDFC in my HDFC Banking App. I noticed it only yesterday - but on clicking on the link it loads a blank MyCards web page with '404 not found' message.

Anybody else received the same offer and were you able to apply for it successfully?

I got that offer but upon checking I didn't find it worth applying so didnt apply.If you dont have a HDFC credit card then its worth having one in your wallet and applying.

0x900 · 23rd July 2024, 10:57

Quote:

Originally Posted by somspaple

Anybody else received the same offer and were you able to apply for it successfully?

Yes but don't find it useful enough

Chetan_Rao · 23rd July 2024, 12:43

IDFC offered a Rupay virtual card that just gets tagged to the primary card account. Same credit limit, same statement, everything. Essentially an add-on. Costs INR 199 + GST annually.

Useful with UPI, and helps make up the monthly/quarterly spend criteria.

somspaple · 23rd July 2024, 14:54

Quote:

Originally Posted by Artyom

I got that offer but upon checking I didn't find it worth applying so didnt apply.If you dont have a HDFC credit card then its worth having one in your wallet and applying.

I've a DCB from HFDC. Looking for Rupay credit card so that it can be linked to UPI payments. And since this is LTF, I don't have to bother about minimum spend criteria.

Were you able to click on the message and did it open the next page? I just get a 404 Not found error.

Artyom · 23rd July 2024, 14:56

Quote:

Originally Posted by somspaple

I've a DCB from HFDC. Looking for Rupay credit card so that it can be linked to UPI payments. And since this is LTF, I don't have to bother about minimum spend criteria.

Were you able to click on the message and did it open the next page? I just get a 404 Not found error.

I never bothered to pursue it further so not sure brother. You can apply it on their website anyways it’s a LTF.

somspaple · 23rd July 2024, 17:43

Quote:

Originally Posted by Chetan_Rao

IDFC offered a Rupay virtual card that just gets tagged to the primary card account. Same credit limit, same statement, everything. Essentially an add-on. Costs INR 199 + GST annually.

Useful with UPI, and helps make up the monthly/quarterly spend criteria.

Exactly why I wanted a Rupay card but was looking for a LTF one. Virtual card is linked to my primary DCB card sharing the same limit etc.

Luckily I was able to resolve the issue with the help of my RM. Looks like LTF offer is available until the end of July 2024.

rkg · 25th July 2024, 16:55

Quote:

Originally Posted by Naetik30

Actually, the #3 you mentioned - Newer Version of Amazon pay ICICI Fastag can be recharged only by Amazon Pay UPI/Netbanking/Credit/Debit cards.
The amazon pay GV balance cannot be used to recharge this any more. This is the exact problem I ran into and in the process of closing my fastag that I got 3 days back.

But the regular ICICI-only Fastag can be recharged with Amazon Pay GV Balance on the eToll app.

Recharged SBI Fastag with Amazon pay Balance on 21st July 2024. Till last month not getting this option to recharge Fastag

10nitin · 25th July 2024, 21:54

Hey guys,

The regular points for my Magnus card have not been credited for the last 12 days or so. I don't check it regularly but I don't think something like this has happened before. Is this normal or should I raise a ticket for this with the bank?

Also, I was trying to transfer my points to Accor but couldn't do so and was getting an error that I don't have sufficient points (which I did). On calling the bank, I was informed that I'm not able to do the transfer because I have just 20 points in one bucket and 30k points in the other. To use the 30k points I will have to earn 300 points in the first bucket and then I can do the transfer. Has anyone here faced such an issue?

Thanks in advance !

Noctis · 25th July 2024, 22:30

Quote:

Originally Posted by 10nitin

Hey guys,

The regular points for my Magnus card have not been credited for the last 12 days or so. I don't check it regularly but I don't think something like this has happened before. Is this normal or should I raise a ticket for this with the bank?

Yes, both issues are normal with Magnus. You can send a mail if you want to however.

10nitin · 25th July 2024, 22:53

Quote:

Originally Posted by Noctis

Yes, both issues are normal with Magnus. You can send a mail if you want to however.

That's a relief. Thanks! Is there any workaround for the bucket problem or should I just do some spends on the other axis cards to fix it?

18th July 2024, 15:29	#7832
Sheel Team-BHP Support Join Date: Jul 2006 Location: Purnea (Bihar) Posts: 9,990 Thanked: 15,117 Times View My Garage	Re: The Credit Card Thread One small doubt. My bank has upgraded my card. I have not activated it as I am expecting a refund of an online transaction. Should I wait or I can go ahead and activate the new card (old card will get deactivated, the card no’s are of course different, account no is same).
	() Thanks

19th July 2024, 08:33	#7834
Naetik30 BHPian Join Date: Mar 2013 Location: Bangalore Posts: 376 Thanked: 1,694 Times	Re: The Credit Card Thread Looks like ICICI Fastag have disabled fuel payments via fastag for all. This is a bummer. They have disabled this about 10 days back and I have a feeling, this happened due to some strong discussions on our forum regarding the same. Called up ICICI Fastag help line and confirmed. They said they have disabled fuel payments in the backend. They also said it is temporary halt. But not clear on a timeline. Last edited by Naetik30 : 19th July 2024 at 08:36.
	(2) Thanks

22nd July 2024, 19:27	#7835
somspaple BHPian Join Date: Jan 2008 Location: Bangalore Posts: 349 Thanked: 954 Times	Re: The Credit Card Thread Few days back I received an offer for LTF Rupay Virtual credit card from HDFC in my HDFC Banking App. I noticed it only yesterday - but on clicking on the link it loads a blank MyCards web page with '404 not found' message. Anybody else received the same offer and were you able to apply for it successfully?
	() Thanks

23rd July 2024, 12:43	#7838
Chetan_Rao Team-BHP Support Join Date: Jul 2010 Location: Bangalore Posts: 6,772 Thanked: 28,177 Times	Re: The Credit Card Thread IDFC offered a Rupay virtual card that just gets tagged to the primary card account. Same credit limit, same statement, everything. Essentially an add-on. Costs INR 199 + GST annually. Useful with UPI, and helps make up the monthly/quarterly spend criteria.
	(2) Thanks

25th July 2024, 21:54	#7843
10nitin BHPian Join Date: Aug 2013 Location: New Delhi Posts: 37 Thanked: 101 Times	Re: The Credit Card Thread Hey guys, The regular points for my Magnus card have not been credited for the last 12 days or so. I don't check it regularly but I don't think something like this has happened before. Is this normal or should I raise a ticket for this with the bank? Also, I was trying to transfer my points to Accor but couldn't do so and was getting an error that I don't have sufficient points (which I did). On calling the bank, I was informed that I'm not able to do the transfer because I have just 20 points in one bucket and 30k points in the other. To use the 30k points I will have to earn 300 points in the first bucket and then I can do the transfer. Has anyone here faced such an issue? Thanks in advance !
	() Thanks