It was a bad Christmas for me as my car got hit by another yesterday. So sadly, now its my turn to post about my experiences in this thread, which I never thought I would have to. We were going to Vegas Mall, Dwarka to watch the Matrix. The mall entrance is next to a roundabout and due to Christmas, the area was jam packed with cars. The arrow indicates the direction I would have taken to go to the parking and the black square shows the area where the accident occurred.
Before we inched under the metro pillar, there was an auto to my right. As I was inching forward, I was trying to take the service road as indicated in the arrow so that I can enter the mall. Now the auto was going right, so he inched a little ahead, while I was planning to go straight to the service road, so I was waiting and inching forward when I got the chance. And suddenly, a BMW X1 decides that the gap is wide enough, so he crept up to my right. I hear some scraping noise and to my horror, I see this car to my right. I honked but the driver could not hear through his windows, so I rolled down mine and banged on his bonnet. This worked and he applied his brakes after this. You can see in the below pictures the part where I banged is free from dust.
Since I could not open my doors, I moved a little ahead once the traffic allowed me to and blocked his way. The guy was not ready to admit his mistake and kept insisting it was my fault which almost drove me mad. Seeing that there was no use arguing with this moron, I walked ahead and got a cop from a kiosk in front of the mall. He looked at both of our cars and told us to drive out of this traffic and call 100 (literally everyone was yelling at me by then since I was adding to the already severe traffic). The cop assured me that now, the guy wont try to escape, so I took an U Turn(i.e. completed the roundabout) and called 100. A police Innova came within 10 minutes. In front of the cops the guy kept repeating that it was not his fault and that I would have to pay for his damages to boot, so the 2 policemen who came told us to drive to sector 17 police station (less than 500m from the place).
At the police station, the officer looked at both the cars, then spoke to each of us separately. I told him if I can file a complaint, to which he said that its possible, but then both of us have to leave the cars at the station for almost 5 days so that they can arrange a technical team who will come and assess the damages to both the cars. I have read in Team BHP about cars getting vandalized at police stations, so I was not ready for this at any cost. I asked them if they can look at the CCTV from the area and he said they can watch CCTV footage only after a formal complaint has been filed, which again meant leaving my car at the station.
The officer advised me to settle it amongst ourselves. By then, I had a good look at the damage to my car. Thankfully, due to less than 5KM/H speed, there was no dent. But sadly the paint was chipped in lots of places. I told him that if the other guy owned up to his mistake and reimburse my insurance NCB, I would be satisfied. This time, he agreed and gave me 1000.
Very little damage to the X1, only the bumper has some paint chipped.
In contrast, my poor car has lost paint on both doors as well as the area around the rear right wheel. I have to get this repaired when I go for the annual servicing in January. The only silver lining is no dent.
Needless to say, Christmas was ruined for us and I have to watch Matrix once it releases on Netflix/Prime.
Few takeaways from my unfortunate incident:
- If you are a victim in a situation like this, do not waste your energy arguing with morons, instead call for the cops. Note the number or take a picture of the offending car (if possible).
- Many times we are hesitant to call the cops thinking what may happen. But my experience with Delhi police has been very good. The cops were at the scene within 10 minutes from the call and all of them behaved very professionally with both of us. The other guy was playing victim but after a discussion with the officer at the station, he agreed to his fault.
- I always assumed that in India, the more expensive cars tend to drive more safely. Not anymore. This X1 was probably less than a month old and I thought it was really weird that someone can drive a brand new BMW like that. Don't cars like these come with front sensors?
- And lastly, I have decided to get a dashcam. I was dilly dallying whether to get one since I consider myself a safe driver and never test my limit or the car's. But as this incident rudely pointed out, I can get into trouble even after driving safe. I don't think the outcome would have been any different in this case even if there was a dashcam, but if the situation is more serious than this, a dashcam would have been vital.